Best Small Business Insurance Companies

Top FAQs for Best Small Business Insurance Companies

The 7 Best Small Business Insurance Companies of 2022

Category: For Independent Contractors: Hiscox Best General Liability Insurance: Nationwide Best Workers’ Compensation

Small business insurance helps you recover from business claims. We compared the best small business insurance companies based on coverage, customer ratings, and more.

Dock is a former licensed investment advisor and member of the FINRA Small Firm Advisory Board. He has been featured by industry-leading outlets such as CNBC, Fox Business, Bloomberg, and MarketWatch.

Eric is a duly licensed Independent Insurance Broker licensed in Life, Health, Property, and Casualty insurance. He has worked more than 13 years in both public and private accounting jobs and more than four years licensed as an insurance producer. His background in tax accounting has served as a solid base supporting his current book of business.

Regine Parrish is a finance professional whose career spans over a decade. Her expertise includes areas of tech, finance, and telecom. She is a former financial analyst for a major telecommunications company and currently fact-checks reviews of financial products and services.

We recommend the best products through an independent review process, and advertisers do not influence our picks. We may receive compensation if you visit partners we recommend. Read our advertiser disclosure for more info.

Accidents happen all the time, and business owners need to be protected in case there's an accident in the workplace—especially since the average customer injury insurance claim is for $35,000. It’s important for business owners not to leave themselves vulnerable, and to make sure they have the insurance they need to cover all of the risks present in their business. After all, not having the right types of insurance can be the same as not having it at all, leaving businesses with no protection against many types of losses.

Preview

The Best Small-Business Insurance Companies of 2022

Learn the companies that offer the best small-business insurance solutions that match your coverage needs.

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Whether it’s auto insurance, homeowners or renters insurance, or life insurance, chances are good you have at least one personal insurance policy to your name. It’s a little easier to sleep at night knowing you and your loved ones have some measure of financial protection should your luck turn.

Can you say the same for your business? Every small-business owner faces a litany of risks, from traffic accidents to storm damage to defective products or unsatisfactory services. Without adequate financial protection, those risks could prove fatal for your company.

Motley Fool Stock Advisor recommendations have an average return of 397%. For $79 (or just $1.52 per week), join more than 1 million members and don't miss their upcoming stock picks. 30 day money-back guarantee. Sign Up Now

Each company on this list caught our eye because it does at least one thing really well, whether it’s offering a range of coverage options or delivering bespoke solutions for businesses in specific industries. Our top overall pick offers the best value in the space, in our estimation.

Preview

Best Small Business Insurance Of September 2022 – Forbes Advisor

If you’re a small business owner, you have plenty of options when it comes to business insurance. We evaluated the complaint records of more than 20 companies to find the best small insurance.

Best Credit Cards 2022 Best Travel Credit Cards Best Airline Credit Cards Best Rewards Credit Cards Best 0% APR Credit Cards Best Cash Back Credit Cards Best Student Credit Cards Best Secured Credit Cards Best First Credit Cards Best Balance Transfer Credit Cards Best Gas Credit Cards

Amex Gold Vs. Chase Sapphire Preferred Amex Platinum Vs. Chase Sapphire Reserve Chase Sapphire Preferred Vs. Reserve Amex Gold Vs. Platinum Chase Freedom Unlimited Vs. Flex Chase Sapphire Preferred Vs. Venture X Capital One Venture X Vs. Chase Sapphire Reserve

Personal Loan Rates Best Personal Loans Best Debt Consolidation Loans Best Low-Interest Personal Loans Best Personal Loans For Fair Credit Best Bad Credit Loans Best Joint Personal Loans Easiest Personal Loans Best Wedding Loans Best Personal Loans For Veterans

Best Student Loan Refinance Lenders Best Private Student Loans Best Parent Loan For College Best Low-Interest Student Loans Best Graduate Student Loans Best Medical School Loans Lenders To Refinance Parent PLUS Loans Student Loan Forgiveness Student Loan Forgiveness Calculator Student Loan Calculator Student Loan Refinance Calculator

Best Small Business Loans Best Business Lines Of Credit Best Working Capital Loans Best Unsecured Business Loans Best Same-Day Business Loans Best Startup Business Loans Best Business Loans For Women Best Business Loans For Bad Credit Best Fast Business Loans For Quick Cash Best LLC Loans Business Loan Calculator

Preview

Top 7 Small Business Insurance Companies In US || Best Insurance Companies #business #earning

3:57 - 2 years ago

Top 7 Small Business Insurance Companies In US Best Insurance Companies Best Overall: State Farm. Best for Independent ...

The 10 Best Insurance for Small Business - Comparing Coverages

Category: Business Insurance Small Business Insurance

As a small business owner, it's important to have the right insurance in place. Check out our list of the top 10 insurance companies!

-- Select Category -- Accounting & Finance (21) Adult (19) Business Funding (46) Business Planning (38) Business Tips (27) Card-not-Present (4) CBD (3) Chargebacks (8) Check Processing (60) Credit Card Processing (37) eCommerce (31) Fees (16) Firearms (15) Fraud (8) High Risk (24) Marketing & SEO (17) Payment Service Providers (5) Restaurants (3) Terminals (33)

Small business insurance is critical for protecting your a-sets whether you are a seasoned business owner or a recent entrepreneur starting a new company. While LLCs and other forms of incorporation allow you to shield yourself from business-related liabilities, in some instances, insurance is still necessary for additional protection.

In this guide, we explore the 10 best business insurance providers in the United States. We’ll dive into core details surrounding business insurance policies, such as what a policy should cover, how to choose a policy, what you need to apply for a quote, and more!

While State Farm is known for its personal insurance, it also has an industry-leading small business insurance platform. Unlike other commercial insurance companies, State Farm covers a broad range of industries with unique insurance policies.

You may recognize Progressive from its consumer car insurance advertisements. While this is another insurer that’s well known for its personal insurance products, it also has extensive small business policy options available.

Preview

The Best Business Insurance 🟨 Sep 2022

Category: Best Business Insurance

The Best Business Insurance - If you are looking for a way to find different types of quotes then try our popular online service.

best commercial insurance companies, state farm small business insurance, best company for business insurance, small business insurance companies, best small business insurance reviews, hartford insurance business, best business insurance companies review, best business insurance quote Pull out and efficient to depression or answer if hit, no accidental or grandchild.

Preview

7 Best Small Business Insurance of 2021 | Money

Best Comprehensive Option, The Hartford; Best General Liability, Nationwide; Best Umbrella Insurance, Liberty Mutual

By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information.

Many companies featured on Money advertise with us. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Learn more about how we make money.

Claudia is a lead editor at Money.com. Before working as a content editor, she was a freelance translator and editor. Claudia has an MA in Translation from the University of Puerto Rico.

Business insurance can help pay the costs of property damage, lost business income, lawsuits, and other specific risks of running a business. General liability coverage is recommended for all businesses, but your business insurance needs will vary depending on several factors, including number of employees, location, and industry.

The Hartford stands out for its comprehensive Business Owner’s Policy (BOP), a three-in-one policy that combines general business liability insurance, business property insurance, and business income insurance. The BOP also includes protection from loss of income caused by fires, destructive winds or burglaries, bodily injury or property, and personal and advertising injury.

Preview

Best Business Insurance Providers 🟨 Sep 2022

Category: Insurance Companies Best Business Insurance Companies Best Business Insurance

Best Business Insurance Providers - If you are looking for a way to find different types of quotes then try our popular online service.

best business insurance companies review, best insurance for business, top 10 commercial insurance companies, best small business liability insurance, best business insurance quote, best business liability insurance companies, liability insurance for small business, best business insurance companies Withquite a depressive form, rather use complicated task, which leads is filled.

Preview

10 Best Small Business Insurance Companies - Small Business Trends

Category: Insurance Companies

Here are some of the best small business insurance companies that cover your company with policies addressing different kinds of risks.

A small business is defined as an enterprise with fewer than 500 employees. According to the U.S. Small Business Administration, there are more than 31 million small businesses in the United States, making up 99.7% of all businesses in the country. Running a small business is not easy, and one of the many challenges that owners face is finding affordable and comprehensive insurance coverage.

This article discusses what type of insurance a small business needs and lists 10 of the best small business insurance companies so you can pick the one that’s right for you. We will also answer some common questions about insurance for small companies.

By the end of this article, you should have a good understanding of the different types of small business insurance and which small business insurance company will offer you the best coverage.

There is no one-size-fits-all answer to this question, as the type of business insurance coverage a small business needs depends on the specific industry and risks involved. However, there are some types of commercial insurance you may need such as:

Small business insurance coverages can be obtained from a variety of insurance companies. The following are ten of the best insurance providers for small businesses, based on factors such as coverage options and business insurance benefits, such as customer service and lower pricing. Types of coverage, limits, and deductibles vary by company and should be carefully reviewed before selecting a policy.

Preview

6 Best Small Business Insurance Companies in Oregon - BravoPolicy

The 6 best small business insurance companies in Oregon are InsurePro, Simply Business, CoverWallet, NEXT, biBERK, and Progressive

Oregon ranked as the 18th best state to start a small business in 2022, scoring especially high with regard to an educated workforce, a lack of sales tax, and a booming economy. In addition, the Beaver state boasts stunning coastlines, beautiful mountains, and good weather.

Oregon is a great place to live and do business, as many entrepreneurs can attest. It’s important to protect your small business, which is why business insurance is a good idea.

Small business insurance is a very competitive market with hundreds of providers, which can make it confusing for you to find the best one for you. We have researched more than 30 providers in Oregon and here are our recommendations of the top 6 for your consideration:

InsurePro is a digital broker specializing in small business insurance. They provide flexible, on-demand, and pay-per-day coverage of general liability, commercial auto, and workers comp insurance to small businesses. InsurePro can offer coverage by the month, by the season, or by the job. They partner with 20 insurance companies, which makes comparison shopping very easy.

InsurePro also offers traditional and permanent policies, just like other brokers or insurance companies. Their policies tend to have good rates as well. They also provide a good digital experience that you may prefer to conduct your business nowadays.

Preview

6 Popular Small Business Insurance Companies (2022)

Category: Insurance Company

Small business insurance can help protect small-business owners against any potential claims against their company.

Small business insurance is an old profession: There’s evidence of “bottomry” contracts drawn up by the merchants of Babylon that date as far back as 4000 to 3000 BC. This early form of business insurance allowed shipowners to take out loans to repair their ships, with the agreement that they wouldn’t have to repay the loan if the ship sank or one of the other “perils” listed came to pass. The insurers also charged interest on the loans to cover the high risk.

While most small businesses today aren’t worried about their merchandise ending up at the bottom of the ocean, small business insurance is more important than ever, thanks to the array of modern risks business owners face. Babylonian merchants didn’t worry about being sued, which can be as devastating to a modern small business as a sinking ship.

Small business insurance can protect small business owners from being financially liable in the case of lawsuits, property damage, injuries, workers’ compensation claims, or any other losses that may arise while in operation. Different small business insurance companies offer different types of insurance—and various small businesses need different policies, depending on what they do, where they’re located, how many employees they have, and a host of other factors.

The world of small business insurance can seem complex, stuffed with endless, complicated offers. You’ll need to shop around to know what’s best for your company, but in general, you’ll need at least general liability insurance and workers’ compensation insurance. Here are 10 common types of small-business insurance, which—aside from the first two—may or may not apply to your business, depending on what you do:

If one of your employees is injured on the job, you could be left on the hook for their expenses and compensation. But if you have workers’ compensation insurance, that money comes out of your insurer’s pocket instead.

Preview

Best Small Business Insurance for 2022 - BravoPolicy

Category: Small Business Insurance

We rated 14 small business insurance companies on 5 dimensions: products offered; financial strength; customer satisfaction; consumer complaint; and digital experience.

Small business owners have a million things to do and a limited amount of money. One thing you should never overlook is finding insurance for your small business. It’s important because you don’t want to lose everything you’ve worked for over some small mistake or an unhappy customer. You’ll also need an insurance company that makes it easy for you to file claims, pay bills, and doesn’t eat into your non-existent spare time.

Not every business owner will need every type of insurance. Different companies offer different types of coverage, although they all offer general liability insurance. If you’re a small business owner, even if you don’t get any other type of insurance, a general liability policy is a must.

We totaled up the scores of each of the companies we reviewed and gave them a composite score. We then put them into a table, with the highest scoring company on top. For our complete review of these companies, click on the link.

Index Company BravoPolicy Rating ScoreNotes1Chubb4602Nationwide4503Cincinnati Small Bus.4304Hiscox4255Next4206BiBERK 4107Travelers3908Huckleberry3909NSO (Nursing Service Organization)37010Auto Owners Ins.37011State Farm36512Thimble36513The Hartford35514Liberty Mutual35515Geico34016AIG33017Farmers33018Vouch Insurance330Consumer complaint score not available yet19CNA Insurance33020HPSO (Healthcare Providers Service Organization)300Consumer complaint score not available21Pie Insurance250No consumer complaint score not available yet22Am Trust (*)240Customer satisfaction score not available

Chubb and Nationwide are our highest scoring small business insurers. Nationwide earned the top spot on J.D. Power’s Small Commercial Insurance study, with Chubb number three on their list. This means both companies offer a range of business insurance products, good customer service and make it easy to secure a quote.

Preview

10 Best Small Business Insurance Companies of 2022 (Ranked)

Category: Best Small Business Insurance Companies

I ranked and reviewed the best small business insurance companies based on their consistency, customer service, and costs.

Irrespective of whether you started your business from scratch, used a business broker to buy an existing company, or even bought into a franchise, you will need to get business insurance that is right for your business.

To discover specific types of coverage your business needs, The Hartford offers an insurance quiz that can help you a-sess the risks your business faces and find the best policies for you.

CyberPolicy also helps with professional liability insurance that can help you protect a-sets against cyber risks and liabilities, so it’s something to consider if you work in this type of industry.

Business liability insurance is a policy used to protect a company from lawsuits or liability claims made by clients, vendors, and anyone else with whom your company deals as part of its daily operations.

Keep in mind that small business owners should never purchase a policy from a company that does not specialize in providing insurance to small commercial enterprises and has been doing so for a reasonable amount of time.

Preview

Small Business Insurance | State Farm®

Category: Small Business Insurance

Get small business insurance to help meet your unique needs, including business owner policies, commercial auto insurance, and professional liability.

We value your privacy. We may collect personal information from you such as identifying information (name, address, driver's license number), transactional information (products or services purchased and payment history), digital network activity (interactions with our website, IP address), geo-location data, audio recordings and other forms of personal information. We use this information for business, marketing and commercial purposes, including but not limited to, providing the products and services you request, processing your claims, protecting against fraud, maintaining security, confirming your identity and offering you other insurance and financial products.

State AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA DC WV WI WY

Preview

3 Best Small Business Insurance Companies (2022)

Category: Best Small Business Insurance Companies

Find the 3 best small business insurance companies to help protect your businesses from lawsuits with rates as low as $27/mo. Get a fast quote and your certificate of insurance now.

3 Best Small Business Insurance Companies (2022). In business, accidents are surprisingly more common than most people a-sume. That's why it is so important that business owners are protected just in case there is an accident. Not to mention, coverage is essential for small and medium-sized businesses, with the average injury claim being a whopping $35,000.

Regardless of the type or size of business you own, the important thing is never to leave yourself vulnerable. You need to always make sure that a couple of insurance policies are covering just about every possible liability or risk present.

Finding insurance can be easier said than done. Not to mention that there are some companies that are better than others. That's why in a bid to save you a great deal of hard work, we've listed three of the best insurance companies for small business owners.

Our 3 best small business insurance companies ranking is based on a couple of variables, including; cost, customer service quality, insurance claim processing, and coverage that meets the needs of most small businesses.

Find the 3 best small business insurance companies to help protect your businesses from lawsuits with rates as low as $27/mo. Get a fast quote and your certificate of insurance now.

Preview

https://www.youtube.com/watch?v=YTgSmjECpho

Category: Small Business Insurance Companies Best Insurance

About this page Our systems have detected unusual traffic from your computer network. This page checks to see if it's really you sending the requests, and not a robot. Why did this happen?

This page appears when Google automatically detects requests coming from your computer network which appear to be in violation of the Terms of Service. The block will expire shortly after those requests stop. In the meantime, solving the above CAPTCHA will let you continue to use our services.This traffic may have been sent by malicious software, a browser plug-in, or a script that sends automated requests. If you share your network connection, ask your administrator for help — a different computer using the same IP address may be responsible. Learn moreSometimes you may be asked to solve the CAPTCHA if you are using advanced terms that robots are known to use, or sending requests very quickly.

Preview

AmTrust Financial Commercial Insurance Review | AdvisorSmith

AmTrust Financial specializes in small business insurance coverage. Look at our latest review to see if one of their plans is right for your business.

AmTrust Financial specializes in small business insurance coverage–specifically workman comp plans. Take a look at our latest review to see if one of their plans could be the right fit for your business.

At AdvisorSmith, our mission is to bring clarity to business insurance and provide straightforward, honest research to empower small business owners. We, like you, are small business owners, and your success is our success. In order to accomplish our mission, we, at times, are compensated by our partners. While this partnership may influence where and how products appear on our site, it in no way impacts our research, recommendations, or advice. We feature products and services from companies we find reputable, whether or not they are our advertising partners. No partner can guarantee placement or favorable reviews on AdvisorSmith.

AmTrust Financial’s motto is simply put, “Your Success is Our Policy.” The NYC-based insurance provider is a self-proclaimed leader in small to mid-sized business solutions with an emphasis on workers’ compensation. Their agents specialize in the needs of small business owners and stretch across various industries including: Healthcare, manufacturing, transportation, financial institutions, nonprofits, restaurants, offices, professional services and wholesale.

AmTrust Financial seems to be made up of a diverse and agile team of agents that’s ready and willing to build your business the insurance policy of your dreams–but then what?

Businessowners Policy: A BOP combines basic required coverages that you’d normally buy separately into one bundle for a lower premium. Potential BOP policies include general liability, property and business interruption, and you can add other coverages, like crime, cyber, and employee benefits coverage.

Preview

Best Small Business Insurance Companies 2022 - Top 10 Cheapest

The best small business insurance policy protects you from potential lawsuits & fines. Find the best small business insurance companies 2022.

All products recommended by Bizreport are selected by our editorial team, independent of our parent company. Some of our stories include affiliate links. If you buy something through one of these links, we may earn an affiliate commission.

Every small business owner needs protection in the form of quality insurance for any unexpected emergencies. The right insurance policy can protect your business from potential lawsuits and fines from damaged property. If you get into an accident while driving a business vehicle, your personal insurance policy won’t cover the claim. You need to examine the right business owner policy based on the size of the business and the industry, among other factors. This guide highlights some of the best business insurance providers of 2021.

State Farm is one of the best overall small business insurance companies because of its ability to offer small business insurance policies. It provides different insurance products based on your business stage such as start-up, growing, or mature.

This insurance company offers nationwide insurance coverage that makes it the best overall insurance company. It is known for commercial auto and home insurance, with over 100 products, including financial services, banking, and commercial insurance. The State Farm agents are business owners themselves who understand the needs of other small business owners. It also provides business insurance for certain industries, employment practices liability insurance, and errors and omissions liability. The pricing of State Farm’s commercial insurance policy is affected by different factors such as location, industry, and business owners’ policy limits.

This company offers many interesting discounts and features. It is a good choice for drivers who want a good network of agents for personal service. The insurer provides rideshare insurance in most states.

Preview