You might be wondering if a Medigap plan is even necessary for healthy older adults. While you may be in excellent health now (keep up the great work!), your future health care needs must also be considered. This is where Medigap plays an important role, as Medigap plans are meant to fill in the gaps that Medicare Part A and Part B (also known as Original Medicare) doesn’t cover. Essentially, Medigap provides additional coverage for costly medical bills if you become injured or ill. Below, we’ll take a look at our top picks for Medigap plans for healthy seniors.
Finding the best Medigap plan to support your health and well-being can be tedious. Humana comes to the rescue by making online research and enrollment oh so easy! Offering nine of the 10 Medigap plans, healthy older adults have plenty of Medicare supplement options. Gone are the days of waiting for an insurance adjuster to call. With Humana, shoppers can see an outline of coverage, compare plans, and receive an instant quote. And Humana’s no-cost extras like fitness club service, 24/7 nurse advice hotline, and discounts for hearing, prescription, and vision are a win in our book.
Humana’s customer base (over 20 million members) has plenty of resources to support and maintain their healthy lifestyle, including a valuable free gym membership. We’re also big fans of Humana’s transparency in how they rate their plans (attained age, community-rated, or issue-age-related) and set their prices for gender-based, preferred, and standard premiums.
Unsure which Humana Medigap plan is the right fit? Head over to our Humana Medicare Supplement review for pro tips on picking a plan and analyzing pricing. If you’re considering an alternative to Medigap, be sure to check out the latest review of Humana Medicare Advantage plans.
Founded in the 1940s, Anthem is the largest for-profit managed health care company in the Blue Cross Blue Shield A-sociation. Anthem’s 40-plus million members have access to a wide range of healthcare options, including valuable add-on benefits built to support healthy lifestyles. In addition to Medigap, Anthem’s whole-health approach offers supplemental prescription, dental, vision, and hearing plans. Customers also have access to a free fitness membership, online wellness tools, weight management resources, and personalized coaching. Anthem makes it easy for healthy seniors to reach their goals and thrive in their golden years!