Yes Bank tweaks FD rates again: Highest FD rate slashed to 7.50%, FD rates hiked by 25 bps on select tenures Simultaneously, rates on medium to long-term tenures have increased by 25 bps
After an initial 25 bps reduction on select tenures earlier this month, Yes Bank has once again adjusted its fixed deposit (FD) pricing—this time trimming its highest rate by another 25 bps, from 7.75% to 7.50%.Yes Bank has simultaneously raised interest rates by 25 bps on certain medium to long term tenures.
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The move comes after the Reserve Bank of India (RBI) cut repo rate by 25 bps in its latest monetary policy meeting. Banks’ deposit and lending rates are closely tied to the repo rate, which is the rate at which the Reserve Bank of India (RBI) lends to commercial banks.Federal Bank cuts FD, savings account interest rates, changes FD tenures: Here are the latest fixed deposit interest rates
Latest Yes Bank FD interest rates
After revision, Yes Bank offers fixed deposit interest rates between 3.25% and 7.50% for FD amounts less than Rs 3 crore for general citizens for tenures ranging from 7 days to 10 years, compared to 3.25% and 7.75% earlier. The bank offers the highest interest rate of 7.50% for a tenure of 12 months to less than 60 months. (earlier 7.75%)Also read: IDBI Bank cuts FD rates across special deposit, extends Utsav fixed deposit deadline
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These FD interest rates have been increased
The bank has increased the interest rate by 25 bps on FD tenures of 36 months to 60 months from 7.25% to 7.50%.| Tenure | Regular |
| Interest Rates (%P.A.)* | |
| 7 days to 14 days | 3.25% |
| 15 days to 45 days | 3.70% |
| 46 days to 90 days | 5.00% |
| 91 days to 120 days | 5.00% |
| 121 days to 180 days | 5.00% |
| 181 days to 271 days | 6.25% |
| 272 days to < 12 months | 6.50% |
| 12 months | 7.00% |
| 12 months 1 day to < 36 months | 7.50% |
| 36 months to < 60 months | 7.50% |
| 60 months | 7.50% |
| 60 months 1 day to <= 120 months | 7.00% |
Senior Citizen FD rates
For senior citizens, the bank offers interest rates between 3.75% and 8.25% per annum for amounts less than Rs 3 crore, compared to 3.75% to 8.50% earlier. The highest interest rate of 8.25% per annum (earlier 8.50%) is offered on tenure of 12 months to less than 24 months for senior citizens.These FD interest rates have been increased for senior citizens
The bank has increased the interest rate by 25 bps on fixed deposits with tenure of 36 months to 60 months from 8% to 8.25%.| Tenure | Senior Citizen** |
| Interest Rates (%P.A.)* | |
| 7 days to 14 days | 3.75% |
| 15 days to 45 days | 4.20% |
| 46 days to 90 days | 5.50% |
| 91 days to 120 days | 5.50% |
| 121 days to 180 days | 5.50% |
| 181 days to 271 days | 6.75% |
| 272 days to < 12 months | 7.00% |
| 12 months | 7.50% |
| 12 months 1 day to < 36 months | 8.00% |
| 36 months to < 60 months | 8.25% |
| 60 months | 8.25% |
| 60 months 1 day to <= 120 months | 7.75% |
This story originally appeared on: India Times - Author:Faqs of Insurances
