Buying early, comparison shopping, and getting a term life policy can help you find cheap life insurance rates. See our picks for the cheapest options.
Buying early, comparison shopping, and getting a term life policy can help you find cheap life insurance rates. Here are the companies offering the most affordable life insurance for every situation.
Amanda Shih is a licensed life, disability, and health insurance expert and a former editor at Policygenius, where she covered life insurance and disability insurance. Her expertise has appeared in Slate, Lifehacker, Little Spoon, and J.D. Power.
It’s important to get life insurance that provides the right coverage and fits your budget — a policy you can’t afford won’t protect anyone. But you don’t have to choose between finding cheap life insurance and comprehensive life insurance coverage.
Buy as soon as you need coverage, go with term life insurance, which is usually the most competitive coverage option you'll find in the market, and compare quotes from multiple places to find the most affordable companies that get you the coverage you need, for less.
Protective is our top pick for low-cost life insurance. However, some companies may offer you cheaper rates depending on your profile. See our recommendations below for seniors, young adults, no-exam policies, and smokers.
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