Independent Insurance

Top FAQs for Independent Insurance

Independent Insurance Group | Commercial Insurance | Texas

Independent Insurance Group is your one stop shop for ensuring your business is protected.

Call Independent Insurance Group. We intently listen to your business issues and concerns so we can create a unique solution, tailor-made to fit your needs. Built on strong and lasting customer relationships, Independent Insurance Group can give your business the stability of partnering with knowledgeable industry leaders to create a balanced portfolio of products and services that give you the freedom to succeed.

We believe protecting the business you've worked so hard to create doesn't just stop at your insurance program. That's why we offer a range of products and services to provide more complete a-set security.

We also know the last thing you need holding you back is your insurance program - that's why we offer you the ability to issue your own certificates, 24 hours a day/7 days a week, so you can spend more time focusing on what you do best.

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What Is an Independent Insurance Agent?

Category: Independent Insurance

An independent insurance agent sells insurance products from multiple companies instead of just one provider. Learn the pros and cons of using these agents.

Lora Shinn has been writing about personal finance for more than 12 years. Her articles have also been published by CNN Money, U.S. News & World Report, and Bankrate, among others.

Samantha Silberstein is a Certified Financial Planner, FINRA Series 7 and 63 licensed holder, State of California Life, Accident, and Health Insurance Licensed Agent, and CFA. She spends her days working with hundreds of employees from non-profit and higher education organizations on their personal financial plans.

Gina LaGuardia has more than 25 years of experience in senior editorial roles, and is an expert in personal finance topics, including banking and lending. She has created content for financial powerhouses such as Chase Bank, American Express Canada, First Horizon Bank, BBVA, and SoFi.

An independent insurance agent acts as an intermediary between you and multiple insurance companies. Independent agents have been around since the early to mid-1800s, which eventually led to the creation of the Independent Insurance Agents & Brokers of America, Inc, a trade organization, in 1896. Today, there are about 36,000 independent insurance agencies in the U.S.

Some independent agents work for themselves, selling products from multiple insurance carriers. They may be required to complete company-specific training or apply and get approved to sell a company’s insurance. Usually, the agent needs to prove they have a promising pipeline of customers and are a good fit for sales. Other independent agents work with insurance membership networks or wholesalers, providing carrier access and administrative support.

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Independent Insurance Adjuster

Category: Independent Insurance

Independent insurance adjusters work for the insurance company but through a third party that specialized in homeowners or other types of insurance claims.

Julia Kagan has written about personal finance for more than 25 years and for Investopedia since 2014. The former editor of Consumer Reports, she is an expert in credit and debt, retirement planning, home ownership, employment issues, and insurance. She is a graduate of Bryn Mawr College (A.B., history) and has an MFA in creative nonfiction from Bennington College.

Charlene Rhinehart is an expert in accounting, banking, investing, real estate, and personal finance. She is a CPA, CFE, Chair of the Illinois CPA Society Individual Tax Committee, and was recognized as one of Practice Ignition's Top 50 women in accounting. She is the founder of Wealth Women Daily and an author.

An independent adjuster is considered independent because they might not be employed directly by the company, firm, or agency in question but by a third-party who specializes in homeowners or other types of insurance claims. An independent adjuster adjusts claims on behalf of the insurer, but not directly as an employee of the insurer. When contracted as a third party, the insurer is essentially outsourcing the claim and the adjustment process to a claims-handling company, who then turns it over to one of their adjusters.

An independent adjuster is not directly employed by an insurance company but is hired by an insurer when a claim is made, thus providing third-party objectivity and greater perceived fairness to those filing a claim.

Public adjusters are also independent but are hired by claimants rather than insurers. In cases where significant dollar amounts are involved, adjusters help the claimant to obtain the highest possible settlement from the insurer.

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Webinar: How to Make $100k in Independent Insurance Adjusting

31:11 - 2 years ago

Join me as provide more information on: ✓What Independent Adjusting is ✓How to know if this industry is right for you ✓How you ...

Texas Independent Insurance, Allen | Insurance - Property and …

Sep 09, 2022 · The team at Texas Independent has been just wonderful! Helped me with property and flood policies for multiple properties and they always seem to find the best offers. …

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Greenwich Independent Insurance | Personal and Commercial Insurance

Category: Independent Insurance

We provide our clients commercial insurance, personal insurance, life and health insurance products through multiple carriers. Licensed in over 20 states.

We hope you will find us Friendly, Responsive, Efficient, Uncomplicated. We represent thousands of insurance customers for business, personal insurance and life and health. We work with customers in CT, NY, NJ, FL and many other states. Please tell us how we can help.

Greenwich Independent Insurance not only services the Connecticut and New York areas, we are licensed in multiple states to meet your insurance needs. The following is a list of states in which we are licensed: Arizona, Colorado, Connecticut, Florida, Idaho, Illinois, Indiana, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, North Carolina, Rhode Island, South Carolina, Ohio, Tennessee, Texas & Vermont

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Independent Insurance Wholesalers 🟨 Oct 2022

Category: Independent Insurance

Independent Insurance Wholesalers - If you are looking for a way to find different types of quotes then try our popular online service. list of insurance wholesalers, insurance wholesaler …

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Independent Insurance Agents for Home, Auto & More | Trusted Choice

Category: Independent Insurance

Find your insurance agent online today. Since independent agents work with multiple companies they can find you the best quotes on home and auto insurance.

Trusted Choice represents a network of independent insurance agents and brokers that are a part of their local communities and support the people and businesses in it. Unlike captive agents, they work for you and have access to multiple insurance companies to find you the best coverage. And when your goals change, they’ve got answers — no need to keep changing insurance agents!

“My experience with this agency was great! Cindy and Amanda are always ready to greet you with their positive attitude. They are knowledgeable in any questions you may have. You do an awesome job ladies!”

“...Through accidents whether mine or not I've never had any problems and all of my questions through the years have been answered promptly and accurately. I'm fortunate to have started as a customer with them and I will continue...”

“We have been with agency for at least fifteen years for both home and auto insurance and have had great service from day one. I would recommend Byrnes Agency to family, friends or anyone who asks.”

“Nicole was fantastic! She rescued us right before our closing and got us a great product. She was so responsive and quick and got everything done super quickly. Highly, highly recommend!”

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Home - IIAOK

Category: Independent Insurance

IIAOK is the premier a-sociation for independent agents, representing agents and their employees in Oklahoma

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Independent Insurance Brokerage | Insurance | United States

Category: Independent Insurance

Independent Insurance Brokerage, Integrity-Trust-Loyalty What relationships are built on, Insurance Brokerage. Carmel, IN.

A captive insurance agent works for an individual insurance carrier and is paid with commissions or a combination of commissions and salary. The agent may be a full-time employee or an independent contractor. Captive agents have in-depth knowledge of their particular company’s insurance products, but can’t help a client who doesn’t need or qualify for that company’s products.

An insurance agent who doesn’t work for a specific insurance carrier is known as an independent insurance agent. These agents typically work on a commission-only basis. Independent agents can sell policies from many carriers, which allows the agent to find the best insurance products that meet their client’s needs and that give them the most competitive commissions.

No one wants the district manager hammering them every month for improvements, additions, or money. Being independent allows you to choose your next move without having someone looking over your shoulder all the time.

Retirement should be a time of happiness where you reap the benefits of all your hard work, time and effort. As an independent agent your company and your clients are yours.

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Home | Independent Life

Independent Life is the only life insurance company to focus exclusively on structured settlements.

Deep expertise combined with unparalleled access. Market-leading underwriting and pricing, plus turnaround times that redefine industry benchmarks. Innovative solutions that challenge convention. Impressive credentials plus best-in-class partners to back it all up.

“The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession – trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values.”

“Independent Life is top notch. Structures and annuities often times can be very confusing, not only for lawyers but also for clients. Independent Life always provides me and my clients with the best options upon which to structure their funds, to make sure that they are taken care of for the rest of their lives. I structure all my fees through Independent Life, and plan to do so for the rest of my career.”

“It’s crazy to see how I planned for my future [using attorney fee structures with Independent Life] and that feeling it gives me. I’m in the driver’s seat and I can decide when I work and when I don’t.”

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Independent Insurance Brokers: A Full Guide - Agency Height

Category: Independent Insurance

Independent insurance brokers are an integral component of the industry. Here's everything you need to know to start your insurance career.

While both insurance agents and brokers perform similar functions, there are specific key differences between the two. If you’re planning on starting your career as either an insurance agent or an insurance broker, you need to first understand the roles they serve.

The primary job of both agents and brokers is to sell insurance to their clients. They both need to be licensed in the states they are operating in, and need to strictly comply with set rules and regulations. Both professions act as middlemen between insurance buyers and insurance providers. They both can also sell various policies, such as:

What separates agents from brokers is who they represent. While insurance agents represent one or more insurance companies, insurance brokers represent only the insurance buyer during the insurance process. An insurance broker acts as an intermediary who sells, solicits, or negotiates insurance policies with the insurance providers on behalf of their clients.

Another critical difference between the two is that where agents (especially independent insurance agents) represent one or more insurance providers under a contract, insurance brokers can negotiate with multiple insurers until they find the most appropriate policy for their clients. Their primary loyalty is towards their clients.

Insurance brokers serve as an intermediary between their clients and the insurance carriers. Since insurance brokers aren’t tied to one or more insurance companies as insurance agents are, and since they represent their clients in the insurance process, all brokers are independent insurance brokers.

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Independent Car Insurance 🚗 Oct 2022

Category: Independent Insurance

Independent Car Insurance - If you are looking for the best deals on car insurance then our service can provide multiple quotes.

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Find Independent Insurance Agent | RamseySolutions.com

Independent insurance agents shop around to get the best insurance deal they can for clients. Find a local agent near you to save on insurance costs.

Let us know which insurances you need and your contact info to make sure we send you an agent close to your backyard. That way, they’ll know their stuff when it comes to your state’s insurance laws.

From there, an ELP will reach out to you (or you can make the first move), and they’ll compare all the different companies, policies and prices. That’s right, they don’t just work for an insurance company. They work for you.

Once your agent comes back to you with some options, the last step is to pick the right policy that fits your budget. So if the bad-luck train comes for your car, home or other belongings, you’ll have one less thing to stress about.

And that’s a big deal because we don’t give that title to just anyone. It’s reserved for the very best in their field who give off-the-charts service. We’re serious—these folks go all out to help you feel 100% confident that your belongings and financial future are safe. And if they don’t, they lose the shield. Period.

They’re reliable, so they’ll be there when you need them—from shopping for quotes to helping you file claims. And they have the heart of a teacher, so they’ll actually help you understand your insurance.

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Independent Insurance Managers Inc.

Category: Independent Insurance

Insurance is often viewed as an off-the-shelf commodity product by many consumers in today’s world (and rightfully so). As the hard market continues and limited capacity with higher premium levels prevail, the traditional brokerage model will face an array of challenges going forward. The Independent Insurance Managers Inc. platform moves the brokering model ahead of the industry and helps to restore consumer confidence. Our mission is to provide customers with a collaborative broking and risk management solution through a boutique brokerage platform.

Independent Insurance Managers Inc. Group is an international insurance provider of mid-market and Specialty Commercial Insurance with a firm mindset that true independence is the only solution for long-term sustainability and innovation of the insurance industry. The Independent Insurance Managers Inc. vision is backed by over 100 years of combined insurance experience and by brokers who wanted to challenge and cause serious disruption to the existing non-customer focused broker models that exist in the marketplace today.

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Insurance Journal's Top 100 Independent Property/Casualty Agencies List 2022 - Insurance Journal Research

The Top 100 list is ranked by total property/casualty 2022 agency revenue and comprises only those agencies whose business is primarily retail, not wholesale. This download also includes: Top 20 Banks in Insurance Brokerage Fee Income Top 20 Bank Holding Companies in Insurance Brokerage Fee Income

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Insurance Wholesaler | Clifton, NJ - Special Risk Underwriting Partners

Category: Independent Insurance

Supply your clients with policies from our property insurance wholesaler. Contact us in Clifton, NJ, for more information about our services.

Special Risk Underwriting Partners is an Independent Insurance Wholesaler providing Quality Commercial insurance products to our Retail agency partners. We are committed to finding the right products to best suit your clients' needs.

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Captive Insurance Agent vs. Independent Insurance Agent

Category: Independent Insurance

Captive Insurance Agents transfer to your own Independent Insurance Agency. Higher income potential, 300+ carriers, compliance, and more. USA

We have 40+ combined years of insurance experience! We’re former Captive Agents that understand the many pitfalls and career roadblocks that you face as a Captive Agent. That’s why we formed Pacific Crest Services in 2009. Nothing satisfies us more than your success. Join us today!

It’s true! We have a time-tested and proven process that has allowed us to successfully transition over 465 Captive Agents into full-blown Independent Insurance Agents! Our system works and our team is ready to help you today! Give us a call or use our contact form – let’s talk today!

As an Independent Insurance Agent with Pacific Crest Services YOU will have access to direct appointments with our carrier partners. Mass Insurance Carriers gives you the POWER to be able to write more policies, to better help your clients, and to run a highly successful insurance agency!

If you’re not actively planning a move into starting and managing your own Independent insurance agency or you’re not successfully growing your existing independent agency, then you’re never going to reach the full potential that life has to offer you! Join forces with us, stop investing your time, hard work, talent, and effort into the dreams and goals of a stagnant captive insurance agency.

(1) You can continue to be a Captive Insurance Agent and slowly watch your pot of gold at the end of the rainbow getting farther away as you build someone else's dreams for them.

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Best 30 Independent Insurance Agencies in Clifton, NJ with Reviews

Category: Independent Insurance

Independent Insurance Agencies in Clifton on YP.com. See reviews, photos, directions, phone numbers and more for the best Insurance in Clifton, NJ.

YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website b-ttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.

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