Independent Agent Life Insurance Companies

Top FAQs for Independent Agent Life Insurance Companies

Best Life Insurance Companies for Independent Agents (Discounts & Deals) | Clearsurance

Category: An Independent Life Insurance Agent May Be Able To Help You Choose A Good Company Based On Which—if Any—of Your Factors Are Generally Considered Less Than

The best life insurance companies for independent agents are some of the best-known. An independent agent may be able to help you find the best policy for the cheapest rates. Learn more.

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Looking for the Best Life Insurance Companies for Independent Agents? | Smart Choice

The Smart Choice Life program is where your search ends! Choco Harwell, Smart Choice’s life insurance expert, talks about the Smart Choice Life program and why it’s the best opportunity independent insurance agents have to grow their book of business through it.

Just a couple of years ago, many of Smart Choice’s Personal Lines agents were reluctant to sell life insurance policies because of their unfamiliarity with it or their concern that it was a time-consuming task that didn’t have recurring revenue to justify the effort. So much has changed in the past two years, and selling life policies has never been easier.

Choco Harwell has been part of the Smart Choice® brand since 1994. He has spent 40+ years working in the insurance industry, with previous experience as a life insurance agent, sales manager, and independent agency manager. He currently manages the life insurance program offered through Smart Choice®.

As Smart Choice’s life insurance expert, Choco Harwell, sat down with me to talk about the Smart Choice Life program and why it’s the best opportunity independent insurance agents have to grow their book of business through it.

Choco: Smart Choice Life is a robust platform with three different options. Just as you look at Smart Choice on the P&C side, you have multiple companies you can write life with. They are:

Agents can fully immerse themselves in life policies — whether doing the work themselves or handing it off to our team. We certainly have the right fit for each agency’s needs. We can do the same for business life insurance — which can be a complicated part of business and estate planning. All our platforms have an account manager. The agents will have access to the account manager to answer questions. And I’m always here in the home office to field those questions.

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The Best Insurance Companies for Independent Agents - GLIA

If you're a new independent agent and you're unsure where to begin your career, start with a list of the best insurance companies for independent agents!

One of the biggest benefits of being an independent insurance agent is the ability to choose the insurance companies with which you’d like to work. You aren’t tied down to one insurance company, offering you a type of freedom that captive agents can’t enjoy. But, each insurance company has its unique benefits. So, how do you choose the one that is right for you? Start by researching the best insurance companies for independent agents.

Below, we’ve done the research for you so that you don’t need to spend countless hours searching. Read on to discover the best options for independent agents. Or, if you have immediate questions about where to start your career, contact us at GLIA today. We can’t wait to help you on this exciting chapter in life!

GLIA is the leading insurance marketing organization, also known as IMO, on the market. By working with GLIA, independent insurance agents have access to a full range of different insurance services, products, and tools at their disposal.

GLIA helps its clients overcome the challenges of working as independent agents, including connecting them with many of the premium insurance carriers on the market. Independent agents can work with GLIA on a wide variety of insurance products, including life insurance, long- and short-term care insurance, disability insurance, Medigap, fixed annuities, property and casualty insurance, and dental and vision insurance–just to name a few.

The best part about GLIA, though, is the huge selection of support services they provide independent agents. This includes an agent portal and vast technology, back-office support, sales support and training, contracting a-sistant, business development support, tech support, and even marketing services.

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Get paid as an Independent Insurance agency owner #insurance #insurancesales #insuranceagents

4:08 - 2 years ago

People have been asking and I'm breaking it down on how Independent insurance agents get paid. It's a great business to own ...

What Is an Independent Insurance Agent?

An independent insurance agent sells insurance products from multiple companies instead of just one provider. Learn the pros and cons of using these agents.

Lora Shinn has been writing about personal finance for more than 12 years. Her articles have also been published by CNN Money, U.S. News & World Report, and Bankrate, among others.

Samantha Silberstein is a Certified Financial Planner, FINRA Series 7 and 63 licensed holder, State of California Life, Accident, and Health Insurance Licensed Agent, and CFA. She spends her days working with hundreds of employees from non-profit and higher education organizations on their personal financial plans.

Gina LaGuardia has more than 25 years of experience in senior editorial roles, and is an expert in personal finance topics, including banking and lending. She has created content for financial powerhouses such as Chase Bank, American Express Canada, First Horizon Bank, BBVA, and SoFi.

An independent insurance agent acts as an intermediary between you and multiple insurance companies. Independent agents have been around since the early to mid-1800s, which eventually led to the creation of the Independent Insurance Agents & Brokers of America, Inc, a trade organization, in 1896. Today, there are about 36,000 independent insurance agencies in the U.S.

Some independent agents work for themselves, selling products from multiple insurance carriers. They may be required to complete company-specific training or apply and get approved to sell a company’s insurance. Usually, the agent needs to prove they have a promising pipeline of customers and are a good fit for sales. Other independent agents work with insurance membership networks or wholesalers, providing carrier access and administrative support.

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Crump Life Insurance Services - Crump Life Insurance Services

Category: Life Insurance

Crump Life Insurance Services is brought to you by Crump Group. With the Big “I” and Crump you have acccess to Crump’s relationships with multiple insurance carriers to provide you with a competitve advantage in the marketplace.

To navigate through the Ribbon, use standard browser navigation keys. To skip between groups, use Ctrl+LEFT or Ctrl+RIGHT. To jump to the first Ribbon tab use Ctrl+[. To jump to the last selected command use Ctrl+]. To activate a command, use Enter.

With the Big I and Crump you have access to Crump’s relationships with multiple insurance carriers to provide you with a competitive advantage in the marketplace. Crump closely partners with the carriers in their portfolio to offer a product suite with the depth necessary to meet almost any client need. Crump’s team includes dedicated a-sociates with many years of experience in the marketplace to support you with life, disability, and long term care products. They can work with you to understand the risk needs of your clients and will a-sist you through every step of the sales process.

Go to Big "I" Markets and go to Offline Products and select Crump. Click on "Request a Quote" to begin the electronic record. This starts the Crump Registration process (Please note you are not actually requesting a quote).

Complete the information as requested on the Quote Request Wizard screen. ENTER YOUR AGENCY NAME & ADDRESS AS THE CLIENT, as you are actually the client in this case. Click Next.

Complete and upload the Producer Agreement for both the individual and the agency, the A-signment of Commissions form, W-9 for both the individual and entity, proof of E&O coverage and copies of life/health licenses for the individual and entity.

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Easy Ways to Be An Independent Insurance Agent in 2022

Category: Insurance Companies Independent Insurance Agents

Insurance as a whole can be confusing. But with proper guidance, you can rank among the best independent insurance agents around.

Customers usually have little to no idea regarding what type of insurance they should purchase. An insurance agent is a professional whose primary goal is to help clients acquire the right insurance policy that meets their needs.

As the name implies, captive agents can only represent and sell products from one insurance company. For example, companies such as State Farm, Allstate, and Geico sell their policies exclusively through their captive agents. Agents are regarded as employees of the company and are provided with office space, training, and administrative support.

Independent insurance agents or insurance sales agents are the opposite of captive agents. This means that they can represent multiple carriers and are not bound to just selling the products from a single entity. They act as middlemen between insurance buyers and insurance sellers to facilitate a transaction.

Independent agents get paid by the insurance company whose products they sell on a commission basis. They earn a certain percentage of the commission every time they sell an insurance policy and when their clients renew those policies.

An agent who sells homeowners insurance and car insurance can expect to earn commissions from both the premiums as well as a portion of the policy renewal. This means that the chances of increasing your earnings improve with the growth of your client network.

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Insurance Companies | Independent Agents

Category: Insurance Company

Our partners in insurance.

Well, what we do couldn’t be done without the hands-down greatness of our partners. Their range of stellar coverages provides our network of independent heroes the options to make sure your beautifully unique needs are rightfully protected.

*The list of participating companies may vary from state to state, and there is no guarantee that the agent you choose will write a policy from the company you select here. Ultimately, your agent may have more options available that may better fit your needs.

This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for a-sistance concerning the insurance options that are available to you.

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Best Life Insurance Companies That Work Directly With Agents (2022) | Clearsurance

Category: Life Insurance Companies Insurance Companies

Looking for life insurance companies that work directly with agents? Popular brands like Allstate and State Farm are considered some of the best life insurance companies.

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Life Insurance Services for Independent Agents & Financial Advisors :: Brokers Alliance

Discover why Brokers Alliance is a key partner for independent insurance agents and life insurance brokerage companies. Rely on us for Term, IUL, and complex case solutions.

Since Brokers Alliance® was founded nearly 40 years ago, our core competency has been to provide all manner of support for the independent life insurance salesperson. Our experienced staff offers training, case design, and on-going support to a-sist you with each and every case.

There are few more noble endeavors than that of providing life insurance to American families, and no better way to provide American families with basic long-term security in an insecure world. Brokers Alliance is proud of our mission of a-sisting and supporting life insurance professionals by providing life insurance services, life insurance training, and life insurance programs. We offer the independent insurance and financial professional with a best-in-class team of life insurance specialists to a-sist in every step of the process, from illustration to underwriting to case placement.

Life insurance is a unique a-set class; it takes a relatively small amount of money (premium) and increases it into a large amount of money (death benefit or retirement income), and delivers that increased value tax-free when families or a business most need it; upon the death of a breadwinner or key business a-sociate, or as an income stream in retirement.

Brokers Alliance is a leading life insurance brokerage a-sisting insurance and financial professionals in the design and placement of life insurance strategies to provide your client with protection now, and retirement income later. Our innovative and unique myAdvisorCloud platform provides you with interactive tools to explain and present life insurance concepts to your clients, and our best-in-class life insurance support team provides expertise in case design, exams and underwriting.

Brokers Alliance is a life insurance IMO that has the expertise and experience to a-sist the insurance professional with the entire range of life insurance solutions, from simple term insurance to complex business and estate planning situations involving permanent policies, and premium financing solutions for high net worth individuals. Don’t trust your reputation and income to amateurs or “Johnny come lately” entrants to Indexed Universal Life Insurance – Brokers Alliance core competency for nearly 40 years is providing expert life insurance support.

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Life Insurance Calculator: Estimate Your Costs | Trusted Choice

Category: Life Insurance Companies

Many factors influence life insurance policy rates. Use our life insurance calculator to help determine your coverage needs and estimate your costs.

Life insurance aims to help you cover expenses at the end of your life and designate a trusted person to receive an amount of money you set aside for them after you pass. You can leave money for your spouse, child, close friend, a charity, or whomever you choose. It's often used to cover funeral expenses, outstanding debts, or money for a child's future tuition. However, knowing the cost of your policy may be tricky without a life insurance calculator.

A surviving spouse can also use life insurance benefits to maintain their current living standards after losing a partner's income. If you have any of these financial obligations, you may want to consider at least getting life insurance. An independent insurance agent can help you find the right type of policy for you, but first, check out our life insurance cost calculator.

Your quote is based on several common factors to give you a clear picture of the cost you can expect, though an independent agent can shop around and maybe even improve your rate!

Different insurance companies offer different types of life insurance, each with its own attractive benefits. But in general, there are four major types of life insurance. To calculate how much life insurance coverage you need, you'll want to consider which type works best for you and your family's wishes.

Whole life insurance: Coverage is designed to cover a policyholder for their whole life and offers fixed premiums and a guaranteed cash value. This coverage is essential for folks who need a policy that'll last their whole lives, and is often bought by customers starting in middle age.

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Independent Life Insurance Agent Jobs, Employment | Indeed.com

Category: Independent Life Insurance Agent Insurance Agent

18,687 Independent Life Insurance Agent jobs available on Indeed.com. Apply to Insurance Agent, Independent Agent, Office Representative and more! Skip to main content. ... State …

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Become a Life Insurance Agent - eIndependent | eFinancial

Being an eIndependent agent is a smart choice for entrepreneurial-minded individuals and independent agencies.

Being an eIndependent agent is a smart choice for entrepreneurial-minded individuals and independent agencies. Get a full range of top products and companies, industry-leading technology, and concierge-level case management, all from a dedicated team of life insurance industry professionals.

Life Insurance Telesales or Online AgenciesRemote Call Center Life Insurance Agents 20+ A-rated life insurance carriers, so you can sell what’s best for your customersPrescreened, live transfer leads that help you close more sales and lower marketing costsHigh commission levels that reward you faster for your effortsAccess to 20+ A-rated carriers to help more customers find – and keep – the right policyAn experienced back-office team to handle all the administrative details100% advancing on top commission levels to boost your earning powerResponsive brokerage support for needs like tentative offer requests A chance to build YOUR book of business as the writing agent of recordIndustry-leading case management technology that streamlines and automates quoting, follow-ups, and other tasksExperienced back-office support and intuitive technology to make case management simplerReal-time reporting that shows exactly where your business stands – and what to do nextReal-time reporting to help you understand and optimize your sales strategy

eFinancial’s cutting-edge systems, compensation package, and quality product mix help move us faster in the rapidly changing world of life insurance sales, marketing, and underwriting. What's more, the relationships we’ve formed are invaluable. The attention we receive and the respect that eFinancial has within the industry make them a valued partner and our general agent of choice.

eFinancial makes being an independent agent easy. By having a great support and management back-office team, they alleviate many of the hurdles independent agents would normally have to handle themselves. eFinancial is an integral part of our success, giving us the tools and resources we need to be productive and focus on the things we do best.

For 15 years, eFinancial has helped me grow my business. I’ve always felt like I’m their most important partner, creating an unrivaled working relationship. They care for me and my business personally. No one falls through the cracks, which helps maximize placement ratios and provides an optimal experience for my clients. eFinancial always delivers on their promises.

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Home | Independent Life

Category: Life Insurance Company

Independent Life is the only life insurance company to focus exclusively on structured settlements.

Deep expertise combined with unparalleled access. Market-leading underwriting and pricing, plus turnaround times that redefine industry benchmarks. Innovative solutions that challenge convention. Impressive credentials plus best-in-class partners to back it all up.

“The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession – trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values.”

“Independent Life is top notch. Structures and annuities often times can be very confusing, not only for lawyers but also for clients. Independent Life always provides me and my clients with the best options upon which to structure their funds, to make sure that they are taken care of for the rest of their lives. I structure all my fees through Independent Life, and plan to do so for the rest of my career.”

“It’s crazy to see how I planned for my future [using attorney fee structures with Independent Life] and that feeling it gives me. I’m in the driver’s seat and I can decide when I work and when I don’t.”

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Join the Big "I" - Join the Big "I"

You’ve made the choice to build your agency on independence, but that doesn’t mean you’re alone. Join the Big “I” community and let us do some of the heavy lifting so you can focus on what’s important – growing your agency.

Our resources grow with you. Whether you are looking for new employees, want to help your team grow their skills, or need strategies to strengthen your agency, the Big “I” Has Your Back.

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Ottawa, Illinois Insurance Agents - Nationwide

Otherwise, talk to an agent near you today. Nationwide Business Insurance . Even businesses that aren't on the Fortune 500 list have plenty of property and a-sets to protect.. Talk to one of …

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Catholic Life Insurance Company Independent Life Insurance …

Commissions paid weekly. Advance commissions available. High touch and communicative Home Office Staff. Job Types: Full-time, Part-time. Pay: $50,000.00 - $200,000.00 per year. …

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Independent insurance agent - Wikipedia

Category: Independent Insurance Agent

The examples and perspective in this article deal primarily with the United States and do not represent a worldwide view of the subject. You may improve this article, discuss the issue on the talk page, or create a new article, as appropriate. (May 2010) (Learn how and when to remove this template message)

Independent insurance agents, also known as insurance sales agents or "producers", typically sell a variety of insurance and financial products, including property insurance and casualty insurance, life insurance, health insurance, disability insurance, and long-term care insurance.

Property and casualty insurance agents sell insurance policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured Workers Compensation Insurance, product liability claims, or medical malpractice claims.

Independent insurance agents typically represent a number of insurance companies, or "carriers", and sell the products that most appropriately meet the needs of their clients. Independent agents typically are very well trained and knowledgeable of the complexities of the insurance market and insurance law.[1] Their expertise allows them to advise their clients about appropriate amounts of insurance and insurance coverages for their particular needs. Often, independent insurance agents will work with insurance intermediaries, who obtain quotes from multiple insurance providers and pass them off to the independent agent. Working with an insurance intermediary service allows the independent agent to review many quotes and offer their clients the best policy options available. For their efforts, independent agents are paid a commission (remuneration).[2]

In addition to insurance policies, agents often sell mutual funds, annuities, and products that address wealth management, retirement and estate planning. Independent agents must be licensed by the states in which they sell insurance and financial products.[2]

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A-surance Financial Solutions -Your Independent Life Insurance Agency

Category: Independent Life Insurance Agent

Assurance Financial Solutions -Your Independent Life Insurance Agency

We're working hard to be the independent life insurance agency for your family or business. Let us help you protect those that matter most in your life.

Our process is simple. We’ll spend time understanding your needs and based on your health and budget, we’ll shop and compare hundreds of options from highly rated, trusted insurance brands to find the best policy and premium for you.

Since 2012, as an independent life insurance agency, we’ve worked with hundreds of local families and businesses protecting those that matter most in your life. Our goal is not to write millions upon millions of policies as our service is more individualized to suit your needs. So whether you have questions about what life insurance could look like or if you’re ready to get started, we want to be your local life insurance agent.

I work as an independent insurance agent and broker. That means that rather than selling one company’s products, I’m free to choose the best carrier for your insurance needs. I do not work for an insurance company; I work for you. Currently, I have access to over 30 of the most trusted carriers in the industry. That allows me to find the very best to protect those you love the most.

We want to be your local, independent agent for life insurance. Being independent and not an employee of an insurance company is an important distinction among agents as this gives us access to over 40 of the most trusted life insurance companies in the country—more options mean better underwriting, a better policy, and a better premium for your needs.

Since 2012, we’ve worked with hundreds of local families and businesses protecting those that matter most in your life. Our goal is not to write millions upon millions of policies as our service is more individualized to suit your needs. So whether you have questions about what life insurance could look like or if you’re ready to get started, we want to be your local life insurance agent.

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Greenwich Independent Insurance | Personal and Commercial Insurance

Category: Independent Insurance

We provide our clients commercial insurance, personal insurance, life and health insurance products through multiple carriers. Licensed in over 20 states.

We hope you will find us Friendly, Responsive, Efficient, Uncomplicated. We represent thousands of insurance customers for business, personal insurance and life and health. We work with customers in CT, NY, NJ, FL and many other states. Please tell us how we can help.

Greenwich Independent Insurance not only services the Connecticut and New York areas, we are licensed in multiple states to meet your insurance needs. The following is a list of states in which we are licensed: Arizona, Colorado, Connecticut, Florida, Idaho, Illinois, Indiana, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, North Carolina, Rhode Island, South Carolina, Ohio, Tennessee, Texas & Vermont

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North Bergen, New Jersey Insurance Agents - Nationwide

And many of the same types of insurance products (liability, property, and fleet insurance coverage) are needed by small and medium-sized businesses. Likewise, our North Bergen …

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Videos of Independent Agent Life Insurance Companies

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This is the simplistic way to get a contract, otherwise called a carrier appointment, with an insurance company as a new agent.

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The Basic Equipment For Final Expense Telesales! If you need help reach out at www.jasonfinalexpense.com ...

Independent Agent Life Insurance Companies

Top FAQs for Independent Agent Life Insurance Companies

People also ask - Independent Agent Life Insurance Companies FAQs

Why choose an independent life insurance agent?

Should I Choose an independent insurance agent?

Is being a life insurance agent a good job?

Are life settlements bad for insurance companies?

Best Life Insurance Companies for Independent Agents (Discounts & Deals) | Clearsurance

Looking for the Best Life Insurance Companies for Independent Agents? | Smart Choice

The Best Insurance Companies for Independent Agents - GLIA

Get paid as an Independent Insurance agency owner #insurance #insurancesales #insuranceagents

What Is an Independent Insurance Agent?

Crump Life Insurance Services - Crump Life Insurance Services

Easy Ways to Be An Independent Insurance Agent in 2022

Insurance Companies | Independent Agents

Best Life Insurance Companies That Work Directly With Agents (2022) | Clearsurance

Life Insurance Services for Independent Agents & Financial Advisors :: Brokers Alliance

Life Insurance Calculator: Estimate Your Costs | Trusted Choice

Independent Life Insurance Agent Jobs, Employment | Indeed.com

Become a Life Insurance Agent - eIndependent | eFinancial

Home | Independent Life

Join the Big "I" - Join the Big "I"

Ottawa, Illinois Insurance Agents - Nationwide

Catholic Life Insurance Company Independent Life Insurance …

Independent insurance agent - Wikipedia

A-surance Financial Solutions -Your Independent Life Insurance Agency

Greenwich Independent Insurance | Personal and Commercial Insurance

North Bergen, New Jersey Insurance Agents - Nationwide

Videos of Independent Agent Life Insurance Companies

5 Easy Steps to Getting a Contract with Insurance Companies as a New Agent

How To Start A Insurance Agency (Step by Step) | Medicare-Health Insurance Agency

Policygenius and CBIZ Announce Partnership to Expand Life Insurance Offerings and Empower Agents

The Basic Equipment For Final Expense Telesales! | For New Insurance Agents!

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