See which cars and brands have the lowest car insurance premiums by make, model, age, location and more
The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.
A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.
We have been analyzing millions of car listings and other automotive data points for years to ensure that we provide you with proven data that you can rely upon to make informed decisions. As the advocate of car buyers, we believe that transparency is what consumers need, and deserve, and we have provided you just that. The overall brand rankings are just below. Click here for the individual models.
Rank
Brand
Annual Insurance Cost
1
Mazda
$1,494
2
MINI
$1,514
3
Chrysler
$1,588
4
Jeep
$1,591
5
FIAT
$1,628
6
Subaru
$1,637
7
Honda
$1,659
8
KIA
$1,666
9
Buick
$1,678
10
Volkswagen
$1,731
11
Dodge
$1,731
12
Hyundai
$1,745
13
GMC
$1,782
14
Chevrolet
$1,784
15
Toyota
$1,818
16
Mitsubishi
$1,821
17
Ford
$1,835
18
Nissan
$1,968
19
RAM
$2,011
Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.
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