General liability insurance for small businesses is a great foundation to protect your business from unexpected liabilities such as property damage or physical injury. Make sure your business is fully protected and get a free quote for small business liability insurance from The Hartford today.
So, if a customer slips and falls in your small business, this liability insurance protects your business’ a-sets by paying for their medical costs. It can also cover the cost of repairs if your small business damages a customer’s property. This coverage is also known as business liability insurance. To learn more about general liability insurance, get a quote from us today.
Many small business owners need general liability insurance. It helps cover claims that can come up during normal operations. Without a general liability insurance policy, you’d have to cover claims costs out of pocket. For some small businesses, this can cause a significant loss in finances.
Many small businesses visit their customers’ property to provide products and services, like landscaping businesses. General liability insurance can help cover bodily injury or property damage caused by you or your employees while you’re on a customer’s property. So, if you own a landscaping business and your lawn mower clips the side of the fence in a customer’s backyard, general liability insurance can help pay for the damages.
If your business has face-to-face interactions customers, business liability insurance can be beneficial for your business. For example, if you run a boutique or clothing shop and a customer trips and sprains their ankle in your store, this coverage can help pay for their medical expenses.
General liability insurance costs vary depending on your specific business. On average, our customers paid $1,057 annually, or about $88 a month, for a GLI policy.1 Some factors that can influence general liability insurance costs include your business’: