In my previous post, I explained why we should buy travel insurance and the criteria to keep in mind when buying one. I mentioned the many ways that a perfect vacation can suddenly turn into disaster due to medical emergency and the accompanying costs. So after doing hours upon hours of research reading about offering and trying to contact insurance providers and banks, I finally settled on one. Here is my Pacific Cross travel insurance review, where I lay out why chose this product and how easy it is to buy from them. DISCLAIMER: This is NOT a sponsored post
In my previous post, I explained why we should buy travel insurance and the criteria to keep in mind when buying one. I mentioned the many ways that a perfect vacation can suddenly turn into disaster due to medical emergency and the accompanying costs. So after doing hours upon hours of research reading about offering and trying to contact insurance providers and banks, I finally settled on one. Here is my Pacific Cross travel insurance review, where I lay out why chose this product and how easy it is to buy from them.
DISCLAIMER: This is NOT a sponsored post nor am I in any way compensated to write about this product. I just like writing about products that make people’s lives easier, especially for those of us who are based abroad. Also, I really hate companies that treat their clients like shit, as if buying products from them is a privilege. I’m talking about you, Philippine banks. Ooh, that’s an idea. I should probably write about banks and other companies (money, investment-related) that suck (backed by personal experience of course).
The provider can be easily reached online. They must have an easily navigable, non-spammy website, with multiple ways of contacting the company. Also, very important. You must be able to buy and pay for the travel insurance online.
Transparency – you know what you’ll be getting. You can access and read their travel insurance terms and conditions without having to talk to anyone to or going to an actual brick and mortar office first (and giving them a chance to sell you anything).
Based on these, I was able to narrow down the options to Chubb and Pacific Cross Philippines. But I ultimately chose Pacific Cross because they are more transparent: their travel insurance benefits can be easily accessed on their website. Plus for some reason, at that time I thought that the name Chubb was too fun-sounding to be legit. I have since learned that Chubb is a legitimate company. I’ve seen their booths in several international airports with locals buying travel insurance coverage before going on their overseas trips.
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