So what does full coverage car insurance cover? In most cases, it includes liability, comprehensive, and collision coverage.
Full coverage auto insurance refers to a combination of insurance coverages that protect a driver financially for damages to their vehicle, the occupants of their vehicle, and other vehicles and passengers in an accident
Full coverage auto insurance refers to a combination of insurance coverages that protect a driver financially for damages to their vehicle, the occupants of their vehicle, and other vehicles and passengers in an accident. No insurance policy can cover you and your vehicle in every possible circumstance, but full coverage protects you in most of them.
So what does full coverage car insurance cover? In most cases, it includes liability, comprehensive, and collision coverage. Collision and comprehensive will protect you and your vehicle if you get into an accident. If you're found at fault for an accident. liability will pay for damages you might cause to others.
Nationwide says it is important to realize that full coverage helps provide the best possible protection, but you still have to pay your deductible if you cause an accident. Most states have minimum requirements for liability coverage, but you can usually choose the amount of collision and comprehensive coverage. You can also determine the amount of deductible that you feel comfortable paying.
Since full coverage is not a type of policy, it technically doesn't cover anything. The package you build combines the different types of insurance. These include:1. Liability Insurance. This coverage pays for damages that are the result of an accident that you are found responsible for. It is required by law in every state except New Hampshire.2. Collision insurance. This covers damages that are the result of many kinds of incidents that occur when your car is in motion. It covers your vehicle if you hit a guardrail, a fence, or a light post, for example.3. Comprehensive insurance. This covers damage to your vehicle that is not due to an accident. It most likely will occur when your car is not moving. For example, a tree falls on your vehicle during a windstorm, or when a thief breaks a window.