Affordable Health Insurance Comparison

Top FAQs for Affordable Health Insurance Comparison

Best Affordable Health Insurance 2022 • Compare Plans - Benzinga

Learn more how to get the best affordable health insurance and read provider reviews based on coverage, cost, customer service and more.

Fitting health insurance into your budget can be a challenge. Going without health insurance might be tempting, but it leaves you vulnerable to high medical bills. The best option is to look at a variety of plans and choose the one that best fits your budget. Here’s our guide to the best cheap health insurance plans that won’t break the bank.

UnitedHealthcare offers traditional health insurance plans, short-term health insurance plans and Medicare plans. It has more than 1.3 million health care providers and 6,500 hospitals and other facilities across the country.

Blue Cross Blue Shield offers health insurance in all 50 states, Washington, D.C. and Puerto Rico. It’s contracted with more than 1.7 million doctors and hospitals nationwide, which means you have access to a wide range of providers and coverage when you travel.

Blue Cross Blue Shield is unique in that it’s actually 35 independent companies. That means your experience will vary depending on where you live and which Blue Cross Blue Shield you’re a member of.

Kaiser Permanente is unique in that it’s both an insurance plan and a care provider. Kaiser Permanente members receive care from health care professionals in the Kaiser Permanente network. Often, members receive care in a Kaiser Permanente facility, which houses multiple specialties under one roof. This means you don’t have to drive from place to place to have your medical needs taken care of.

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The Best Affordable Health Insurance Companies for 2022

Category: Health Insurance

Finding the right affordable health insurance company can be tough. See our list of the best affordable health insurance companies based on price, plans, and more.

Ronni Sandroff is the former health editorial director for Consumer Reports, where she helped found the CR Health Ratings Center and published unique ratings of health insurance, hospitals, physicians, treatments, and prescription drugs. In her 35+ years as a journalist, she has also been editor of Oncology Times and MEDICA. Her work has appeared in The New York Times Magazine, Psychology Today, and Sports Illustrated. She has a master’s degree from the Writer’s Workshop at the University of Iowa and a bachelor's degree in English from Hunter College.

We recommend the best products through an independent review process, and advertisers do not influence our picks. We may receive compensation if you visit partners we recommend. Read our advertiser disclosure for more info.

The Affordable Care Act makes affording health insurance easier by providing subsidies to households with incomes between 100% and 400% of the federal poverty level. But health insurance can still be expensive—especially if you're at the higher end of the subsidy range or don't qualify for subsidies. Plus, health insurance premiums can vary widely based on where you live, how much money you earn, and the size of your family.

The best way to find affordable health insurance is to shop around among several different providers and compare plans based on what they offer, your monthly premiums, your annual out-of-pocket costs, and other features. We compared the top providers to find the most affordable health insurance companies out there today.

Blue Cross Blue Shield made our ranking due to their healthcare options for individuals who work remotely and need to buy coverage on their own. This includes the option to buy coverage that works in all 50 states and global health insurance for short-term or long-term travel.

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Affordable Health Insurance: Find Coverage by State | eHealth

Find affordable health insurance plans by state. Compare quotes and apply online in minutes with eHealth!

StateNumber of CarriersMonthly Premiums start atAlabama Health Insurance1$97Alaska Health Insurance1$118Arizona Health Insurance1$92Arkansas Health Insurance1$85California Health Insurance7$187Colorado Health Insurance5$83Connecticut Health Insurance2$144Delaware Health Insurance1$99Florida Health Insurance2$114Georgia Health Insurance3$97Hawaii Health Insurance1$84Idaho Health Insurance4$74Illinois Health Insurance3$102Indiana Health Insurance1$85Iowa Health Insurance1$88Kansas Health Insurance1$109Kentucky Health Insurance1$94Louisiana Health Insurance1$131Maine Health Insurance1$93Maryland Health Insurance2$79Massachusetts Health Insurance1$388Michigan Health Insurance3$87Minnesota Health Insurance4$73Mississippi Health Insurance1$105Missouri Health Insurance3$81Montana Health Insurance2$86Nebraska Health Insurance1$83Nevada Health Insurance2$111New Hampshire Health Insurance3$381New Jersey Health Insurance2$372New Mexico Health Insurance2$145New York Health Insurance2$171North Carolina Health Insurance1$85North Dakota Health Insurance2$96Ohio Health Insurance6$80Oklahoma Health Insurance2$91Oregon Health Insurance4$104Pennsylvania Health Insurance3$104Rhode Island Health InsuranceN/AN/ASouth Carolina Health Insurance2$89South Dakota Health Insurance1$89Tennessee Health Insurance2$70Texas Health Insurance2$125Utah Health Insurance3$64Vermont Health InsuranceN/AN/AVirginia Health Insurance4$101Washington DC Health Insurance1$117Washington Health Insurance6$289West Virginia Health Insurance1$119Wisconsin Health Insurance6$99Wyoming Health Insurance1$67

The chart above reflects both major medical (Obamacare) and short-term (non-Obamacare) health insurance plans based on the data on our platform. Prices vary by age, geographic area, and other factors, so please continue on our site for a personalized quote of what is available for your specific circumstances. Not all plans within a state are available in all areas of the state or to all residents in that state.

Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from eHealthInsurance, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through eHealthInsurance and rest a-sured that you're getting the best available price.

eHealthInsurance is the nation's leading online source of health insurance. eHealthInsurance offers thousands of health plans underwritten by more than 180 of the nation's health insurance companies, including Aetna and Blue Cross Blue Shield. Compare plans side by side, get health insurance quotes, apply online and find affordable health insurance today.

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The Best Affordable Health Insurance Companies | Affordable Health Insurance

What are the most affordable health insurance companies? Learn about affordable options and how to find the best plan for you.

When looking for affordable health insurance, you’ll find many options. These include your employer, the Affordable Care Act’s Health Insurance Marketplace, Medicaid, and Medicare. Several states have a state marketplace. Choosing the right health insurance plan is a key decision that affects your finances and health. Take time to research and compare benefits to find which plan is right for you.

Affordable is defined as no more than 9.5% of your household income: If you’re on a group employer plan, your premium can’t cost more than 9.5% of your household income. That doesn’t include your spouse or dependents.

Anyone can apply on the Health Insurance Marketplace: The Health Insurance Marketplace is your route to affordable insurance, whether you’re shopping for individual coverage, want to apply for Medicaid, or need to compare your options against what your employer offers.

You may qualify for government a-sistance: Through the Health Insurance Marketplace, you may qualify for a subsidy, which offsets the cost of your monthly premiums. Depending on your income and demographics, you may qualify for Medicaid or the Children’s Health Insurance Program (CHIP). If you’re 65 or older or have a qualifying disability, you may be eligible for Medicaid.

Health insurance company Financial strength rating Customer satisfaction rating Value rating Coverage rating Overall rating Aetna: Best for customer service 5 4.8 4.8 4.8 4.8 Anthem: Best value 5 3 4 4 4 Blue Cross Blue Shield (BCBS): Best for nationwide coverage 5 4.5 4.5 4.5 4.6 Cigna: Best for coverage options 4.5 4.1 4 4 4.2 Highmark: Best for coverage options 4.5 4 4 4 4.1 Humana: Best for over fifties 4 4.5 4.5 4.5 4.4 Kaiser Permanente: Best for high NCQA ratings 5 4.5 4.8 4 4.6 Molina Healthcare: Best for underserved populations 5 3 3 4 3.8 UnitedHealthcare (UHC): Best for plan options 4 4.8 4.8 4.8 4.6 WellCare: Best for Medicare 3.5 4 4.2 4.5 4

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Find Affordable Health Insurance and Compare Quotes

Find cheap health insurance online. Compare health insurance quotes for free and apply for medical coverage. Get quotes today for your health insurance plan

What’s the best health insurance for you? The answer depends on factors such as your income, age, tobacco use, and where you live. But with the help of HealthMarkets, finding an affordable plan that fits your needs and budget is easy.

Our site asks about your healthcare needs and searches plans from leading insurance companies available in your area to provide a customized list of the right options for you. The higher the FitScore™ a plan has, the closer the plan is to your ideal match. Get started on our website to find the best health insurance plans for you in minutes. Or talk to a HealthMarkets agent about your health coverage options.

You could find low-cost health insurance on your own, but if you aren’t getting help and guidance, how can you be 100% certain that you’ve found the best deal? HealthMarkets is available 24/7 with free quotes from hundreds of insurance companies.

It’s easy to find low-cost health coverage with the FitScore™. Just answer a few short questions and we’ll search all the available plans in your area to find the most affordable options that meet your needs in minutes. The higher the FitScore a health plan has, the more ideal match it is for your needs.

Next time you wonder, “How do I get low-cost health insurance?” let HealthMarkets help you find the right fit for you. With HealthMarkets, you can enroll in a plan for the same price you’d pay if you purchased it directly from the insurance company. Our Best Price Guarantee means that you won’t find a lower price anywhere for an insurance product that we offer.

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Health Insurance Companies | Affordable Health Insurance

Category: Affordable Health Insurance

Find the best provider for your health insurance coverage.

Choosing a health insurance plan impacts your ability to access quality care at an affordable price. Not only does health insurance defray the cost of care, but it also protects your financial future. Without insurance, a health incident or chronic condition could result in devastating expenses. Knowing what companies are available is an important step in that journey. Here, you will find resources to help you find the best health insurance coverage to meet your needs.

Each health insurance plan has a premium you pay each month to keep your policy active. You may also have a deductible ― the amount you pay before your insurance begins paying out for certain services ― and copays or coinsurance, which is the shared cost when you receive health care services. These amounts vary between plans and by metal level. Health insurance plans in each state are organized into four levels: Bronze, Silver, Gold, and Platinum.

Plan pricing and availability can depend on where you live, which is why you want to be sure you are comparing coverage for where you live. Most search engine tools require you to put in your ZIP code. For example, a Bronze plan monthly premium in Colorado can start at $221 but, in Vermont, the Bronze starts at $571.

Each state also has a different number of health insurance companies available per state. For example, Delaware only has one company available while Florida has 13. Having more companies available can often help rates because there is more competition in the state and flexibility in the options.

Finding the right company is very important when choosing your insurance coverage. Insurance access can vary by your age, income, and location to name a few. You always want to consider overall affordability.

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Find affordable health insurance plans | healthinsurance.org

Category: Health Insurance

Find affordable health insurance for individuals and families, including subsidized ACA marketplace plans. Compare plans. Get a free quote.

If you’re shopping for individual health insurance because you’re self-employed, working for a small business – or because you’ve recently become unemployed and lost coverage – it’s a great time for you to become familiar with coverage options available to you.

Right now, more Americans than ever are finding ACA-compliant comprehensive coverage with low premiums – and in some cases no premiums – thanks to the American Rescue Plan (ARP). The ARP, signed into law in 2021, included subsidy enhancements that have allowed an unprecedented number of Americans to qualify for premium tax credits – subsidies that substantially lower the cost of insurance. And the Inflation Reduction Act, signed into law in 2022, extends the subsidy enhancements through 2025.

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This ACA-compliant coverage is more affordable and it’s required under the Affordable Care Act (also known as Obamacare) to include a long list of essential health benefits – such as doctors’ services, inpatient and outpatient hospital care, pregnancy and childbirth, mental health services, preventative care and prescription drug coverage.

An enrollee’s cost and coverage will vary depending on which insurer they use and which metal level they choose: Bronze, Silver, Gold, or Platinum. (You can compare plans benefits and premiums by getting a free quote at the top of this page.)

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Best Health Insurance Companies of 2022

Category: Health Insurance

Finding the best health insurance company for your lifestyle can be hard — find the best plan for your circumstances with some of our top picks.

The Affordable Care Act (ACA) of 2010 requires most U.S. adults to purchase health insurance. Health insurance is important because it can cover the costs of an unexpected accident, illness, or any routine medical care. And if more people decide to stay uninsured, the overall cost of health insurance will rise.

For some, health insurance might seem like a luxury. Plans can be expensive and difficult to understand. To help you find the best health insurance company to choose this year, we’ve analyzed some of the top networks in the United States.

Affordability. The cost of a monthly premium will vary based on your location, plan, and whether you’re covered by your employer. We still tried to find options that can fit every budget, though.

Marketplace plans. Depending on what’s available in your area, you may find bronze, silver, gold, and platinum marketplace plans. These levels are broken down by how much you pay versus how much your network pays. Some of these can include:

Health Maintenance Organization (HMO). An HMO usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out of network, except in an emergency. The plan may require you to live or work in its service area to be eligible for coverage.

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Things to know before picking a health insurance plan | HealthCare.gov

Category: Health Insurance

Get tips on comparing & choosing a health plan that make the process simpler

The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.

Your total costs for health care: You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month. You pay out-of-pocket costs, including a deductible, when you get care. It’s important to think about both kinds of costs when shopping for a plan.

Plan and network types — HMO, PPO, POS, and EPO: Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.

Use this quick tool to see if your income estimate falls in the range for a premium tax credit and cost-sharing reductions. The type of savings you qualify for may affect which plan category is the best fit for you.

You can view a summary of benefits, a plan brochure, a provider directory, and a list of covered drugs for each plan. You’ll find links to all of these when you’re comparing Marketplace plans or previewing plans and prices before you log in.

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Finding Health Insurance | USAGov

Category: Health Insurance

Get information on how to find and sign-up for health insurance, including ACA, COBRA, long-term care and health care for people with disabilities.

Note: In response to the coronavirus pandemic, you may be eligible to apply for coverage through the Health Insurance Marketplace during the special enrollment period, February 15 - May 15, 2021.

The Affordable Care Act (ACA) provides individuals and families greater access to affordable health insurance options including medical, dental, vision, and other types of health insurance that may not otherwise be available. Under the ACA:

Open enrollment time typically happens at the end of the year. It’s when you can freely make changes to your health care coverage purchased through the ACA's Health Insurance Marketplace.During the open enrollment period, you will be able to:

Visit HealthCare.gov to apply for benefits through the ACA Health Insurance Marketplace or you'll be directed to your state's health insurance marketplace website. Marketplaces, prices, subsidies, programs, and plans vary by state.

If you have questions about specific parts of your insurance plan, you must contact your insurance company to get answers. Only your insurance company can answer specific questions about doctors, medications, treatments, medical equipment, and what is and is not covered under your plan.

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Bright HealthCare Insurance Review – Forbes Advisor

See Forbes Advisor's rating for Bright HealthCare, which offers Affordable Care Act marketplace plans in California and Florida, as well as Medicare Advantage and small business plans.

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Marketplace health insurance plans and prices | HealthCare.gov

Category: Health Insurance

Preview health plans and price quotes in your area. See your Obamacare health insurance coverage options now, apply & save.

If you qualify for a Special Enrollment Period to enroll in or change coverage for the rest of 2022, you can view 2022 plans and prices now. Answer a few quick questions to find out if you qualify.

A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244. Health Insurance Marketplace® is a registered trademark of the Department of Health and Human Services.

HHS.gov A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244. Health Insurance Marketplace® is a registered trademark of the Department of Health and Human Services.

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Get a Quote for Affordable Health Insurance | Progressive

Category: Compare Health Insurance

Compare health insurance plans to find affordable and extensive coverage that works for you and your family. We offer choices for every budget.

With Progressive® Health by eHealth, a licensed insurance company, you can buy medical, dental, and vision insurance plans for everyone in your family. As a trusted provider, eHealth enables you to get the health coverage you need at a reasonable price, with more than 13,000 options from 180+ carriers.

With eHealth's free and easy-to-use plan finders and comparison tools, you can find the health insurance plan that best suits your budget and needs. Once you enroll, eHealth manages your application from start to finish. Get a health insurance quote today and give your family the care they deserve.

Medical insurance provides peace of mind, access to affordable health care, and a safeguard from financial loss for you and your family. With Progressive Health by eHealth, you can compare plans and premiums in just a few clicks, giving you the power to find the right plan for you. Get a health insurance quote online and see how affordable peace of mind can be.

Individual and family health insurance helps pay for the cost of health care, including medical emergencies, routine doctor's appointments, preventative care, and inpatient/outpatient treatment. With a family insurance plan, you, your spouse or partner, and your eligible children under 26 years old are usually covered. You typically pay a monthly premium, plus a deductible or copayment.

eHealth offers health insurance plans that provide additional coverage for prescription drugs (stand-alone Medicare Part D) and out-of-pocket expenses (Medigap) that typically aren't covered by Medicare. You can also enroll in a Medicare Advantage plan, a health insurance plan meant as an alternative way to get Medicare.

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Health and Dental Insurance: Find Affordable Plans

10/14/2022 · The best health and dental insurance bundle is from UnitedHealthcare, which has very high customer satisfaction and offers a variety of plan types. For those who want a stand …

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Compare Health Insurance Rates And Quotes From Multiple …

Category: Compare Health Insurance Health Insurance

Compare Health Insurance Rates And Quotes From Multiple Companies. Get cheap health insurance rates by easily comparing the best private and Marketplace prices in your area. …

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North Granby, Connecticut - Group Health Insurance

Category: Health Insurance

Employee Health Insurance & Benefits. Coverage in North Granby. If you’re comparing rates, plans or just need a new broker, contact us today! (888) 251-4141; [email protected]; …

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North Granby CT Home Insurance Rate Quotes!

Call now for quotes 1-855-976-2656 or shop with us online! Learn about average home insurance premiums in North Granby, plus savings and discount information. ... Easily compare up to 12 …

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Best 30 Auto Insurance in North Granby, CT with Reviews - YP.com

Shop Auto Insurance in North Granby, CT today & save hundreds! Get access to agents in your neighborhood, coupons, affordable rates, reviews, hours, contact info & free quotes within …

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Life Insurance in North Granby, CT - Yellow Pages

Life Insurance in North Granby on YP.com. See reviews, photos, directions, phone numbers and more for the best Life Insurance in North Granby, CT.

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