Get cover for your contents and personal items at home with a Nationwide Contents Insurance policy.
Get a personalised quote for your contents insurance. And, if you're a Nationwide member on the day you get your quote, we'll give you a 25% discount. You're a member if you hold a Nationwide mortgage, savings or current account.
Types of Content insurance cover and cover limits
Types of cover
Contents up to £50,000
Contents over £50,000
Contents cover
We’ll repair or replace all your contents.
£50,000
Unlimited
Total valuables in your home
Cover for your watches, jewellery and items of gold, silver or platinum. We’ll ask you to tell us about individual items worth over £2,000.
£15,000
£30,000
Alternative accommodation
If damage to your contents makes your home unfit to live in, we’ll pay to find you somewhere else to live temporarily and store your contents.
£15,000
£30,000
Theft from outbuildings
For items stolen from your locked outbuilding or detached garage.
£2,500
£5,000
Family and student cover
To cover the contents your family or dependants take with them if studying or staying in hospital, anywhere within the British Isles.
Student - £5,000
Dependant relative - £5,000
Student - £10,000
Dependant relative - £5,000
Personal Liability
If someone else gets injured or their belongings get damaged, and you’re held legally responsible.
£2,000,000
£5,000,000
Temporary removal
Cover for contents you’ve taken with you while living within the British Isles temporarily, like working away from home.
£5,000
£10,000
Household removal
Cover for damage to your contents when you move, including damage caused by a professional removal firm.
£50,000
Unlimited
Fridge and freezer food
Cost of replacing food spoiled because the temperature of your fridge or freezer changed accidentally.
£750
£1,000
Money in your home
To replace money lost or damaged in your home.
£750
£1,000
Lost or stolen house keys
Replacing the locks on the external doors of your home, garage or outbuildings.
£750
£1,000
Loss of oil or water
Accidental loss of oil or metered water.
£1,000
£1,000
We'll ask you to tell us about individual items worth more than £2,000. You also get the option to add £2,500 to £15,000 of cover for everyday items you take away from the home.
We use a company called CET, who will send out a recommended tradesperson who will make emergency repairs to your home up to £500. They'll come out 24 hours a day, 365 days a year.
Diwali bonus can be taxable in your hands: Know when it is taxed and when it is tax exempt However, not many people are aware of the taxation part of the gifts received by their employer. Read on to know the income tax rules regarding Diwali gifts received from employer
