Farmers Insurance has filed a lawsuit accusing a former Oklahoma agent of orchestrating a scheme to steer its policyholders to rival insurers—allegedly funneling business to an agency where his wife is employed.
Farmers alleges that Bradley McKinney violated his agent agreement by secretly selling policies from competing insurers—right out of his own Farmers agency office.
According to Farmers, just before cutting ties in 2025, McKinney allegedly downloaded his entire book of business and passed that confidential data to producers at a rival agency.
The lawsuit was officially filed on March 11 in federal court in northern Oklahoma, marking a significant escalation in the dispute.
From 2010 to 2025, McKinney ran a Farmers agency in Tulsa under the name McKinney Insurance & Financial Services. According to the lawsuit, his wife, Tory McKinney, and producer Christopher Spicer remained part of the operation until 2023—when they left to join Hometown Insurance Agency in Tulsa, a move that now sits at the center of the dispute.
According to the lawsuit, Bradley McKinney began steering Farmers policyholders to Tory McKinney and Christopher Spicer at Hometown in late 2023. The impact was swift: active policies at his Farmers agency started slipping that same year, declined further in 2024, and then dropped even more sharply in the first four and a half months of 2025, Farmers claims.
The lawsuit claims that on February 18, 2025, Bradley McKinney downloaded his agency’s entire book of business into an Excel file—then, just two days later, submitted a letter to Farmers terminating his agent agreement.
Farmers says its proprietary customer data is tightly safeguarded behind secure login systems that require multi-factor authentication. In the lawsuit, the company emphasizes that the information housed within these platforms is not just sensitive—it’s classified as trade secrets.
Farmers cut ties with Bradley McKinney on May 15, 2025—two weeks ahead of his planned departure. According to the lawsuit, he later resurfaced at Hometown, deepening the dispute.
Farmers is pushing for both compensatory and punitive damages—and is taking the fight to a jury trial.
