If you're wondering can you register a car without insurance, this guide will describe registration and state requirements.
If you want to drive on public roads, you must register your car with the Department of Motor Vehicles (DMV). Every state has its own set of regulations. If you recently moved or you're buying a new car, it's your duty to learn the process. If you're wondering can you register a car without insurance, this guide will describe registration and state requirements.
Most states require that you purchase insurance coverage before you register your car. An insurance card or a printout detailing your coverage is typically adequate. Your DMV agent will verify the proof of insurance is valid, lists the vehicle you want to register, and provides the state minimum coverage.
Depending on the state, drivers must renew their registration every one to five years. Most states offer an online renewal system, and you can sign up for automatic renewal reminders. By tying registration and auto insurance obligations together, states hope to reduce the number of uninsured drivers on the road. However, statistics show that most cases of uninsured drivers are due to lapsed policies.
New Hampshire is the only state that doesn't require drivers to purchase liability insurance to operate a car. However, it does require proof of financial responsibility — enough to cover the cost of an at-fault accident, says ValuePenguin.
Each state's DMV requires different forms for vehicle registration. For example, Nevada requires an insurance card, a title, a valid emissions inspection, and an application. Indiana doesn't require proof of insurance before registration. You need the title, your driver's license, and payment for registration fees. Many states, such as Vermont, require a physical vehicle inspection. Others, including Arizona, require emissions testing.
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