You can get car insurance if you don’t have a license, but it will be hard, and you’ll need to work with an agent or broker. Learn how to make sure you’re covered.
Andrew HurstAndrew HurstSenior Editor & Licensed Auto Insurance ExpertAndrew Hurst is a senior editor and a licensed auto insurance expert at Policygenius. His work has also been featured in The New York Times, The Wall Street Journal, Forbes, USA Today, NPR, Mic, Insurance Business Magazine, ValuePenguin, and Property Casualty 360.
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Angele DoakesAngele DoakesLicensed Property & Casualty ExpertAngele Doakes is a licensed home, auto, life, and health insurance expert and a operations manager at Policygenius. Previously, she was a field sales leader at Allstate.
You can technically get car insurance without a driver’s license, but it may be difficult. If you own a car but don’t drive, you can still buy coverage by naming someone else as the primary driver and listing yourself as an excluded driver.
If you need to get car insurance after your license is suspended following a DUI, crash, or other driving violation, an insurance company would have to file an SR-22 for you before you’d be licensed to drive again.