FD interest rates up to 7.95%: These banks have revised FD interest rates last week Senior citizens can now earn up to 7.95% on their FDs
Several banks have revised their fixed deposit (FD) interest rates in the past week, offering returns up to 7.95% for senior citizens. With the latest changes coming into effect from April 16, 2025, investors now have many options to consider when locking in their savings. Here’s a look at the revised FD rates from AU Small Finance Bank, IDFC FIRST Bank, and Bank of Maharashtra.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
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Latest AU Small Finance Bank FD interest rates
Following the revision, AU Small Finance Bank now offers interest rates between 3.75% and 7.75% on FD amounts less than Rs 3 crore for general citizens for tenures ranging from 7 days to 10 years. For senior citizens, the bank offers interest rates between 4.25% and 8.05%. The highest interest rate of 7.75% and 8.05% (senior citizens) is offered on a tenure of 18 months. The new rates are applicable from April 16, 2025.Also read: Highest savings account interest rate: Comparison of ICICI Bank vs HDFC Bank vs Axis Bank vs YES Bank
Tenure Bucket
Interest Rates7 Days to 1 Month 15 Days3.75%1 Month 16 Days to 3 Months5.50%3 Months 1 Day to 6 Months5.75%6 Months 1 Day to 12 Months7.00%12 Months 1 Day to 15 Months7.60%15 Months 1 Day to less than 18 Months7.40%18 Months7.75%18 Months 1 Day to 24 Months7.50%24 Months 1 Day to 36 Months7.50%36 Months 1 Day to 45 Months7.50%45 Months 1 Day to less than 60 Months7.25%60 Months to 120 Months7.25%
Senior citizens FD interest rates
Tenure BucketInterest Rates7 Days to 1 Month 15 Days4.25%1 Month 16 Days to 3 Months6.00%3 Months 1 Day to 6 Months6.25%6 Months 1 Day to 12 Months7.50%12 Months 1 Day to 15 Months8.10%15 Months 1 Day to less than 18 Months7.90%18 Months8.25%18 Months 1 Day to 24 Months8.00%24 Months 1 Day to 36 Months8.00%36 Months 1 Day to 45 Months8.00%45 Months 1 Day to less than 60 Months7.75%60 Months to 120 Months7.75%
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Latest IDFC FIRST Bank FD interest rates
Following the revision, IDFC FIRST Bank now offers interest rates between 3% and 7.50% on FD amounts less than Rs 3 crore for general citizens for tenures ranging from 7 days to10 years. For senior citizens, the bank offers interest rates between 3.5% and 8%.Also read: Yes Bank tweaks FD rates again: Highest FD rate slashed to 7.50%, FD rates hiked by 25 bps on select tenures
The highest interest rate of 7.5% and 8 % (senior citizens) is offered on a tenure of 400 days to 500 days. The new rates are applicable from April 16, 2025.
PeriodRate of Interest (% p.a.) w.e.f. 16th April 2025 Less than INR 3 Crores7 – 14 days3.00%15 – 29 days3.00%30 – 45 days3.00%46 – 90 days4.50%91 – 180 days4.50%181 days – less than 1 Year5.75%1 year6.50%1 year 1 day – 370 days7.00%371 days to 399 days7.25%400 days to 500 days7.50%501 days –2 years7.00%2 years 1 day 3 years6.50%3 years 1 day 5 years6.25%5 years 1 day 10 years6.25%
Latest Bank of Maharashtra FD interest rates
Following the revision, Bank of Maharashtra now offers interest rates between 2.75% and 7.45% (on special fixed deposit of 366 days) on FD amounts less than Rs 3 crore for general citizens for tenures ranging from 7 days to 10 years. For senior citizens, the bank offers an interest rate between 3.25% and 7.95%. The new rates are applicable from April 16, 2025.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
This story originally appeared on: India Times - Author:Faqs of Insurances
