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Health insurance premiums are poised for a steep climb in 2026, as over 300 ACA marketplace insurers propose average rate hikes of 20%. With premiums rising sharply with age in most states, early retirees who haven’t yet qualified for Medicare could face an even tougher battle to keep their coverage affordable.
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Health insurance costs in the U.S. have climbed relentlessly for four straight years—and 2025 is set to bring the steepest surge yet. Employers across the country are preparing for the largest increase in premiums in 15 years, according to a sweeping survey of more than 1,700 companies.
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Just days before new rules were set to take effect, a federal judge on Friday froze key parts of the U.S. Health and Human Services Department’s planned overhaul of the Affordable Care Act marketplace.
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In Hawaiʻi, a married couple left without hurricane insurance now fears the growing threat of natural disasters.
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If your health insurance company has ever denied a claim, you’re far from alone. Each year, nearly one in five in-network claims is rejected—yet less than 1% of patients ever challenge those denials.
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On Monday, Humana (HUM.N) filed a new lawsuit challenging the U.S. government’s decision to lower the health insurer’s star ratings for its government-backed Medicare plans, following the dismissal of an earlier challenge on technical grounds.
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U.S. health insurers are seeking the steepest premium hikes for Obamacare plans since 2018, driven by concerns over the possible expiration of premium subsidies and looming tariffs on medical products, according to an analysis by health policy research group KFF.
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Flood Re—a collaborative initiative between the UK government and insurers aimed at enhancing the affordability of flood insurance for homeowners—has experienced a dramatic surge in reinsurance premiums and claims-related expenditures.
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As natural disaster losses continue to rise, bridging the so-called protection gap will require strong collaboration between the public and private sectors—not limited to the insurance industry—according to the head of a global organization of insurance supervisors.
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Continued growth in U.S. reinsurance in 2024 was driven by strategic collaborations between re/insurers and alternative investment managers, increased utilization of offshore platforms, and a fourth consecutive year of record-breaking annuity sales.