Unless You Tell Your Car Insurance Provider Otherwise

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5 things you don't have to tell your car insurance provider | Driving

Honesty is always the best policy when it comes to auto insurance, but not everything is worthy of a call to your provider

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It’s imperative to notify your insurance broker or agent of any major changes to your vehicle, driving habits, address, or payment information. But what about things like parking it at a friend’s house for the night? Or letting a roommate borrow it for the day?

While honesty is always the best policy when it comes to insurance — you are, after all, signing a contract — there are some minor things that aren’t necessary to divulge.

If you’re finally rolling down Route 66, you can do so with peace of mind: most Canadian car insurance policies cover your travel in both Canada and the United States. Just be sure to check your policy to know how long you have coverage for, and any limitations to this coverage in certain provinces or states.

That said, if you plan on crossing the Mexican border, you’ll need to buy additional insurance to cover travel outside of the U.S. and Canada. You should also let your provider know if you are taking an extended trip that will keep your car in another province or state for several months. And if you’re permanently moving to the U.S., you absolutely need to let your insurance provider know, as you’ll need to swap your Canadian policy for an American one.

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Do you have to tell your car insurance provider if you get your car windows tinted? - Quora

Category: Your Insurance

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Should you auto-renew your car insurance policy? | GoCompare

Letting your can insurance policy auto-renew is easy, but is it the best thing to do? You could save money on your car insurance by shopping around before you auto-renew. Find out how.

Less than half (49%) said they compare their renewal premium with what they paid the previous year, just over a third check their renewal papers for any changes to the cover, while just 29% thought about the cover they'd needed for the coming year. This could become an issue if you try to make a claim on your windscreen protection for example and find you’re not covered anymore.

If you’d rather stick with your existing insurer, get in touch and see if you can negotiate a better price. Explain that you’re a loyal customer and see what they can do for you.

Just make sure you do it in good time – if you let your policy auto-renew you’re still allowed to cancel, but you’ll probably be charged for the time you’re covered by them and an administration fee - even if you’re still in your cooling off period.

[1]On 8 February 2021, an online survey of 2,042 randomly selected Great British adults was executed by Maru/Blue. For comparison purposes, a probability sample of this size has an estimated margin of error (which measures sampling variability) of +/- 2.1%. The results have been weighted by age, gender, region and social grade to match the population, according to Census data. This is to ensure the sample is representative of the entire adult population of Great Britain. Discrepancies in or between totals are due to rounding.

Department for Transport’s Vehicle Licensing Statistics for Quarter 4 2020 (published December 2020) report that there were 31.869m cars licenced for use on the roads in Great Britain. 24% of motorists auto-renewed their car insurance policy at the last renewal without checking prices. 24% of 31.869m = 7,648,560.

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How to Redirect Otherwise Payable Taxes to Pay for Insurance

15:06 - 2 years ago

Wouldn't it be great to have a life insurance policy that has a net zero cost? In this training I will teach exactly how to do that.

Your car insurance rights: 9 things an insurer can't do

Whether you are shopping for a new policy or renewing your current one, you have rights when it comes to car insurance.

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First the bad news: During the so-called "binding period," which is typically the first 30 to 60 days of your policy, depending on your state laws, your insurer is free to cancel at will, without offering an explanation. This period allows the insurer to investigate the accuracy of your application and decide if they want to accept you as a risk.

The most common reason for a cancellation during the binding period is due to underwriting, says Kristofer Kirchen, president of Advanced Insurance Managers in Tampa, Florida. "Discovering an undisclosed driver, failure to provide requested information and vehicles that do not meet coverage requirements are common," says Kirchen.

Now the good news: Once the binding period has passed, your insurer can cancel only for valid reasons. Those vary by state, but common ones include nonpayment, fraud or suspension of your license.

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CoverHound® | Insurance Learning Center | What To Tell Your Car Insurance Provider After An Accident

Category: Insurance Providers

Compare business or personal insurance quotes from trusted insurers and get the right coverage for your life.

CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to the situation. We have implemented precautionary and preparedness measures to reduce exposure to the coronavirus and are prepared to maintain normal business operations.

However, that is what auto insurance is for. Auto insurance is required by drivers so that a car accident doesn't result in repair or medical payments that will dramatically affect your financial stability.

Auto insurance is a good thing to have in those uncertain moments following a car accident, no matter how big or small. Even so, it's difficult to know how or when to contact your insurance agent.

The right time to call When two or more cars are involved in an accident, insurance agencies say it is crucial that they are called, according to the Livingston Law Firm in Texas. Most insurance providers specifically state that, in the event of an accident, the policyholder must notify the insurance agent. This is especially true when multiple cars and people are involved.

According to Consumer Reports, injuries often surface a day or two following the accident and cars can be more damaged than they initially appear. Because of these factors, it is important that the insurance agent be contacted right away. Many insurance providers have stipulations about how soon they should be contacted.

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Car Insurance Providers 🟢 Sep 2022

Category: Car Insurance Providers Car Insurance

Car Insurance Providers - If you are looking for an easy way to get quotes then our online services are the way to go.

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How to cancel car insurance policy?

Canceling your car insurance is a straightforward, reasonably painless process. It's best to know about how to cancel auto insurance and how to switch car insurance. Here’s everything you could possibly know about canceling your auto insurance.

Geoff Williams is a freelance journalist and author in Loveland, Ohio, where he lives with his two teenage daughters. He has been writing about insurance and personal finance since the mid-2000s. His work has appeared in numerous publications, including Life magazine, Ladies Home Journal, The Washington Post, CNNMoney, Entrepreneur, Forbes.com and U.S. News & World Report. Williams is also the author of several books, including "Washed Away: How the Great Flood of 1913, Americas Most Widespread Natural Disaster, Terrorized a Nation and Changed It Forever" and "C.C. Pyles Amazing Foot Race: The True Story of the 1928 Coast-to-Coast Run Across America". Read full bio >>

Les Masterson has more than 20 years of writing, editing and content creation experience. He has researched and written extensively about health insurance and health care for consumers, executives and hospital CEOs. Before focusing on insurance, he covered everything from local planning boards to presidential politics in his journalism career. Read full bio >>

So let's take a look at when you can cancel your car insurance, how to cancel auto insurance, and when you shouldn't cancel your coverage. Here’s everything you could possibly know about canceling your auto insurance.

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Switching Car Insurance After Accident: Everything You Need to Know

If you are unhappy with your auto insurance provider, switching car insurance after an accident may be an option for you.

If you are unhappy with your auto insurance provider, switching car insurance after an accident may be an option for you. You can discontinue your policy even if you have a current open claim or were at fault in an accident. In fact, you can seek a new insurance company anytime you are unhappy with your current policy. However, you will still need to work with your previous insurance provider to settle open claims related to the recent accident.

Your auto insurance can increase by up to 32 percent after an auto accident even if you were not at fault. When faced with this higher premium, you may be tempted to shop around and see if you can get a lower rate rather than pay hundreds of dollars more to your insurance company every year.

Ideally, your auto insurance company should offer both outstanding customer service and reasonable policy rates. Most experts recommend getting quotes from at least three to five companies before committing to a new policy. You should also request quotes from an independent agent, a traditional agent, and an online-only agent.

Once you get a quote that meets your needs, research the company online through sources like the Better Business Bureau. Read customer complaints and keep an eye open for possible red flags. Otherwise, you might be looking for a new auto insurance company again sooner rather than later.

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Can You Find an Auto Insurance Company With Just a Policy Number?

Category: To Find An Insurance

What can a policy number tell you about the car insurance company? Learn if it’s possible to figure out the auto insurance company based on the policy number alone.

More than just “another” place to find news, reviews, spy shots, commentary, features, and guides about the auto industry. TheDetroitBureau doesn’t stop with the press releases or confuse a few lines of opinion with insightful, in-depth reporting.

TheDetroitBureau.com’s Headlight News offers a look at the past week’s top automotive news stories, as well as what’s coming up in the week ahead. Check out the week’s top story and our latest review…along with a dive into the past with this week in automotive history.

If you are wondering how you can identify a car insurance company with only a policy number, this guide will help you figure out how feasible it is to do so. Unfortunately, it is very hard to find an insurance company based solely on a policy number. However, doing so is possible in some states where DMV codes are easier to look up.

You can sometimes find an insurance company with only a policy number, but this will not always be the case. In many situations, it will be difficult to do, if not impossible.

That is because there is no master database with insurance policy numbers and drivers. Each state’s Department of Motor Vehicles (DMV) keeps this information. However, knowing the state that the policy is registered in is not always enough since privacy laws protect the information.

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Do car insurance and registration address have to match?

Category: Your Car Insurance

Does car insurance and registration address have to match? Not always, but be wary of committing fraud. Learn more about car registration and insurance at different addresses.

Does your car insurance and registration address have to match? It is possible not to match; however, you need to check your local state laws to make sure you can legally have car insurance and registration at different addresses. Otherwise, you will be committing insurance fraud. Car insurance rates vary by state and city, so it's important to be as accurate as possible on your car insurance policy.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Your state and insurance company may have different rules and regulations about car registration and insurance at different addresses. You should always check with each entity to be sure you are abiding by the laws and regulations in your state

If the information on your driver’s license, insurance card, and registration card do not match and you are pulled over or in an accident, be prepared to explain to the authorities why they do not match.

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6 Reasons Why You Should Never Lie to Your Car Insurance …

Category: Car Insurance Cannot Work

Jul 13, 2021 · If either of the parties lies about any piece of information, car insurance cannot work. Thus, you should always be honest with your insurance provider. Common Lies Told by …

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Does My Car Insurance Cover Other Drivers? | RamseySolutions.com

Category: Your Car Insurance

Your insurance will cover your car in the event of an accident. But things are more complex when it comes to covering the person behind the wheel.

Good question. As we’re about to explain, it depends on the coverage you have and who’s at fault if there’s an accident. And (you guessed it) there are exceptions and speed bumps to know about before you hand over the keys!

In most states, the insurance company will pay to cover repairs to your vehicle regardless of who is driving.1 But when insurers look at the person behind your wheel and the other car involved in the collision, things become less black and white. It can depend on the terms of your coverage, your policy and the state where you live.

Bottom line: Look carefully at the fine print of your policy before you let someone else drive! Whether or not they live in a different state, the other driver should be doing the same.

Liability coverage is mandatory in pretty much every state except New Hampshire. It’s there to cover the costs if you’re at fault in an accident along with the other driver’s medical and repair costs.

But will it help if your Aunt Carol visits from out-of-state, drives your sedan one morning, and gets into a minor scrape (for which she’s at fault)? Let’s take a look:

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10 car insurance terms you need to know - CNET

Knowledge is power when it comes to buying car insurance, and understanding the legal terms can help guarantee you get the coverage you need.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

CNET editors independently choose every product and service we cover. Though we can't review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

We are an independent publisher. Our advertisers do not direct our editorial content. Any opinions, analyses, reviews, or recommendations expressed in editorial content are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser.

To support our work, we are paid in different ways for providing advertising services. For example, some advertisers pay us to display ads, others pay us when you click on certain links, and others pay us when you submit your information to request a quote or other offer details. CNET’s compensation is never tied to whether you purchase an insurance product. We don’t charge you for our services. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear.

Our insurance content may include references to or advertisements by our corporate affiliate HomeInsurance.com LLC, a licensed insurance producer (NPN: 8781838). And HomeInsurance.com LLC may receive compensation from third parties if you choose to visit and transact on their website. However, all CNET editorial content is independently researched and developed without regard to our corporate relationship to HomeInsurance.com LLC or its advertiser relationships.

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Denied claims: When your car insurance won't cover you | finder.com

Category: Your Insurance

Your car insurance won't pay out under certain conditions. Watch out for these common car insurance exclusions that could get your insurance claim denied.

If you take a close look at your car insurance policy, you’ll see a long list of exclusions that your insurer won’t cover. If you get into an accident and your claim is related to any of these exclusions, your insurer may reject your claim. Avoid these exclusions for a better chance at a successful car insurance claim.

You can let nearly anyone drive your car and you’ll have coverage under your policy. But people that have regular access to your vehicle, such as other family members that live in your household, might need to be listed as drivers on your policy to have coverage.

And if the person behind the wheel is listed as an unapproved or excluded driver, your claim could be denied. So if you excluded your teenager from driving your classic car but your kid gets in a wreck while driving it, your insurance likely wouldn’t cover the damage.

If you don’t have certain types of coverage, your claim would be denied. For instance, you won’t be covered for theft or vandalism if you don’t have comprehensive coverage. If you don’t have collision coverage on an older car and you cause a wreck, your insurance would cover damage to the other car but not the cost to fix yours.

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Voided or cancelled car insurance | Finder UK

Category: Car Insurance Insurance Provider Your Car Insurance

See how you can make sure your car insurance isn't voided or cancelled and what you can do if the unfortunate happens.

Car insurance is designed to protect us if the worst happens. But valid car insurance relies on you telling the truth and following the rules outlined in your policy. Failure to do so, even unintentionally, could leave you uninsured and struggling to find cover if your insurer cancels or voids your policy. Our guide will help you minimise the risk of voided or cancelled car insurance and understand what to do if it happens.

Voided car insurance is any policy that has been ruled invalid by the insurer. There are a number of reasons this may happen. The most common are that the customer fails to pay their premium, or has submitted false or incorrect information to the insurer.

If an insurance provider voids a car insurance policy, it is equivalent to that policy never having existed and no protection ever having been in place. This, in turn, means that any claim being made (even before the date on which the policy was voided) will not be successful.

Voided car insurance means that an insurance provider has reason to completely invalidate your car insurance, leaving you unprotected for the entire term. This means that even claims made since you took out the policy, but before the void date, won’t be covered. This might be if, for example, you lied or omitted important details when you applied for the insurance

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Buying a car? Why your insurance provider should be the first person you tell | OTIP RAEO

Category: Your Insurance Provider

Buying a car? Keep your insurance provider in the loop! Find out why you need to talk to your insurer about your new vehicle purchase.

Whether you are driving a shiny new car off the lot or found a used car in good shape on an auto buy-and-sell page, you’ll need to notify your insurer before you write the cheque. The make, model and year of your vehicle are key factors in determining your auto insurance policy premiums and ensuring that you have the right amount of coverage in place. That’s why it’s so important to contact your insurance provider before you purchase a new vehicle. Depending on the make, model and year of your new vehicle, keeping your insurer updated could save you on your insurance premiums. Read on to learn why it’s important to keep your insurance provider in the loop: 1. It’s the law In Ontario, auto insurance is mandatory.1 All vehicles registered in the province must be insured for third-party liability of at least $200,000. While collision insurance to cover your own vehicle in the event of an accident is not required by law, it is also highly recommended. In order to register a vehicle or renew your registration, you will need to prove that you have sufficient insurance coverage. Falsified documents could result in fines up to $25,000, a driver’s license suspension for up to one year and confiscation of your vehicle for up to three months. It’s important to work with your insurance provider early in the buying process to ensure your new vehicle is covered and meets provincial insurance requirements. 2. Avoid being left without coverage It is ultimately your responsibility to inform your insurer of a change in car ownership within a reasonable period of time. If you become involved in a collision after your insurance provider’s grace period has ended and you neglected to tell them about the ownership change, you risk being left without coverage. In the unfortunate event of an accident, your insurer could refuse your claim or even cancel your policy if they were not notified of the change in car ownership. 3. You could save on your premiums There are a number of factors that your insurance provider takes into consideration when calculating your premiums. Details such as the make, model and year of your vehicle, average repair costs, safety ratings and theft rates are all taken into account. Depending on how your new vehicle compares to your previous one, it’s possible that your insurance premiums could decrease. Overall, it is in your best interest to notify your insurance provider early in the vehicle buying process. Not only are you required by law to have your vehicle insured, but your insurance provider will work with you to ensure you have the right amount of coverage should an incident occur. Getting ready to buy a new or used car? Contact your OTIP insurance broker today at 1-800-267-6847 to get a quote. If you have an existing OTIP car insurance policy, call 1-866-561-5559 to discuss adding a new vehicle to your policy. If you enjoyed reading this article, subscribe to OTIP’s e-communications and you will get more news like this delivered straight to your inbox. Plus, you will be entered for a chance to win a $500 gift card! 1. Ontario Ministry of Transportation

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Your Guide to Cancelled Car Insurance - MyFirst UK

Category: Car Insurance

If you have had your car insurance policy cancelled, you will no doubt be struggling to obtain another policy. Even if you believe it wasn’t your fault your policy was cancelled you will still be left struggling to re-insure your vehicle. Even if you do manage to find a company willing to offer cover, they will probably offer it at a very high price. This means you don’t have the luxury of comparing quotes. However, not all is as bad as it may seem as we are going to provide you with a guide to cancelled car insurance and explain everything you need to know to obtain the best deal possible for your circumstances.

There are two types of car insurance cancellation. The first is when you the driver of the vehicle cancel the insurance. The second is when the insurance provider cancels it and this is the type that causes you problems.

You might wish to cancel car insurance yourself for numerous reasons. Perhaps you no longer drive the car, you cannot afford the premium and wish to find cheaper insurance or you have purchased a new vehicle and need a different policy. In this instance, future car insurance will not be affected and you will not have any trouble obtaining a different policy.

Of course, if you cancel your insurance policy you might have to pay a fee, but on a more positive note, you should receive a refund for the unused part of insurance if you paid for cover upfront.

So, essentially, you will only run into difficulty in regards to obtaining car insurance if the provider cancels your cover. When the insurance provider cancels your insurance policy it doesn’t look good on you, whether you actually did something or not to contribute towards that cancellation. You will also lose any money you have paid for the insurance policy if it is cancelled by the provider.

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Should I call my insurance company after an accident? - Allen and …

Category: Your Insurance Company

Regardless of fault, it is important to call your insurance company and report any accident that involved injuries or property damage. A common myth is that you do not need to contact your …

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Unless You Tell Your Car Insurance Provider Otherwise

Top FAQs for Unless You Tell Your Car Insurance Provider Otherwise

People also ask - Unless You Tell Your Car Insurance Provider Otherwise FAQs

No, but if you file a claim that includes those windows they may not cover hte tint since it is a add on that is notl isted in the policy

I don’t know about telling your insurance provider, but if your state has an annual vehicle inspection, there is a gizmo they use to determine if t...

I’ve added window tint to every car I have owned for the last 30 years. I have never had an issue with car insurance coverage as a result — PROVIDE...

Yes. It’s a modification to the original vehicle and can affect both risk and repair costs. If you fail to mention modifications they can be a prob...

No, not at all. People tint their windows all the time and insurance companies expect small modifications from car owners. No worries.

Tinting car windows is certainly a part of you car insurance since it is a modification process. You can just tell your car insurance provider that...

Yes, most modifications made to a car have to reported to your insurance company, however, if your side windows have been darkened a lot and you pu...

You are supposed to tell your insurance company of any " modifications " i.e. Anything added to the car after manufacture, so if your car was suppl...

A few years ago I was at my local shopping mall. I’m a concealed permit holder living in Florida, so 99% of the places I go, I’m packing a pistol....

Call your insurance company and tell the representative that you would like to add glass break insurance. It will increase the cost, but not much.

5 things you don't have to tell your car insurance provider | Driving

Do you have to tell your car insurance provider if you get your car windows tinted? - Quora

Should you auto-renew your car insurance policy? | GoCompare

How to Redirect Otherwise Payable Taxes to Pay for Insurance

Your car insurance rights: 9 things an insurer can't do

CoverHound® | Insurance Learning Center | What To Tell Your Car Insurance Provider After An Accident

Car Insurance Providers 🟢 Sep 2022

How to cancel car insurance policy?

Switching Car Insurance After Accident: Everything You Need to Know

Can You Find an Auto Insurance Company With Just a Policy Number?

Do car insurance and registration address have to match?

6 Reasons Why You Should Never Lie to Your Car Insurance …

Does My Car Insurance Cover Other Drivers? | RamseySolutions.com

10 car insurance terms you need to know - CNET

Denied claims: When your car insurance won't cover you | finder.com

Voided or cancelled car insurance | Finder UK

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