A homeowners declaration page summarizes your coverage's, your personal & home information.Read on to know about how to read a homeowners declaration page & basic information on home insurance.
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A homeowners insurance policy protects your home, valuables and even your life savings when something goes wrong. The homeowners insurance declaration page is the key that unlocks all your coverages, so you know exactly what is and is not covered.
To read your homeowners insurance policy, first go to the declaration page. It tells you all about what is and isn’t covered in your homeowners insurance. The declaration page is where you find out about your coverage. It also tells you about people involved with your policy. It also consists of information such as the amount of dwelling coverage, personal property coverage, liability coverage, and guest medical protection. While reading the declaration page, pay attention to the policyholder’s name, policy period, policy number, premium amount, deductible amount and limits.