Read reviews and buy from the best digital insurers, including companies such as Metromile, Lemonade, Ladder Insurance, Oscar Health, Root, and more.
Janet Hunt is an expert in car insurance, homeowners insurance, and health insurance with over 20 years of experience covering trends, regulations, and writing company reviews. Her lengthy career in insurance includes stints in customer service and selling personal lines of insurance. She earned her Property and Casualty license in 1995.
Maddy Simpson is a journalist based in St. Louis. She studied at journalism and finance at Bethel University, and worked as a financial analyst at a consulting firm before attending Columbia Journalism School. She's worked on projects at the Columbia Journalism Review, Detroit Free Press, and currently is a fact checker and reporter at various publications, including Investopedia and The Balance.
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In today’s connected world, insurance customers want products that are linked to the Internet, their preferred method of communicating and receiving information. And many insurers are now offering new digital technologies to meet the needs of today’s consumer. So whether you're looking for health, life, car or home insurance, there are a handful of companies that can help you enroll easily through an app or website. Here are some of the best digital insurance options to buy now.
Lemonade is a digital insurer founded in 2015 offering homeowners, condo, and renters insurance to residents of over 30 states. Customers can buy insurance directly online without the use of an agent. Lemonade is not your typical insurance company. The company keeps a set amount of your paid premium to pay for operating expenses and uses the rest to pay claims. Any unclaimed premium can go to a nonprofit of your choice.