Get cover for your contents and personal items at home with a Nationwide Contents Insurance policy.
Get a personalised quote for your contents insurance. And, if you're a Nationwide member on the day you get your quote, we'll give you a 25% discount. You're a member if you hold a Nationwide mortgage, savings or current account.
Types of Content insurance cover and cover limits
Types of cover
Contents up to £50,000
Contents over £50,000
Contents cover
We’ll repair or replace all your contents.
£50,000
Unlimited
Total valuables in your home
Cover for your watches, jewellery and items of gold, silver or platinum. We’ll ask you to tell us about individual items worth over £2,000.
£15,000
£30,000
Alternative accommodation
If damage to your contents makes your home unfit to live in, we’ll pay to find you somewhere else to live temporarily and store your contents.
£15,000
£30,000
Theft from outbuildings
For items stolen from your locked outbuilding or detached garage.
£2,500
£5,000
Family and student cover
To cover the contents your family or dependants take with them if studying or staying in hospital, anywhere within the British Isles.
Student - £5,000
Dependant relative - £5,000
Student - £10,000
Dependant relative - £5,000
Personal Liability
If someone else gets injured or their belongings get damaged, and you’re held legally responsible.
£2,000,000
£5,000,000
Temporary removal
Cover for contents you’ve taken with you while living within the British Isles temporarily, like working away from home.
£5,000
£10,000
Household removal
Cover for damage to your contents when you move, including damage caused by a professional removal firm.
£50,000
Unlimited
Fridge and freezer food
Cost of replacing food spoiled because the temperature of your fridge or freezer changed accidentally.
£750
£1,000
Money in your home
To replace money lost or damaged in your home.
£750
£1,000
Lost or stolen house keys
Replacing the locks on the external doors of your home, garage or outbuildings.
£750
£1,000
Loss of oil or water
Accidental loss of oil or metered water.
£1,000
£1,000
We'll ask you to tell us about individual items worth more than £2,000. You also get the option to add £2,500 to £15,000 of cover for everyday items you take away from the home.
We use a company called CET, who will send out a recommended tradesperson who will make emergency repairs to your home up to £500. They'll come out 24 hours a day, 365 days a year.
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