If you live in Alaska and are considering investing in pet insurance, out reviews of the top-rated providers will help you make the best choice for your pet.
In Alaska, dogs are more than just pets. Many also serve as transportation, pulling sleds across the snow-covered terrain. In a land of harsh cold and even harsher terrain, opportunities for accidents and emergencies abound, leading to unexpected medical costs.
No one plans on an emergency happening, but you can help cover the expense. Pet insurance can help Alaskans prepare for the worst and offer peace of mind in stressful situations. In this article, we’ll review the best pet insurance options for Alaska this year and give you tips on picking the right policy for your situation.
Healthy Paws ranks high in customer satisfaction and has no yearly or lifetime payout limits. They also prioritize giving back, funding a foundation to a-sist animal rescues with the costs of helping homeless pets. It has a comprehensive accident-and-illness policy but no wellness add-on option. They have two deductible and reimbursement options. However, these only apply to pets under 6 years old, with reduced choices for older animals. Healthy Paws covers inherited, congenital, and chronic conditions. Alternative treatments and cancer care are also covered. Exam fees aren’t covered, and they have a bilateral exclusion for pre-existing knee conditions, meaning they won’t cover the other knee if one was injured before coverage kicks in. Healthy Paws settles claims quickly, according to customer feedback, and without as much hassle as other companies.
Offered by the American Society for the Prevention of Cruelty to Animals, this pet insurance provider is one of the most experienced companies. They provide good value with both accident-and-illness plans and cheaper accident-only policies. Accident-only plans may appeal to Alaskans who want to protect their working dogs in an emergency.
ASPCA Pet Insurance also has two wellness plan add-ons to help pay for preventative care. The company offers multiple deductible, reimbursement, and max payout options. However, they cap their annual payout at $10,000, lower than many other plans. They also have a 15-day waiting period before coverage kicks in, which is longer compared to some other plans. Exam fees are covered under the standard plan, along with behavioral care, inherited conditions, microchips, and prescription diets.
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