Compare car insurance costs for the Smart Fortwo based on the specific model version, the driver's age and their location.
The Smart Fortwo is an iconic 2-seater city car that’s been on our roads for almost 24 years. Now in its third generation, the car is a joint effort between Swatch and Mercedes. It’s also available as an electric model, and was the first one ever to go on sale in Europe. In this guide, we’ll set you up with all the relevant info for when it comes to getting this pocket rocket of a car insured.
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Smart Fortwo models range from insurance group 2 to 11, meaning they’re among the least expensive cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £582 for cover on a Smart Fortwo Pure 2d Auto that is in insurance group 2 or around £756 for a Smart Fortwo Electric Drive 2d Auto that is in insurance group 9. This clearly shows the impact on premium pricing that occurs when one car is in a much higher insurance group.
Model / Version
Group (1-50)
20yrs
30yrs
40yrs
50yrs
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Pure 2d Auto
2
£1,003
£582
£510
£411
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Pure Auto (61bhp) 2d
2
£1,003
£582
£510
£411
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Pure mhd 2d Auto
2
£1,003
£582
£510
£411
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CDI Pure 2d Auto
4
£1,088
£631
£553
£446
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Pure mhd (61bhp) 2d Auto
4
£1,088
£631
£553
£446
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Pulse 2d Auto
3
£1,046
£607
£532
£429
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Pulse mhd 2d Auto
3
£1,046
£607
£532
£429
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Pulse mhd Softouch (2010) 2d Auto
3
£1,046
£607
£532
£429
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Pulse mhd Softouch (Luxury Pack) (2010) 2d Auto
3
£1,046
£607
£532
£429
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CDI Pulse Softouch (2010) 2d Auto
4
£1,088
£631
£553
£446
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CDI Pulse Softouch (Luxury Pack) (2010) 2d Auto
4
£1,088
£631
£553
£446
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Pulse Softouch (84bhp) 2d Auto
5
£1,126
£653
£573
£462
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CDi Edition Lightshine Softouch 2d Auto
6
£1,159
£672
£589
£475
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Pulse mhd (Luxury Pack) 2d Auto
3
£1,046
£607
£532
£429
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Pulse Softouch (84bhp) (Luxury Pack) 2d Auto
5
£1,126
£653
£573
£462
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Electric drive 2d Auto
13
£1,302
£756
£662
£534
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Passion mhd (Luxury Pack) 2d Auto
3
£1,046
£607
£532
£429
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CDI Passion (Luxury Pack) 2d Auto
6
£1,159
£672
£589
£475
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Passion (Luxury Pack) (84bhp) 2d Auto
7
£1,185
£688
£602
£486
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Brabus 2d Auto
10
£1,242
£721
£631
£510
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Limited Three mhd 2d Auto
3
£1,046
£607
£532
£429
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Edition Urbanstyle mhd Softouch 2d Auto
4
£1,088
£631
£553
£446
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Edition Urbanstyle Softouch (84bhp) 2d Auto
7
£1,185
£688
£602
£486
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Passion 2d Auto
3
£1,046
£607
£532
£429
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Passion mhd 2d Auto
3
£1,046
£607
£532
£429
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Passion mhd Softouch (2010) 2d Auto
3
£1,046
£607
£532
£429
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Passion mhd Softouch (Luxury Pack) (2010) 2d Auto
3
£1,046
£607
£532
£429
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CDI Passion 2d Auto
4
£1,088
£631
£553
£446
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CDI Passion Softouch (2010) 2d Auto
4
£1,088
£631
£553
£446
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CDI Passion Softouch (Luxury Pack) (2010) 2d Auto
4
£1,088
£631
£553
£446
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Passion Auto (84bhp) 2d
5
£1,126
£653
£573
£462
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Passion Softouch (84bhp) (2010) 2d Auto
5
£1,126
£653
£573
£462
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Passion Softouch (84bhp) (Luxury Pack) (2010) 2d Auto
5
£1,126
£653
£573
£462
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Grandstyle mhdr Softouch 2d Auto
5
£1,126
£653
£573
£462
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Grandstyle Softouch (84bhp) 2d Auto
8
£1,207
£700
£613
£495
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Iceshine mhd Softouch 2d Auto
2
£1,003
£582
£510
£411
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Iceshine Softouch (84bhp) 2d Auto
5
£1,126
£653
£573
£462
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Nightorange mhd Softouch 2d Auto
4
£1,088
£631
£553
£446
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Nightorange Softouch (84bhp) 2d Auto
7
£1,185
£688
£602
£486
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Brabus Xclusive Softouch (102bhp) 2d Auto
11
£1,261
£731
£641
£517
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Brabus Xclusive Softouch 2010 2d Auto
11
£1,261
£731
£641
£517
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These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Smart Fortwo Passion 2d Auto.