Expat Medical Insurance Vietnam

Top FAQs for Expat Medical Insurance Vietnam

An Easy Guide to Expat Health Insurance in Vietnam (2022)

Need health insurance in Vietnam? These insurance companies may be what you’re looking for. Find out how to get the best health insurance for your needs.

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When I first left to work in Vietnam I was not working in the insurance business. I worked as an expat for over 20 years living in many diverse countries around the world. I always took the cheapest medical insurance on offer and moved from year to year.

Consequently I am now in my 50s and living with several existing, un-insurable conditions due to my constant switching and reluctance to choose a suitable insurance provider and sticking with them.

This was a poor decision as I now know. I took out an individual or claims risk international medical policy, yet was not informed by the insurance company that my existing condition of Diabetes Type 2 would be excluded as would any related condition.

By this stage I knew that this policy would cover me in all the countries I was spending time in, and it would provide me with excellent coverage of over USD$1-million-dollars on hospitalization and allow me to self insure my outpatient treatment, while covering my Diabetes Type 2 in terms of hospitalization, related conditions, and medical emergencies.

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Expat Medical Insurance In Vietnam - Tenzing Pacific

Category: Expat Medical Insurance

If you’ve ever properly looked online for Expat Medical Insurance in Vietnam, you’ve probably realised how confusing it is.

We suggest starting with the type of provider: a Vietnamese provider or an International provider. Overall, there are many similarities between them, such as benefits offered, processes, making claims, exclusions & rules.

Vietnamese providers tend to have lower benefit levels and more limitations on the benefits, such as per day or per visit limits as they are designed for Vietnam only. This may open up the possibility of having out of pocket expenses.

When your plan has benefit limits in them it can limit where you go to receive treatments if you’re trying to avoid paying any additional out of pocket expenses. That may not sound like a big deal now, but when you need urgent care, you want to be somewhere with the best facilities and doctors.

If you have a planned operation and your coverage area is SE Asia or Worldwide, you may want to go to another country to receive treatment instead of taking it in Vietnam.

International providers allow you to have full coverage for any treatment anywhere in your coverage area, regardless of the price discrepancy between your residing country and the country you have the treatment in.

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Healthcare and expat health insurance in Vietnam | Expat A-sure

Category: The Best Health Insurance In Vietnam For One Expat Might Not Be The Best For You As Everyone Has Different Needs And Criteria

Healthcare and expat health insurance in Vietnam | Expat Assure

Are you moving to Vietnam? Read our expat guide about the Vietnamese healthcare system and the different options of health insurance for expats in Vietnam.

Whether you are moving to Vietnam or you are already living there as an expat, read our guide to the Vietnamese healthcare system, your different options of medical insurance for Vietnam and an overview of the average cost of local healthcare.

Vietnam’s economic development over the past decade has been accompanied by an improvement in public health, and government expenditure going into the Vietnamese health service is increasing. Moreover, Vietnam has recently implemented a reform to provide universal healthcare coverage to the entire population. There are two types of health cover in Vietnam, managed by the Vietnam Social Security (VSS):

Compulsory social security cover: it applies to all workers on permanent contracts of more than three months. It is also applies to several other categories, with the aim of making it universal (children, poor people, students, those over 90 years of age, war veterans…)

Expatriates must contribute to the compulsory health insurance, but as will be explained in the following paragraph, this is often not enough and many expatriates choose to subscribe to a private medical insurance in Vietnam.

The level of cover offered by the public system is low, and the rest of the costs left to those using the services remain high, even though the highest users are found among the poor. For example, public hospitals apply a fee for some complicated medical procedures.

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Ultimate Guide to Employer Group Health Insurance in Vietnam

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Ultimate Guide to Employer Group Health Insurance in Vietnam #insurance #lifeinsurance #healthinsurance.

Vietnam Expat Health Insurance – Reliable Medical Insurance Cover - Asia Health Insurance

Vietnam is one of the fast-growing destinations for foreign expats looking for an affordable yet inviting place to live in SE-Asia. The nation is moving forward in massive leaps and bounds in terms of its welcoming visa requirements for expats and its range of international standard hospitals. With a colorful culture, all-year-round high temperatures and a laid-back atmosphere and environment, more expats and Western retirees than ever before are seriously considering living in Vietnam as a viable option.

Although living in a subtropical paradise such as Vietnam is a fantastic option, it is ultra-important that you have a reliable health insurance plan in place. Whether you are already an expat living in the country or are considering moving here long-term, let us help you to understand why it’s imperative you have a solid Vietnam expat health insurance plan.

If you are an expat living in Vietnam and you currently do not have a health insurance plan, this guide is for you. As long-term residents, it’s only natural that at some point that you might need medical a-sistance in some form, especially if you are nearing retirement age. The Vietnamese government is always striving to ensure a majority of their population have health insurance, but as an expat, you need to take care of your own best interests.

As with any country with a tropical climate, fevers and other tropical diseases such as malaria, dengue fever and rabies can still be common problems. You need a solid Vietnam health insurance package that can cover any eventuality and allows you access to the nation’s best international hospitals.

The international medical and health industry in Vietnam has improved by leaps and bounds over the past few years. In this day and age, all the major cities and tourist areas have access to 5-star international hospitals.

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The Best Expat Guide for Medical Insurance in Vietnam – British Expats

Category: Expat Medical Insurance

There’s no doubt that living in a new country is exciting. In Vietnam, there are plenty of white sandy beaches to explore, cliff jumping to conquer, climbing, mountain trails, white water rafting and new friends to be made dining at the best bruches, whilst finding out the best happy hours in town, but you also need to think about tougher times when you are travelling around Vietnam. Accidents and illnesses are common when travelling.

While not an independent insurance company, Prime Pacific Vietnam acts as an intermediary, helping you find the best plan available to suit your specific needs. This broker has been in business in Hong Kong for over 17 years, so they know more than a thing or two about helping people in Vietnam. Best of all, they also have branches in Shanghai, Beijing, Singapore, Dubai, and Abu Dhabi, meaning they can field phone calls locally.

Bupa Global: Premium international private health insurance The Bupa Global health insurance plans provide you with a global network of medical practitioners, giving you access to specialists all over the world.

One of the most popular insurance companies in Vietnam and across the world is Cigna, a large US-based health insurance company. Offering a selection of global health options (meaning you can be covered in more than one country if you travel a lot), Cigna works with a global network of over one million trusted hospital partners worldwide. Their flexible plans let you add on different modules such as vision, dental, and outpatient coverage too.

Bupa International is an international health insurance service provider that has been trusted for over 60 years, with clients in more than 190 countries. Luma Health Vietnam has been a trusted partner distributor of Bupa since 2008.

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Vietnam Expat health insurance - Global Expats - Global Medical Insurance Plans

Category: Health Insurance

Vietnam is quickly becoming a very popular relocation choice among different expatriates. The reasons for that include a low cost of living, a better quality of life, and high earning potential. However, as an expat who is moving to Vietnam, you will find a healthcare system that is still evolving. That is why it makes […]

That is why it makes sense to have health insurance that will cover you, your family, or your co-workers. And that is where we, at Expat Health Group (EHG), steps in.

We are a team of health insurance specialists who have served expats in Vietnam for nearly two decades. In this period, we have catered to the different health insurance needs of expats. But just before knowing about the different insurance plans we offer, let us explore the Vietnamese healthcare ecosystem in detail.

Right now, there are a lot of plans in development to revolutionize the world of healthcare for Vietnamese residents. The quality of basic medical care, however, is good in urban centers. But the moment you shift to a rural setting, the quality takes a hit.

That is why more and more expatriates and Vietnamese citizens opt for medical services in private hospitals. It is because the private medical infrastructure is well equipped with services and staff of international standards. However, the cost of these privately established medical infrastructures may vary.

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The best expat health insurances in Vietnam

Category: Health Insurance

Get the best expat health insurances in Vietnam with our simple and effective expat insurance comparator.

Vietnam certainly has a lot going for it. This beautiful Southeast Asian country borders China in the north, Cambodia in the southwest and has a long land border with Laos. From misty mountains, enchanting waterfalls and abundant rice fields in the north to stunning southern beaches this beautiful country is a scenic paradise.

This is seen through the fact that many professional analysts see it as being the fastest-growing country of the 10 Member State ASEAN community. Vietnam’s industrial zones are spread across the country and come under 3 administrative regions; the Northern, Central and Southern regions.

Hanoi in the north is classed as being Vietnam’s cultural capital and is also the country’s designated capital city. But it is Ho Chi Minh City (formerly known as Saigon) that is classed as its bustling business centre.

With a young and vibrant workforce it is little wonder that expatriate workers are keen to be part of this economic growth. Thanks to its appealing lifestyle, the country is also attracting increasing numbers of expatriate retirees.

Expats from both categories enjoy a very good standard of living, cost-effective accommodation and food to suit every palate. While all of this is very positive, medical care for foreigners in Vietnam is a crucial aspect that all expats residing there need to understand.

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Vietnam Expatriate Health Insurance – Everything You Need to Know About Expat Health Insurance in Vietnam

Expatriate health insurance for non-Vietnamese citizens planning to study, work, or live in Vietnam

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The technology in the country is advancing, healthcare is improving, and it is safe to say that the level of Vietnamese healthcare is decent. However, it is also true that the Vietnamese healthcare system has yet to reach Western standards. For this reason, purchasing Vietnamese private health insurance is a must to ensure ultimate peace of mind. Why? And how do you pick the best policy? Before we answer that, let us understand the healthcare system in Vietnam.

The healthcare system in Vietnam is not as robust as that of its neighbors. Bangkok or Singapore can offer much better specialized and intensive care. The picture isn’t all black, though. The healthcare system and a-sociated insurance coverage in Vietnam are improving.

In 2015, 77% of the Vietnamese population had insurance coverage. The government is also trying to reduce the rural-urban divide in healthcare. But there is still a long way to go before it can match the Western standards that most expats are used to.

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Healthcare for Expats in Vietnam | Do You Need Health Insurance?

Category: Health Insurance

Moving to Vietnam from the US? Find out about the healthcare system for expats, including eligibility requirements and insurance options.

With its low cost of living, breathtaking scenery, and vibrant culture, it’s no wonder Vietnam is fast becoming a popular choice amongst American expats. After all, what more could you want?

But before you join the 83,500 expats from across the world living in Vietnam, you’ll need to size up the healthcare options available. Luckily, we’ve got everything you need to know waiting for you further down the page.

Vietnam’s healthcare system has undergone a radical transformation since 2014. This is thanks to the Vietnamese government pushing for universal healthcare, and as a result, over 80% of citizens in Vietnam now have access to healthcare.

The current healthcare system is a mixture of both public and private facilities. Public facilities make up the majority of the system, and they focus on four different levels of service: central, provincial, district, and commune.

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Best Health Insurance for Expats in Vietnam - Our Guide

Are you based in Vietnam, or moving there, and you are in the need for an health insurance for you and your family? Click here to learn more

Nowadays, you can find many international hospitals in Vietnam that cater to foreign expats and visitors. There are also plenty of brokers (more about that later) and insurance companies available that offer tailor-made insurance packages.

Finding an insurance provider might not be the most difficult task on hand, but there are plenty of other things that are worth knowing. What kinds of hospitals are available in Vietnam? How can I seek medical attention in Vietnam?

These are just examples of questions that you should ask yourself before you even more here. In this article, we cover the most important topics for foreigners who need robust insurance packages offered by some of the most credible companies in the market.

Worth mentioning is also that we see increasingly more Vietnamese becoming insured, primarily in urban areas. The country has been praised by the WHO thanks to great improvements in the healthcare system.

Around 87.7% of the country’s population has health insurance and 97% of the children get standard immunizations, a rate that is 2% higher than the US. At the same time, the maternal mortality rate has decreased by 75% since 1990, which is a great milestone on its own.

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Health Insurance in Vietnam - Luma Health International Insurance

Category: Health Insurance

International health insurance in Vietnam for expats & local individuals, families and companies. Full cover for cancer treatments.

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.

Any conditions or symptoms existing before starting a plan would be considered as pre-existing. However, pre-existing conditions may be exceptionally covered if they are fully declared and accepted by the insurer.

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Vietnam Health Insurance - Expat Focus

Jump to section How does the state health insurance system work? Who is eligible for state healthcare? How do you apply to join the state health insurance system? What is covered by the state health insurance system? Are retirees covered by state medical insurance? Are students covered by state medical insurance? Will your family be covered by your insurance? Is dental treatment covered by state health insurance? What are the contribution rates for state health insurance? Why buy private health insurance? What is covered by private health insurance? How much does private health insurance cost? Which companies offer private health insurance? Glossary of health insurance terms

Vietnam has been steadily progressing towards universal health coverage and has been making strides towards achieving this goal, with 87.7% of Vietnam’s population – or 83.6 million people – now covered by national health insurance. The country may thus be said to operate on a two-tier system of both public and private health insurance coverage. As an expat, it is unlikely that you will be able to access the public health insurance scheme.

The Ministry of Health has taken a strategic approach to universal coverage, which has been improving the standard and provision of healthcare in Vietnam for some years, particularly in rural areas.

Healthcare provision, however, does not yet adhere to the standards of Western care. Some hospitals have a good reputation, including Benh Vien Cho Ray in Ho Chi Minh city and University Medical Center, which is part of the Ho Chi Minh Medical University. But many expats report significant deficiencies in public healthcare.

Although the principle of universal coverage has been growing, it is unlikely that you will be able to access the national insurance scheme. You can still access public healthcare, but you will need to make out of pocket payments.

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All About Health Insurance in Vietnam - Expat A-surance

Category: Health Insurance

All About Health Insurance in Vietnam - Expat Assurance

Find out how health insurance works in Vietnam and how to choose the best expat health insurance to visit Vietnam!

The price of care in the public sector is affordable for foreigners, but the quality of service is not up to Western standards. Chronic lack of staff and equipment hampers the hygiene and efficiency of these structures.

The quality and availability of care also vary greatly between urban and rural areas. It is often necessary to travel in order to be treated for a particular or relatively heavy operation, sometimes in a neighboring country, better equipped, such as Singapore.

Taking out local insurance is not an optimal solution either: you need to be familiar with the health system and the language of the country to manage your file. Moreover, it doesn’t cover you outside this particular country.

Taking out a 1st euro/dollar insurance policy for health insurance in Vietnam is a solution adopted by many tourists and expatriates. This is foremost due to the good quality-price ratio of this type of contract: reimbursements are triggered from the first euro/dollar spent.

However, a medical questionnaire is mandatory when taking out a 1st euro/dollar insurance policy. This questionnaire can lead to exclusions of coverage or additional premiums in case of medical history or chronic illness.

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Moving to: Vietnam: Health Insurance Vietnam, International Medical Insurance, Travel Health Insurance, International Health Insurance, Travel Insurance | Expat Exchange Resource Guide

Moving to Vietnam? Information for Expats about Health Insurance Vietnam, Travel Health Insurance, International Health Insurance.

When you move internationally, you'll need to choose between long-term international health insurance to cover you anywhere in the world, typically for 6+ month stays and travel, and nomad or travel health insurance for shorter stays. We've partnered with several of the most respected insurers in the international health and travel insurance industry.

International insurance & protection for expats, families, international citizens, remote workers & frequent travellers. William Russell has been the leading independent provider for expat health, life and income protection insurance for 28 years. With our trademark customer service, you can rest a-sured that you're in safe hands.

GeoBlue offers global health plans for international a-signments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, GeoBlue provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

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Expat Health Insurance in Vietnam

If you are an expat moving to Vietnam you want to understand the healthcare and medical insurance coverage to move towards better days.

Health insurance in Asia is a growing sector, but it is largely unregulated. There is no legal protection for the insured member as insurance companies are considered a ‘normal business’ that are entitled to make money as per the management decisions.

The healthcare system in Vietnam is low level. Health hazards are higher as in many Asia developing countries. Private medical insurance is affordable thus not all reliable. For 30-years, we select the best insurance options.

Vietnam is fast becoming a popular choice amongst expats as the country offers the ideal combination of good earning potential, low cost of living and high quality of life. Expats moving to Vietnam will find a healthcare system which combines aspects of Eastern and Western medicines to treat most medical issues. Plans are currently underway to develop a universal healthcare system to cover all those legally residing in Vietnam for basic medical care. As it stands, most Vietnamese citizens have to pay for medical services themselves at both public and private hospitals. In many cases, people that can afford it opt to use private facilities as these tend to be better equipped and more efficient.

Expats can rest a-sured that pharmacies in Vietnam are well represented within bigger towns and cities. They are usually located on any shopping street or in malls, and are generally well-stocked.

Healthcare in Vietnam can be gotten for as low as US$ 3 a consultation and with US$ 3000 85% of hospitalization will be paid for. Insurers statistics show that 57% of expat in Vietnam take a chance to self pay, not purchasing insurance.

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Healthcare and Health Insurance in Vietnam | Expat Exchange

Category: Health Insurance

6 Expats Talk about Health Insurance and Healthcare in Vietnam By Joshua Wood, LPC. Last updated on Nov 27, 2021. Summary: Expats and global nomads in Vietnam share their …

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Vietnam Health Insurance & Private Medical Cover in Vietnam

Category: Medical Insurance

Expats in Vietnam routinely get caught without medical insurance, end up in an international hospital and then have trouble paying the bill. This is the major reason why having health …

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Health insurance in Vietnam for Immigrants and Foreigners

Category: There Is No Form Of Public Health Insurance For An Expat To Qualify For In Vietnam

How Expats Can Qualify For Health Insurance in Vietnam. As of now, there is no form of public health insurance for an expat to qualify for in Vietnam. Hopefully, this will change in the …

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Health insurance in Vietnam: best value for money – MOVETOASIA

Category: Health Insurance

Local Health Insurance. This is an insurance policy offered by local companies. The expatriate will have the advantage of dealing with people who have a good knowledge of the health …

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Health Insurance - Vietnam Plans

Category: Health Insurance

Medical Protection Quote. Contact us today for quotes for a complete health insurance plan. We will meet your needs regardless of whether you are local from Vietnam or an Expat. We offer …

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