Health Insurance Plans in India - Compare and check medical insurance plans at InsuranceDekho to buy or renew the best health insurance policy for cashless mediclaim
Health is the greatest wealth, but sometimes it can be deployed due to unexpected critical illnesses. Hence, it is wise to get secured with a health insurance plan. Generally popular as medical insurance, it is an agreement under which the insurer agrees to pay medical expenses for the policyholder. Under this, the insurer provides coverage for hospitalization, health check-ups, ambulance charges, and much more under the amount insured by the policyholder.Read More
It is an agreement between the insurer and the policyholder whereby an insurance company agrees to reimburse for medical costs incurred by the policyholder during the tenure of the policy. According to the policy terms, the insured may incur medical expenses if they get ill or meet an unfortunate accident that leads to treatment at the hospital. To avail of the coverage benefits of the policy, the policyholder must pay a specific amount periodically, called a premium. The premium is determined by the insurance company and must be paid by the policyholders without any fail either monthly, quarterly, half-yearly or annually.
With rising healthcare expenses, access to high-quality medical treatment can drain your finances. Thus, to protect yourself and your loved ones financially against any critical illness every citizen must get insured under a reliable health insurance plan. Here are the top reasons why you should get coverage as early as possible:
Though savings are required to meet unexpected future expenses. But, a single hospitalization can drain your life savings in one go. However, you can overcome the situation by getting secured through comprehensive coverage provided by different insurance providers. Most commonly, the companies provide benefits for in-patient hospitalization expenses, pre and post-hospitalization expenses, day-care treatment, ambulance charges, and much more. Besides all, a variety of plans are available in the market, among which an individual can buy as per their specific requirements.
An unexpected critical illness like Cancer, HIV, Heart disease and more can put anyone under stress because of the increased cost of high-quality treatment. Besides treatment expenses, there are many other costs involved like medicines, diagnosis, ambulance charges, consultation fees of a doctor, and much more. Hence, you can save yourself from this drudgery and stressful situation by purchasing a health insurance plan for yourself and your family at the right time.