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Health insurance premiums are poised for a steep climb in 2026, as over 300 ACA marketplace insurers propose average rate hikes of 20%. With premiums rising sharply with age in most states, early retirees who haven’t yet qualified for Medicare could face an even tougher battle to keep their coverage affordable.
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Health insurance costs in the U.S. have climbed relentlessly for four straight years—and 2025 is set to bring the steepest surge yet. Employers across the country are preparing for the largest increase in premiums in 15 years, according to a sweeping survey of more than 1,700 companies.
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If your health insurance company has ever denied a claim, you’re far from alone. Each year, nearly one in five in-network claims is rejected—yet less than 1% of patients ever challenge those denials.
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On Monday, Humana (HUM.N) filed a new lawsuit challenging the U.S. government’s decision to lower the health insurer’s star ratings for its government-backed Medicare plans, following the dismissal of an earlier challenge on technical grounds.
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U.S. health insurers are seeking the steepest premium hikes for Obamacare plans since 2018, driven by concerns over the possible expiration of premium subsidies and looming tariffs on medical products, according to an analysis by health policy research group KFF.
Health insurance premiums are poised for a steep climb in 2026, as over 300 ACA marketplace insurers propose average rate hikes of 20%. With premiums rising sharply with age in most states, early retirees who haven’t yet qualified for Medicare could face an even tougher battle to keep their coverage affordable.
