A motor vehicle accident is a traumatic experience that can cause physical, emotional, and financial damages. When an auto accident involves a child, the accident can be all the more devastating for the child and their entire family.
An automobile collision can occur in a matter of seconds. It may just be a simple fender bender, or it can be a serious collision that involves catastrophic injuries and extensive damage. After an accident, if you sustained serious injuries, you must file an auto insurance claim to cover the cost of accident-related damages. Progressive is one of the top auto insurance providers in CA. They have very specific accident reporting policies for their policyholders, and may not be as friendly as they seem on TV, especially if you find yourself filing a claim against them if their policyholder was at-fault for the collision. If you were involved in an accident and don’t know how to pursue compensation from Progressive, this article will guide you through the steps you need to take to ensure you receive the compensation you deserve.
After an auto accident, the injured party can file a claim with the at-fault driver’s insurance company to obtain financial compensation to cover the cost of damages related to the crash. Californians are required to carry bodily injury coverage, which covers the cost of injuries, vehicle damage, lost wages, and more, if the policyholder is found at-fault for an accident. If a claim is successful, the other driver’s insurance company will be responsible for paying accident-related losses.
After you have notified your own insurance provider of the collision, if you were not at fault for the accident, you must file a third-party insurance claim. This will require you to contact the other driver’s insurance company to report the accident. Progressive requires its policyholders to report auto accidents as soon as possible following a crash. This is often done online by visiting their website, or it can be done by phone. Shortly after the at-fault driver reports the accident, you can expect a call from a Progressive insurance adjuster.
The insurance adjuster will review the information you provide to determine who is at fault for the crash and review their client’s Progressive policy and coverage choices. After a claim has been filed, it must be processed and approved. If the other driver is found at fault, Progressive will offer a settlement, based on their policyholder’s auto policy coverage.
You must notify the DMV within ten days of the accident. You will need to fill out the online SR1 form if you were involved in a collision with minimum damages of $1000. If anyone involved in the collision was injured, you myst also file a report with the DMV, regardless of how minor the injuries were.