Money's Best Car Insurers in Florida include: Allstate $2,129-$4,441, Progressive $775-$2,967, State Farm $512-$2,929. Read Money for more.
By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information.
Many companies featured on Money advertise with us. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Learn more about how we make money.
Average rates for lower- and higher-risk drivers in Florida
Company Lower-risk driver rate Higher-risk driver rate Company review Allstate $2,129 $4,441 Read full review Amica Mutual $1,278 $5,511 Read full review Farmers $1,630 $10,190 Read full review Geico $1,465 $3,271 Read full review Liberty Mutual $1,147 $5,604 Read full review Progressive $775 $2,967 Read full review State Farm $512 $2,929 Read full review
While Allstate’s premiums for higher-risk drivers may seem high, the company offers exclusive rewards for safe driving. For example, you’re entitled to a “safe driving bonus” check for every six months you're accident-free and can qualify for accident forgiveness even if you're a high-risk driver.
Coverage includes
Property Damage Liability $50,000 per accident Uninsured/ Underinsured Motorist $100,000 per person, $300,000 per accident Collision (full cash value) $1,000 deductible Comprehensive (full cash value) $1,000 deductible Bodily Injury Liability $100,000 per person, $30,000 per accident
Additional coverage
Personal Injury Protection $10,000 (basic) Death Indemnity $10,000