Allstate Special Event Insurance Can Help Protect You From The Unexpected

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Special Event Insurance | Allstate

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What Does Event Insurance Cover?| Allstate

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Protect Your Special Event with Insurance | Oklahoma Insurance Department

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Whether it’s a June wedding, a milestone birthday party or a Fourth of July bash, summer is a popular time for big events. People tend to focus on food, decorations and entertainment when planning such an event but fail to plan for the worst. In the midst of booking the band, sending out invitations and securing the caterer, take time to consider event insurance. Insuring your event will provide protection in the event of the unexpected, such as bad weather or injured guests. Here are some helpful tips to get you started on your hunt for the right policy. Event insurance typically provides coverage for event cancellation, liability, personal injury, property damage, liquor liability, etc. The two most common types of event insurance are liability insurance and cancellation insurance.

Liability insurance is the most common type of event insurance and provides coverage for injury or property damage related to your event. Event sites may have their own liability insurance, but you may want to consider your own liability coverage to protect yourself from gaps in their coverage. If you are hosting the event at your own home, check to see what is provided under your homeowner’s insurance and consider purchasing extra liability to make sure you are adequately covered. You should also be clear on if your event liability policy includes host liquor liability, which is important should alcohol-related accidents occur at your event.

Weather: Inclement weather is impossible to predict months before the event when the date is likely selected. If the event is postponed due to weather, cancellation coverage can reimburse you for rescheduling costs.

Rented Property – If you are renting furniture or equipment for the event, additional coverage can help pay for repair or replacement costs should the rented property be damaged or destroyed.

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Short Term Medical PPO from Allstate Health Solutions

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Short Term Medical PPO is a supplemental insurance product available from Allstate Health Solutions. Take a little time out of ...

Do I need special event insurance? | InsuranceHub

If you've got a special event like a wedding or a business function, you might want to consider special event insurance to help protect you from your risk.

When it comes to big events – a wedding, a festival, a business event like a fundraiser – there are a lot of things to juggle. The invitations, the food, the entertainment, the guests, the decorations…the list goes on. While it’s not necessarily fun to consider the possibility of a catastrophe befalling your event, it’s important to consider the power of Murphy’s Law – anything that can go wrong will go wrong. We’re not trying to spread doom and gloom…but it’s important to be prepared. And that’s why they invented special event insurance. What’s that, you ask? Don’t worry – we’re going to go over what you need to know about special event insurance.

The thing is that when you rent a venue for such events, you may have to sign a contract with the facility that owns or operates the premises. And oftentimes that contract will transfer the liability and risk from the owner or operator of the facility to the event holder.

You’re hosting an event at a big venue. A lot of guests are coming out, so there are a lot of people there. Then someone slips on a rogue piece of cake that fell on the ground and breaks an arm.

But that’s where special event insurance can come in handy. Being responsible for such a big event is a lot of pressure and liability on your shoulders. Slips and falls aren’t the only things you have to worry about.

If you’re serving liquor at your event, you’re opening a Pandora’s box of risk. Since you’re the one who served the alcohol, you could be found responsible. But you can make sure that your policy covers your liquor risk.

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Special Event Cancellation Insurance | Private Event Insurance

Private Event Cancellation Insurance: Coverage for cancellation, postponement, gowns, rings, photographs, gifts.

No matter how carefully you plan your celebration, you can suffer a financial loss if mishaps beyond your control occur. Private Event Insurance can help things go right, even when things go wrong.

How will Event Cancellation / Postponement insurance protect you if the unexpected happens? To see how your coverage will work, select the Cancellation / Postponement level that corresponds to your total event budget from this list:

Level 1 $7,500 $1,875 $1,000 $1,000 $1,000 $1,000 $1,000 $500 Level 2 $15,000 $3,750 $1,500 $1,500 $1,500 $1,500 $1,500 $650 Level 3 $25,000 $6,250 $2,000 $2,000 $2,000 $2,000 $2,000 $750 Level 4 $35,000 $8,750 $2,500 $2,500 $2,500 $2,500 $2,500 $850 Level 5 $50,000 $12,500 $3,000 $3,000 $3,000 $3,000 $3,000 $1,000 Level 6 $75,000 $18,750 $4,000 $4,000 $4,000 $4,000 $4,000 $1,000 Level 7 $100,000 $25,000 $5,500 $5,500 $5,500 $5,500 $5,500 $1,250 Level 8 $125,000 $31,250 $7,000 $7,000 $7,000 $7,000 $7,000 $1,500 Level 9 $150,000 $37,500 $8,500 $8,500 $8,500 $8,500 $8,500 $1,750 Level 10 $175,000 $43,750 $10,000 $10,000 $10,000 $10,000 $10,000 $2,000

The information contained here is for illustrative purposes only and coverage under the Private Event Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state.

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Event Insurance - Event Liability & Cancellation Coverage | Markel

Category: Event Insurance

Markel offers two types of event insurance coverage: liability and cancellation. Learn more and get your event covered for as little as $75!

Where will your event be held? Choose one United States U.S. Territory Canada United Kingdom Bahamas Bermuda Caribbean Islands (excluding Cuba) Mexico Puerto Rico Cruise departing from Bahamas Cruise departing from Bermuda Cruise departing from Canada Cruise departing from Caribbean (excluding Cuba) Cruise departing from Mexico Cruise departing from Puerto Rico Cruise departing from United Kingdom Cruise departing from U.S.Territory Cruise departing from United States What is your state of residence? Choose one AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Your special event has taken you months to plan. And if everything goes right, it will be a smashing success. But how often does everything go according to plan? You may have never thought about it this way, but there can be financial repercussions to almost any hiccup that could occur before or during your event. Thankfully, there’s Markel Specialty event insurance to help you recover or repay for many of those situations.

Whether it’s a birthday party, anniversary, or baby shower, organizing a thoughtful event requires meticulous planning, not to mention a lot of energy. With over 15 years of experience providing special event insurance, we know things don’t always go as planned. That’s why we help you safeguard your investment with affordable event insurance. Our event insurance policies can cover non-refundable deposits, cancellation costs, and even injuries or damage during your event.

If extreme weather causes your venue to be unusable or unreachable, event insurance can help recoup your costs if you have to cancel or move to a new location. (Extreme weather includes a hurricane, tropical storm, or even an epic snowstorm. The average summer thunderstorm would not be covered.)*

Homeowners insurance often doesn't provide enough protection. Typically, homeowners policies will only cover the event if it’s located at the home of the host and will only cover event liability, not cancellation.

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When planning a wedding, consider getting event insurance - GOOD HANDS Blog

Planning a wedding can take months, or more. This often involves a deposit for the tuxedo, banquet, reception hall, photographer and other vendors. While planning for the big day, it’s important to consider how you might handle something unexpected that can threaten your plans. If the event has to be postponed or cancelled, specialized insurance

WeddingGuard, offered by our partner PAL Canada (not available in Quebec), offers financial protection against problems that may affect your wedding or special event. This type of coverage provides peace of mind while dealing with the preparations for the big day, and even during the event itself.

What can make this insurance appealing is the scope of coverage it offers. It is possible to cover a wide array of your wedding essentials included within the below coverage offerings:

Rented Property: Rented property used during the wedding reception. It includes, but is not limited to, temporary outdoor shelters, such as tents or marquees, tables and chairs, stages, audio and visual equipment.

You can purchase insurance such as WeddingGuard up to a year prior to the event. It is not recommended to wait until the last minute as the application may not be approved, so have that conversation early with your insurance provider.

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Special Event Insurance & Liability|Brown Insurance Group|Highland, IN

Even with the most careful planning, unexpected situations can arise that you might not be prepared for. Special event insurance can help protect your social gatherings, community festivals, car shows, conventions, and weddings. From unexpected situations. Get a quote today.

Our busy lifestyles are filled with social gatherings. Community festivals and car shows. Conventions and weddings. If you organize family, business or community events, you know how much planning and effort is involved. Even with the most careful planning, unexpected situations can arise that you might not be prepared for. Special event insurance can help. Brown Insurance Group is pleased to present our integrated online system to provide you with the most convenient and effective method of quoting specialty insurance available.

Special Event Liability Provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt or does damage to someone else’s property, we can provide protection by a-suming the risk of legal claims brought by a third party. We can cover many types of events from fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, and more.

Event Cancellation protects your revenue or expenses from an event against cancellation due to circumstances beyond your control. These circumstances can include, but are not limited to, hurricanes, earthquakes, severe/adverse weather, terrorism, labor strikes, non-appearance of key people, and unavailability of the venue due to fires, floods or power outages. A typical buyer of Event Cancellation Insurance would include Tradeshows, Conferences, Expos, Consumer Shows, Annual Meetings and Conventions.

Weather Insurance Whether you are organizing a sporting event, concert, festival, wedding, or commercial production, your financial success depends on an extended period of good weather. With the success of your venture riding on something so unpredictable, you don’t want to rely on luck alone. That’s where HCC Specialty's Weather Insurance program comes in to protect your revenues or expenses from adverse weather that could alter the expected results of your event.

Prize Indemnity Prize Indemnity Insurance enables you to offer a risk-free large prize for a fraction of the prize value. With Prize Insurance, you benefit from increased visibility, name recognition and increased sales while resting a-sured that you are protected from any unnecessary liability. We provide you a real insurance policy with real financial guarantees, not merely a business contract.

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Specialty Insurance - PAL | Allstate Insurance Canada

Category: Special Event Liability Insurance

Get event, wedding and special risk insurance with Allstate Canada - PAL insurance. PAL policies are the gold standard in event liability insurance.

Whether you are planning your big day, hosting an event or private party, Allstate Canada wants to ensure you’re in good hands. That is why we are proud to partner with PAL Insurance Brokers Canada Ltd. to provide a variety of Specialty Insurance policies to help meet your needs.

PAL is proudly 100% Canadian owned and operated, with offices in Calgary AB, Simcoe ON, and Montreal QC. With their own in-house claims team and several bilingual staff, PAL is dedicated to evolving and serving the Canadian Insurance Industry for years to come!

If you are planning a single or multi-day event, it can be a huge investment of time and money. You may want to consider event liability insurance for the cancellation coverage so you can be reimbursed for any lost deposits.

Wedding insurance is a type of special event coverage that protects a couple’s investment in a private event, such as a wedding. Like special event insurance, wedding insurance covers third party property damage and bodily injury and it extends further to provide many more financial protections to give you peace of mind in those critical days leading up to and on your wedding day.

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Special Event Insurance for Nonprofit Organizations | Insureon

Category: Special Event Insurance

Learn how having special event insurance can protect your nonprofit organization against potential property damage and bodily injury liabilities.

If your nonprofit organization hosts fundraising events, it's important to invest in insurance to reduce liability. Learn more about why your charity needs insurance for special events and how it can protect your nonprofit.

Many nonprofit organizations (NPOs) rely on events to raise money. But great events come with great responsibilities, and possible liabilities. Whether your nonprofit holds an awareness walk, a fundraising dinner, or a community concert, risks are always present.

If your nonprofit organization regularly holds special events, it’s important to manage the potential perils that could financially impact your organization’s operations. One of the best ways to protect your NPO against common risks is to purchase special event insurance.

Event insurance for nonprofit organizations includes two main forms of liability coverage—property damage and bodily injury. If your business is accused of a bodily injury or property damage liability claim, your nonprofit event insurance will cover your legal fees and a settlement with the third party.

If you’ve hosted a fundraising event in the past, you know that property damage accidents are always a possibility. But even if a guest is responsible for the incident, your nonprofit is typically the one responsible for making things right.

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Wedding and Special Event Insurance | Travelers Insurance

Protect your wedding or event from the unexpected with Travelers event insurance. Explore event insurance coverage and get a quote today.

Select a line of business to start a quote Auto Homeowners Condo Renters Landlord Umbrella Boat & Yacht Flood Motorcycle Pet Wedding Travel Auto + Home Auto + Condo Auto + Renters

Special event insurance is insurance coverage for a wedding or other special event. Wedding insurance can help cover a broad range of risks; for instance, the photographer doesn't show up, extreme weather occurs, or the event needs to be postponed or canceled due to a covered loss.

Venues may require proof of insurance. The Travelers policy provides a Declarations Page which lists information about coverages and additional insureds. The Declarations Page may be requested to validate liability insurance. Liability insurance can help protect your interests from unfortunate mishaps such as damage to property at the event.

At Travelers, we will do our part to help insure everyone's happily ever after. Even if things go wrong, your wedding can still be all that you dreamed of. A wedding insurance policy can help protect you against many common wedding exposures. For example, 38% of Travelers wedding claims in 2019 were due to vendor issues and 16% were due to property damage caused by wedding day accidents.1

*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521; State of Domicile: CT. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. Boat and Yacht Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority # 3545. All underwriting companies listed above are domiciled in the state of Connecticut and are located at One Tower Square, Hartford, CT 06183. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183. 1Travelers Claim data, 2019.

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Wedding & Special Event Liability Insurance

Shopping for Wedding & Special Event Liability Insurance? If you're planning a special event in Florida, we have special event insurance to protect against those unexpected incidents. Additional options for your Special Event Insurance are available and can include...

Looking for a personalized insurance quote for Fidelity & Crime Insurance or Pollution Liability Policy? QuoteMyIns.Com is an independent Florida insurance agency with access to over fifty underwriters. When seeking the best coverage for your budget anywhere from Glen Ridge to Tamarac, Quote My Insurance is your answer!

Every company has its own key persons. These are the people crucial to the activities of the company, and if they are absent for an extended period, the company’s operation will become stagnant. Key persons may have insurance of their own in case something bad happens to them, but who will pay for you when they are not at the company because of a trauma, thus halting the entire production operation? Key man insurance will get you covered. Designed to protect the company from the losses incurred when a key person cannot be present at the office, this insurance will be your best bet to keep the production going even after unfortunate events.

Key man insurance is a kind of insurance policy that helps a company deals with the loss of a key person, be it a permanent loss by death or a temporary one. A key-person is normally the owner of the business if it is a small one, but it is not necessarily always the case. For some companies, the key person will be determined by a board, and that person will be determined by the following criteria:

Key Man Insurance is very important if your company relies heavily on one person to make it work. If that person is, unfortunately, incapacitated, it would be extremely difficult to demand insurance claims unless you are covered under Key Man Insurance. The reimbursement that comes with this insurance will also be of great help. You could use that money to pay for the expenses until you could find a replacement, or to divide it among investors. If the key person is of extreme importance to the company, then Key Man Insurance can mean the difference between going forward and bankruptcy for a company.

Key Man Insurance is also helpful if you are looking to boost your key person’s morale. Enrolling them into this insurance program will make them feel much more important, thus giving them the morale boost they need to keep the company running.

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Will Special Event Insurance Cover My Event? | PrimeWest Insurance Brokerage

Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your...

Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event.

You may need special event insurance for any personal or professional event you are hosting that represents a substantial investment or exposes you to liability. Examples of types of events that may be eligible for special event coverage include:

Public events, such as sporting events and dance recitals, typically are not eligible for special event coverage. Neither are bachelor and bachelorette parties. If you are hosting a fundraiser or a company party, you may or may not be able to get special event coverage. Our friendly agent will be happy to advise you of your insurance coverage options for an upcoming event you are planning.

This insurance can help reimburse you for money lost on deposits or other fees if your event has to be cancelled or delayed. It can also help offset costs when others cancel on you. For example, if the wedding photographer you have chosen suddenly closes shop and disappears, your event cancellation insurance should cover your lost deposit, plus the unexpected expenses a-sociated with having to book another photographer at the last minute. If the groom comes down with the flu and the wedding has to be postponed, this coverage can help defray the costs a-sociated with rescheduling the venue, caterer, and other vendors.

Liability coverage can help protect you from liability in case of injury or property damage that occurs during your event. If the caterers you hired start a fire at the event, your event liability insurance can help pay to repair damage to the building.

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Instant Event Insurance Quotes Online | Fast Coverage (2021)

Get an instant special event insurance quote online and get covered fast. Learn everything you need to know about one-day event insurance and more!

Once your policy has been approved you will need to make monthly payments on your policy to keep it in-force. You will probably see an increase in your health insurance premiums every year.

It's usually easy to file a claim for health insurance, most of the time the doctors office will file them for you to make sure they get paid on time.

There are two main types of coverage you can purchase to protect an event and they are liability coverage and cancellation coverage. We discuss them a bit more in detail below.

Event liability insurance coverage is there to protect you from risks that might happen to a third party such as covering medical bills for a waiter who was injured by one of your guests. This coverage also protects you from property damage claims as well as bodily injury claims. Keep in mind that there will be coverage limits that apply but in-general you should have this type of coverage for your events.

Event cancellation insurance will help reimburse you (up to your policy coverage limit) for things like lost deposits and fees if something unexpected forces you to delay or cancel your function. For instance, if your flower vendor can't deliver your requested flowers the day of and you have to postpone your event, this coverage can help pay for fees a-sociated with rescheduling the venue, caterer, or vendor.

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Special Event Insurance: Why You Need It - Agency Height

Category: Special Event Insurance Event Insurance

There's so much planning that takes place for an event. With special event insurance, stay covered from all the risks that may come up.

There are many different types of events—everything from weddings to parties to conventions and corporate meetings. They generally can take months of planning and cost a lot of money. While everyone hopes their event is flawless, event planning is complicated and there are many things that can go wrong. Having comprehensive special event insurance can help protect you financially in situations where things go south.

Special event insurance or event insurance is a short-term insurance policy for public or private events. The policy covers the insured for various things, such as bodily injury and property damage. The main feature of the policy is to protect your investments in a specific event.

For example, the hall where you were planning to organize a book launch catches fire due to an electrical issue. As a result, you have to postpone the event by a week. With event cancellation coverage, you can get reimbursed for things such as decorations and catering.

Special event liability coverage provides protection against all kinds of mishaps that may occur during an event. So, any liability (which is specified in the policy) involving accidental property damage or bodily injury will be covered. It’s also important to note that many venues require you to have coverage for even just hosting the event.

If you have kids invited to a wedding and they accidentally knock over a huge stack of crockery, it could lead to substantial financial loss as well as physical injuries to anyone who may have been standing too close. Event liability coverage will take care of the property damage as well the medical bills up to a specified amount.

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