This article mentions the number of affordable health insurance plans in India. It begins with a brief introduction of dental health insurance plans and its general features, following with a detailed account of 4 pocket friendly insurance plans that cove
Dental insurance is the cover that is provided for your oral health, excluding cosmetic dentistry. It is now found as a part of most general health insurance plans, that cover surgical and procedural costs for any dental injury or infection. A few procedures covered under dental insurance plans include root canal, tooth extraction, and filling of carries. While stand-alone dental insurance plans are difficult to locate, some companies do have health insurance plans designed specifically for the maintenance of your teeth and gums.
Dental health insurance plans are also available under group insurance plans and family floater policies, and in some cases are incorporated under the out-patient-department (OPD) treatment. Insurance companies that provide dental health insurance offer maximum coverage irrespective of the medical procedure opted for, but charge a higher rate of premium in comparison to other insurance policies. However, you can secure dental health insurance for yourself at no extra cost by choosing any one of the following affordable plans listed below -
This insurance policy offers dental insurance under its general insurance plan. A policyholder can avail a health benefit of INR 5000, INR 10,000, INR 15,000, and INR 20,000. It also comes with an inpatient treatment service and covers any pre-existing medical condition after an initial period of 48 months. A policyholder can also avail a cumulative bonus benefit and for every instance of hospitalization, they can claim an ambulance cover of INR 2000.
HDFC Ergo’s Easy Health Plan is a dental insurance plan that covers OPD costs and is available at an affordable range. Its dental insurance coverage is equal to 1% of the sum insured, and the policyholder can receive a maximum sum of INR 5, 000 for an insurance coverage ranging between INR 3 Lakh up to INR 10 Lakh. For a higher sum insured amount, the dental coverage amount increases to INR 7,500. With inpatient, pre and post-hospitalization coverage, the HDFC Ergo Easy Health Plan comes with AYUSH benefits as well. Its domiciliary coverage options are like the cherry on top that allows anyone to receive medical supervision from within the confines of their home.
The Digit Health Care Plus Plan aims to address immediate dental problems as under its coverage options. A procedure involving X-rays, fillings, tooth extraction, and root canal are all covered under it. Furthermore, it comes with a special feature of tooth alignment for adolescents. Coming with additional features of critical illness coverage, maternity expenses, and pre and post-hospitalization benefits, this plan is affordable and comprehensive. Its cashless benefit feature ensures that there is no compromise for your medical needs and requirements.
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