Personal Insurance

Top FAQs for Personal Insurance

Personal Insurance - Auto, Home & More | Travelers Insurance

Personal insurance coverage helps you protect what matters. Travelers offers personal insurance coverage for your home, car and even events. Learn more.

Select a line of business to start a quote Auto Homeowners Condo Renters Landlord Umbrella Boat & Yacht Flood Motorcycle Pet Wedding Travel Auto + Home Auto + Condo Auto + Renters

In life, we don’t always see what’s around the bend but one thing is sure, the unexpected happens. When it does, you can be ready. Let us help protect you, your family and your property.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521; State of Domicile: CT. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority # 3545, State of Domicile: Connecticut. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183. *Travel Insurance is not underwritten by Travelers or its Affiliates. Coverage is offered by Travel Insured International, California lic. no.0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. The plans contain insurance benefits underwritten by United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ, 07724. Travelers may receive compensation in connection with referrals to Travel Insured International.**Pet Insurance products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. Travelers may receive compensation in connection with referrals to ASPCA Pet Health Insurance.***Motorcycle Insurance is not underwritten by Travelers or its Affiliates (“Travelers”). Travelers utilizes its affiliate, InsuraMatch, LLC, an independent insurance agency, to refer motorcycle and off-road vehicle coverage to Dairyland®. Dairyland brand property and casualty coverages are underwritten by a member of the Sentry Insurance Group, Stevens Point, WI. Motorcycle insurance is subject to Dairyland eligibility and state availability. Dairyland and the Sentry Insurance Group are not affiliated with Travelers or InsuraMatch. InsuraMatch receives compensation from Dairyland and its affiliates based on the policy you buy. For information on InsuraMatch’s compensation, go to: https://www.insuramatch.com/contact.

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Exclusive Rates on Home and Auto Insurance | The Personal

Preferred rates and advantages for members and employees of our partner organizations. See if your professional a-sociation or employer has partnered with us.

To avoid the wait, you can log in to your account to get a quote, view your coverage, make changes or file a claim online. For online claims, we'll contact you to follow up, but delays may be longer than usual.

Help keep your home safe with the AlertTM program, which includes the DIY home security system by Roost®. And save up to 10% on your home insurance when you also subscribe to Roost's monitoring service.

Certain conditions, exclusions and limitations may apply. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Savings are based on each client's individual profile. Savings and discounts are subject to eligibility requirements and may change without notice.

1. Offer is available to Ontario residents only. On average, clients who have been continuously insured in Canada for 10 years and have a clean driving record save $725. To have a “clean driving record,” clients must have no minor, major, or serious convictions in the last 3 years (parking tickets are not taken into account). Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. [Back]

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Personal Lines Insurance Definition

Category: Personal Insurance

Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t cover on their own.

Charlene Rhinehart is an expert in accounting, banking, investing, real estate, and personal finance. She is a CPA, CFE, Chair of the Illinois CPA Society Individual Tax Committee, and was recognized as one of Practice Ignition's Top 50 women in accounting. She is the founder of Wealth Women Daily and an author.

Kirsten Rohrs Schmitt is an accomplished professional editor, writer, proofreader, and fact-checker. She has expertise in finance, investing, real estate, and world history. Throughout her career, she has written and edited content for numerous consumer magazines and websites, crafted resumes and social media content for business owners, and created collateral for academia and nonprofits. Kirsten is also the founder and director of Your Best Edit; find her on LinkedIn and Facebook.

Personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own. Personal lines insurance makes it possible to do things such as driving a car and owning a home without risking financial ruin. This is not the same as commercial lines insurance, which provides property and casualty coverage for businesses.

Personal lines insurance is any type of insurance coverage purchased by an individual to cover themselves and/or their families. These policies protect against different kinds of personal risks that would lead to potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits, and illness.

The amount of insurance coverage you can get generally depends on how much you are willing to pay in premiums. The more you are willing to pay, the more insurance you can obtain. Individuals can usually tailor each policy’s coverage and deductibles to strike the right balance between the amount of coverage and the cost of premiums. Premiums can also vary according to where you live.

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Health Insurance | What is Healthy Insurance| How Health Insurance work

9:16 - 2 years ago

what is health insurance.

Personal Insurance Policies & Coverage - Generazio A-sociates in NJ

Category: Personal Insurance

Personal Insurance Policies & Coverage - Generazio Associates in NJ

Personal Insurance Generazio A-sociates, Inc. Insurance has a long history of serving the personal insurance needs of families throughout New Jersey, Connecticut, Pennsylvania, New York, and more since 1971. Personal Insurance Generazio A-sociates, Inc. Insurance has a long history of serving the personal insurance needs of families throughout New Jersey, Connecticut, Pennsylvania, New York, and […]

We work with you to determine the unique risks your family faces and identify how our insurance products can help you mitigate those risks at competitive rates. We are committed, at all times, to providing quality service and exceptional insurance protection through these core lines of personal insurance products.

Flood insurance is not included in a standard home or renter’s insurance policy. This means you must purchase it separately to protect your home and possessions from the devastating damage floods can create.

Whether you’re renovating your home or adding an addition, it is important to make sure that the building materials, fixtures, and equipment used for the renovation are protected from covered events.

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Group Car Insurance, Online Quote | The Personal

Looking for the best price for your car insurance? With The Personal, quickly get an online auto insurance quote and take advantage of the exclusive rate for your group.

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the auto insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program Learn more. 

1. Offer is available to Ontario residents only. Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. [Back]

2. Offer is available to Ontario residents only. On average, clients who have been continuously insured in Canada for 10 years and have a clean driving record save $725. To have a “clean driving record,” clients must have no minor, major, or serious convictions in the last 3 years (parking tickets are not taken into account). Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. [Back]

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PERSONAL INSURANCE Ασφαλιστική Εταιρία | Ασφάλεια Αυτοκινήτου

Category: Personal Insurance

Ασφαλιστική Εταιρία Γενικών Ασφαλίσεων (Personal Insurance), Ασφάλεια Αυτοκινήτου, Κατοικίας, Σπιτιού. Δίκτυο Συνεργατών σε Αθήνα και Θεσσαλονίκη

δραστηριοποιείται σε όλους τους Γενικούς κλάδους Ζημιών. Διαρκώς αναπτυσσόμενη, αμιγώς Ελληνικών συμφερόντων επιχείρηση 3ης γενιάς, στηρίζεται σε τεχνογνωσία και εμπειρία 70 ετών. Το ασφαλιστικό πρακτορείο που ιδρύθηκε μεταπολεμικά εξελίχθηκε στο τέλος του προηγούμενου αιώνα σε μια ευέλικτη και υγιή Ασφαλιστική Εταιρία, με δικά της κεφάλαια και άρτια οργανωμένο Δίκτυο Πωλήσεων. Τα κεντρικά γραφεία της εταιρίας σε Αθήνα και Θεσσαλονίκη, στελεχωμένα με έμπειρο και άρτια εκπαιδευμένο προσωπικό, σε συνδυασμό με το εκτεταμένο Δίκτυο Συνεργατών σε όλη την Ελλάδα και την ενσωμάτωση των σύγχρονων τεχνολογιών, εξασφαλίζουν την άμεση και διαρκή παρουσία της PERSONAL σε πανελλαδική εμβέλεια.

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Health Insurance - Home

Due to hectic work-life and changed lifestyle with no time for workout and having healthy diet, health is often the most ignored area, resulting into several serious health ailments. Heart diseases are most common at young days, with high mental pressure.

While there is no alternative to take proper care, in case of medical treatment, the increased cost of leaving with healthcare cost is rising at a rapid rate, it is becoming unaffordable to bear the treatment cost from own pockets. Further, during the time of treatment, you often have to take leave from your occupation and this impacts the regular earning. So it is double whammy, one side your earning goes down, other side you have to spend big mullah on treatment.

Taking a proper health insurance plan comes as big relief in such times. Some people specially in the employment sector, are covered by corporate health insurance plan provided by their employer and feel that they need not buy separate plan for themselves and their family. However, this is also a big misconception as there are several exclusions in corporate health insurance and in case one changes his job and if some medical emergency strike during such time at may cost heavy.

Top-up Health Insurance: Also known as a Surplus Plan, this will allow you to extend your health insurance cover. It takes care of the additional hospitalization expenses over and above the deductible amount.

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AARP Car Insurance Review 2022 – Forbes Advisor

See Forbes Advisor's a-sessment of AARP car insurance and find out what types of add-on coverages and auto insurance discounts AARP car insurance offers, and if it's a good fit for you.

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How much is renters insurance? | Fox Business

How much is renters insurance? Rates can vary depending on many factors. Learn more.

Quotes displayed in real-time or delayed by at least 15 minutes. Market data provided by Factset. Powered and implemented by FactSet Digital Solutions. Legal Statement. Mutual Fund and ETF data provided by Refinitiv Lipper.

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own.

Even if you don’t own your home, you almost certainly own plenty of belongings you’d like to protect. Renters insurance is generally the best way to do this. With these policies, your furniture, clothing, electronics, and other items can be replaced if they’re damaged or destroyed in a disaster.

Renters insurance policies cost $174 per year on average across the U.S., according to the National A-sociation of Insurance Commissioners. This equates to about $14.50 per month. But the price you pay can vary based on where you live and the value of your belongings. It’s not unusual to pay between $15 and $30 per month for a standard renters insurance policy.

If you live in a state with a higher risk of natural disasters — think Southern, coastal states at risk for hurricanes or Midwestern states with a high risk of tornadoes — you’ll typically pay higher rates for renters insurance. For example, the average cost of a renters insurance policy in Louisiana is $236 per year, while in North Dakota the average is only $115.

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Risk Management Strategic Partners | Personal & Business Insurance

Category: Personal Insurance

Risk Management Strategic Partners - Personal Insurance Coverage & Business Insurance in New Jersey, New York, Delaware, Connecticut, and Pennsylvania.

Developing a comprehensive insurance portfolio can be a challenge without guidance from a trusted advisor. At Strategic Insurance Partners, we’ve been working alongside business owners in New York, New Jersey, and Pennsylvania for more than a century. Instituting extensive insurance expertise, SIP agents take a consultative approach toward identifying risks and proactively reducing the impact of loss through customized coverage.

Our agents take time to learn the ins and outs of client business practices, frequently showing up in person to discuss risk management strategies. The questions we present are based upon decades of experience partnering with organizations representing a variety of specific industries. Thorough in our approach, we’ll confirm coverage is accurate and affordable from the start.

Companies with small to medium-sized operations typically invest in a business owners policy (BOP), which bundles commercial coverages under a single umbrella. From commercial property to commercial general liability, a BOP secures a streamlined approach for an array of insurance protection.

As an agency, we offer a full supply of specialty commercial insurance selections, such as employee benefits and bonds. The commercial offerings we promote are complemented by a wide-range of personal insurance coverages, including homeowners insurance and auto insurance. We truly are a one-stop shop for all your insurance needs.

The focus of our agents will remain on your business long after the policy purchasing process. Following the establishment of your professionally designed insurance portfolio, we’ll continue monitoring its effectiveness, confirming coverage stays accurate and rates remain competitive.

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Does Insurance Cover Business Use Of A Personal Vehicle?

Partner Content: This content was created by a business partner of Motor1 and researched and written independently of the Motor1 newsroom. Links in this article may result in us earning a commission. Learn More

Every time you drive, you’re putting yourself at risk behind the wheel. While policies from the best auto insurance providers won’t shelter you from dangers on the road, they can protect you from financial and legal problems in the case of an accident.

One dilemma with auto insurance is the business use of a personal vehicle. If you’re in an industry where you drive your own vehicle for work, you may be wondering whether to purchase a special car insurance policy.

The answer to this question is nuanced, with each situation calling for a different type of coverage. Your best course of action is to figure out how different car insurance policies work to see if they match your coverage requirements.

If you’re a business owner who heads out on company errands in a personal vehicle or you’re an employee who drives for work engagements or deliveries, chances are your personal auto insurance won’t cover any liabilities that happen on the job.

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Personal Umbrella Insurance NJ, NY, New Jersey, New York | True & A-sociates

Personal Umbrella Insurance NJ, NY, New Jersey, New York | True & Associates

We provide Personal Umbrella Insurance in NJ and NY. Protect your personal auto, home, renters and more. Call us today for a quote 908-232-0760

Auto, homeowners and other property insurance liability limits may not be adequate to cover a large court judgment. It is easy it is to find yourself without enough coverage – even if you have high liability limits on your auto or property policy.

You work hard for the things you have – be sure to properly protect them with a Personal Umbrella Insurance Liability policy. This policy provides an excess layer of liability limits over and above your auto, home, renters and boat policies giving you the piece of mind you deserve.You can lose your savings or future income if you are sued and the judgement exceeds your coverage.Umbrella insurance covers the damage caused by the accident as well as attorney’s fees to defend you in court.

Limits start at $1M and up. The cost for this coverage is minimal considering the amount of coverage you are purchasing. Can you really put a price on everything you’ve worked so hard for?

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Inszone Insurance Completes Acquisition of Precision Insurance

SACRAMENTO, Calif., October 13, 2022--Inszone Insurance Services: a rapidly growing, national provider of benefits, personal and commercial lines insurance, announced today the acquisition of Precision Insurance.

Precision Insurance was opened in November of 2017 by Heather McBroom. Heather had worked at her mother’s insurance agency for 18 years, mostly in personal lines, before adding experience in the commercial side and eventually moving to a larger agency. Working for a company with a commercial clientele primarily made up of large businesses, she became very passionate about providing premier services to small businesses. She worried that the threshold to become an agent was too low and saw many of the well-educated commercial agents spending their time on larger company accounts, leaving a gap in the quality of service for the smaller businesses. She opened Precision Insurance with the intention to support small businesses in mitigating their risk and help them as their business grew, with the same attention to detail given to large companies.

"Heather has been a pillar in the support of small businesses and their insurance needs in the Colorado area and we look forward to providing her clients with the same personalized service while adding the additional resources available from a larger agency," says Chris Walters, CEO of Inszone Insurance Services. "We are excited that Heather has the opportunity to pursue her passion in other avenues, supporting small businesses by teaching entrepreneurship at a non-profit, and she continues to be an advocate for her clients."

About Inszone: Founded in 2002 and headquartered in Sacramento, California, Inszone is a full-service insurance brokerage firm which provides a broad array of property & casualty insurance, along with employee benefits solutions. With a strong, experienced management team, Inszone continues to grow organically, as well as through acquisitions. With 31 locations across California, Arizona, Nevada, Utah, Colorado, Missouri, Texas and Illinois, the company is looking to further expand throughout the United States.

The stock market took it literally on Thursday with a massive rally following an inflation reading that everyone agreed was way too hot. The CPI rose 0.4% in September, up from 0.1% in August, and above estimates for 0.2%. Core consumer prices, which don’t include food and energy, rose 0.6%, above forecasts for 0.4%, and unchanged from August.

(Bloomberg) -- A shock turnaround in equities sent Wall Street searching for something -- anything -- to explain how yet another red-hot inflation number translated into the best day for bulls in a week.Among the answers: increasingly sturdy positioning including well-provisioned hedges, a watershed moment for chart watchers, and several less-than-terrible earnings reports. Throw in some short covering, and the result was a trough-to-peak run-up in S&P 500 futures that approached 5% at its wides

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Personal Insurance | The Hartford

Category: Personal Insurance

Focused on Your Success. The Hartford is a market leader in the personal insurance industry and we create lasting relationships with our most valuable a-sets – you, our independent agents. …

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Junk insurance refunds: How a Sydney woman got $24,000 from …

18 hours ago · Sydney woman Patricia received a $24,000 cash payout through a junk insurance refund she had no idea she was eligible for. After a banking royal commission finding in 2019, …

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TravelSafe Travel Insurance Review 2022: Plans, Coverage, FAQ

1 hour ago · Here's how the two TravelSafe travel insurance plans stack up in terms of what's included and coverage limits: Basic. Classic. Trip cancellation. Trip cost, up to $10,000. Trip …

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FAQs on Personal Insurance - Gonzalez & Co.

Category: Personal Insurance

Personal Insurance FAQs. Home > Personal Insurance > FAQ Frequently Asked Questions. I already have renter’s insurance, but I just moved into a condo. Do I really need condo …

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Personal Insurance - Chubb

Category: Personal Insurance

Personal Insurance. The right types of insurance coverage can protect you and help you pursue your life goals confidently. That’s why we’ve created comprehensive, customised solutions for …

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Personal insurance Definition & Meaning - Merriam-Webster

Category: PERSONAL INSURANCE

The meaning of PERSONAL INSURANCE is insurance of human life values against the risks of death, injury, illness or against expenses incidental to the latter.

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