Find average auto insurance rates for every model plus segment breakdowns for the cheapest car insurance in Kansas City.
A few models with segment-leading car insurance rates in Kansas City include the Mercedes-Benz A220 ($1,890 per year), Cadillac XT5 ($1,890 per year), Acura RDX ($1,648 per year), and Chevrolet Tahoe ($1,930 per year).
The average price for car insurance in Kansas City is $1,918 per year, which is 22.4% more than the national average rate of $1,567. Car insurance in Kansas City per month costs around $160 for a full-coverage car insurance policy.
The average car insurance expense in Missouri is $1,618 per year, so Kansas City drivers pay an average of $300 more per year than the overall Missouri state-wide average rate. The average cost to insure a vehicle in Kansas City compared to other Missouri cities is about $522 per year less than in St. Louis, $114 per year more than in Independence, and $294 per year more than in Springfield.
The age of the driver is the largest factor that influences the price you pay for auto insurance, so the list below illustrates this by breaking out average car insurance rates for driver ages from 16 to 60.
Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Kansas City includes all Zip Codes and vehicle trim levels.Data last updated on October 23, 2022