HomeAuto.US offers home, auto, and other personal insurance to meet the needs of homeowners in Maryland and 26 other states. Reach out today!
We are an independent insurance agency with one priority—you. As an independent agency, we represent multiple top-rated carriers which means we form a partnership with you to find you comprehensive coverage at a competitive price. We handle all of the insurance shopping for you. All you have to do is reap the benefits of our hard work.
We specialize in working with homeowners, helping them insure their homes and secure the rest of their personal a-sets. It’s important to have the right protection in place for your home and family, which is why we help you find tailored, reliable coverage that meets your needs. Our goal is to help protect you from the unexpected and plan for the predictable.
We are licensed to help clients with their home insurance and other personal insurance needs in 27 states: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, and WA.
Most fires are devastating. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents? Remember, inflation rates on building materials and construction costs rarely track with real estate values. As a result, rebuilding a home can often cost significantly more than expected.
Make sure your homeowners policy contains replacement cost coverage with no cap. This protects you if the cost to reconstruct your home is higher than your current limit of coverage. And, be sure that your insurance includes rebuilding your home to code. Very often, local ordinances and building codes change over time, which may require additional costs.