Find individual and family health insurance plans near you, get a quote and learn about medical health insurance coverage options from UnitedHealthcare.
Health plan types and coverage
Plan type
What it covers
Coverage through your work
Health insurance plans offered by your employer.
Dental, vision and supplemental plans
Coverage to add on to health insurance plans.
Employer plans
Shop and get online quotes for group health insurance plans for your employees, including medical, vision, dental, disability and more.
Individual and Family Marketplace plans
Affordable Care Act (ACA) or Exchange health care plans.
Medicaid
Plans that are low cost or no-cost for people with lower incomes.
Medicare
Plans for people 65 or older or those who may qualify because of a disability or special condition.
Short term insurance
Temporary health plans that fit almost any lifestyle or budget. 1, 3
Self-employed health insurance
Coverage options if you're self-employed and have no employees.
Student health insurance
Coverage for students while they're in school, including plans with lower deductibles, comprehensive benefits and access to a wide provider network.
TriTerm medical
Short term health insurance plans1 lasting nearly 3 years.2
Short term health insurance plans are medically underwritten and do not provide coverage for preexisting conditions. TriTerm Medical plans cover eligible expenses for preexisting conditions after 12 months on the plan.
The coverage term is one day less than 3 years. In SC, plans are three 11-month terms. In IN and OK, plans are three 364-day terms. This coverage does not qualify as "Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. And, while enforcement of the federal tax penalty is not occurring in 2019, some states may impose a tax penalty if you do not have MEC coverage.
No individual applying for health coverage through the individual marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, s-x, s-xual orientation, marital status, personal appearance, political affiliation or source of income.