Short-term car insurance doesn’t really exist, but there are still a few ways you can get covered if you drive infrequently or only need temporary coverage.
Andrew Hurst is a senior editor and a licensed auto insurance expert at Policygenius. His work has also been featured in The New York Times, The Wall Street Journal, Forbes, USA Today, NPR, Mic, Insurance Business Magazine, ValuePenguin, and Property Casualty 360.
Fabio Faschi is a licensed property and casualty insurance agent. His expertise on home and auto insurance has been featured on Forbes, Consumer Affairs, Realtor.com, Apartment Therapy, SFGATE, Bankrate, and Lifehacker.
Car insurance policies generally last for a minimum of six months. This means that you can’t get temporary car insurance that lasts only for a few days or weeks. But depending on your situation, you may be able to get temporary car insurance coverage a few other ways.
You can get temporary auto insurance coverage from another person’s policy while you use their car; a per-mile insurance plan; non-owners insurance if you don’t own a car; your rental car, car-sharing, or credit card company if you’re renting a vehicle; or by canceling a policy — but only if you don’t ever plan own a car again in the future.
Even though you can’t get daily or monthly car insurance, there are other ways to get coverage for a short period of time. Depending on the situation, you might even already be covered.
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