Renewal premium rates edged lower across most commercial insurance lines last month—but general liability and workers’ compensation stood out as the only exceptions, Ivans reported Thursday.
The data comes from the technology provider’s February 2026 Ivans Index. According to the report, general liability renewal rates climbed to 7.01%, up from 6.89% in January, while workers’ compensation ticked up to -1.43%, improving from -2.17% the previous month.
Here’s how premium renewal rates shifted across other commercial insurance lines in February 2026:
- Commercial Auto: 5.18%, down from 5.62% in January
- Business Owners Policy (BOP): 6.81%, down slightly from 6.89% in January
- Commercial Property: 7.05%, down from 7.22% in January
- Umbrella: 8.84%, down significantly from 10.47% in January
On a year-over-year basis, Ivans found renewal premiums rising across several key lines—including commercial auto, BOP, general liability, commercial property, and umbrella—while workers’ compensation moved in the opposite direction, posting lower renewal rates.
Released each month, the Ivans Index provides a data-driven snapshot of market conditions, tracking how premium renewal rates are changing across the insurance industry’s most commonly placed commercial lines.
“Analyzing more than 120 million data transactions, the Ivans Index premium renewal rate change measures the premium difference year over year for a single consistent policy,” Ivans said in a press release. “Inclusive of more than 38,000 agencies and 700 carriers and MGAs, the Ivans Index is reflective of the premium rate change trends being experienced by all agencies and insurers across the U.S. insurance market.”
