Top FAQs for Professional Liability Insurance For Fitness Professionals
People also ask - Professional Liability Insurance For Fitness Professionals FAQs
I have my clients sign liability waivers. Why do I need liability fitness insurance?
Liability fitness insurance protects you if a lawsuit is brought against you for negligent practices. The purpose of a waiver is to warn the client...Read more
What does professional liability fitness insurance cover?
Liability fitness insurance protects you if a lawsuit is brought against you for negligent practices. This particular policy provides coverage for...Read more
If the facility I train at has insurance that covers me, should I still get individual liability fit...
We recommend you verify your coverage under the facility where you train. However, if you are an independent contractor and/or train your own clien...Read more
Do I have to be a certified fitness professional to get insured?
No. Certification is not required to get a quote or purchase a policy.Read more
Do I need to be a full-time instructor to be covered?
No. We provide coverage for full-time (more than 6 hours per week), part-time (less than 5 hours per week) trainers and instructors, and students (...Read more
Does fitness insurance cover me at multiple facilities/locations?
Yes. Your professional liability with general liability fitness insurance policy will follow you regardless of the facility or location you work.Read more
Is my insurance valid outside of the United States?
Yes. This coverage will follow you wherever you go in the world. However, any claims must be filed within the United States, Canada or Puerto Rico.Read more
What is additional insured?
Additional insured status provides fitness insurance coverage to added parties on your professional liability with general liability policy. They e...Read more
Does this policy cover me if I get injured?
No. Professional liability fitness insurance provides coverage for claims brought against you. It does not provide coverage for you in the event of...Read more
Am I covered for online training?
There is no exclusion in this policy for online training or “telehealth”. However, if you are not providing services via a live feed, we recommend...Read more
Professional Liability Insurance for Sports & Fitness …
Professional Liability Insurance (also known as Errors and Omissions Insurance)
protects individuals and companies from the costs of lawsuits and damages related to their professional advice and services. A dissatisfied client may file a lawsuit against you for work errors, inaccurate advice, or negligence. This is where Professional Liability Insurance comes into play.
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