HDFC Bank ends special edition deposit: Now offers highest FD interest of 7.75% from 7.90% The last date to invest in Special Edition FD was March 31, 2025
HDFC Bank ends its special edition Fixed Deposit (FD) offering a higher rate of interest. This exclusive FD scheme was introduced to provide investors with an opportunity to maximize their savings while ensuring stable and guaranteed returns. The last date to invest in Special Edition FD was March 31, 2025.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
Income Tax Guide
Income Tax Slabs FY 2025-26
Income Tax Calculator 2025
New Income Tax Bill 2025
Yes Bank has reduced its fixed deposit (FD) interest rates by 25 basis points (0.25%)on select tenures. This latest reduction raises concerns about a possible trend of declining FD interest rates across the banking sector.
Following the discontinuation of the scheme, HDFC Bank has revised its FD interest rates, effective April 1, 2025.
Latest HDFC Bank FD interest rates
HDFC Bank offers an interest rate between 3% and 7.25% on fixed deposits for regular citizens for tenures ranging from 7 days to 10 years for amounts less than Rs 3 crore. The highest interest rate of 7.25% is offered on tenure of 10 months to less than 21 months. The new rates are applicable from April 1, 2025.Tenor BucketInterest Rate (per annum)7 - 14 days3.00%15 - 29 days3.00%30 - 45 days3.50%46 - 60 days4.50%61 - 89 days4.50%90 days 4.50%6 months 1 days 5.75%9 months 1 day to 6.00%1 year to 6.60%15 months to 7.10%18 months to 7.25%21 months - 2 years7.00%2 Years 1 day to 7.00%2 Years 11 Months - 35 Months7.00%2 Years 11 Months 1 day 7.00%3 Years 1 day to 7.00%4 Year 7 Months - 55 months7.00%4 Year 7 Months 1 day 7.00%5 Years 1 day - 10 Years7.00%
a:hover{text-decoration:none;} .liveEventMain_widget{margin-top:15px;padding-top:24px;border-top:2px solid #000;position:relative;font-family:Montserrat;} .liveEvent_slider{position:relative;overflow:hidden;} .liveEvent_slider ul{white-space:nowrap;list-style:none;margin-top:12px;} .liveEvent_slider ul.sliderContainer{margin-bottom:30px;} .liveEvent_slider ul li{white-space:normal;width:282px;vertical-align:top;display:inline-block;margin-right:12px;border-radius:12px;box-shadow: 0px 4px 12px 0px #2407461F;background-color:#fff;overflow: hidden;} .images_wrap{position:relative;} .images_wrap .cover_img{object-fit:cover;object-position:center;border-top-left-radius:4px;border-top-right-radius:4px;} .images_wrap .author_img{position:absolute;left:10px;top:13px;border-radius:10px;} .images_wrap::before{background-image: linear-gradient(180deg, rgba(11, 11, 46, 0) 20.31%, rgba(11, 11, 46, .6) 61.46%, #0b0b2e);content: "";height: 100%;left: 0;position: absolute;right: 0;width: 100%;} .liveEventMain_widget .details{padding:12px;} .liveEventMain_widget .category{font-size:12px;line-height:14px;font-weight:700;color:#6a11b0;margin-bottom:8px;} .liveEventMain_widget .course_name{font-size:16px;line-height:20px;font-family:Faustina;-webkit-line-clamp:2;overflow:hidden;height:40px;display:-webkit-box;-webkit-box-orient:vertical;font-weight:600;color:#000;} .liveEventMain_widget .details .author_name{font-size:13px;line-height:16px;color:#333;font-weight:400;margin-top:4px;-webkit-line-clamp:2;overflow:hidden;height:32px;display:-webkit-box;-webkit-box-orient:vertical;} .liveEventMain_widget .view{border: 1.5px solid #D51131; display: block; padding: 8px 0; text-align: center; border-radius: 4px; font-size: 14px; line-height: 16px; color: #D51131; margin-top: 12px; width: 100%; font-family: Montserrat; font-weight: 600; cursor: pointer;} .liveEventMain_widget .view span{display: inline-block; width: 6px; height: 6px; border-top: 1.5px solid #ed193b; border-left: 1.5px solid #ed193b; transform: rotate(90deg); position: relative; left: 5px; top: -2px;} .liveEventMain_widget .view span::after{content: ''; display: inline-block; width: 11px; border-top: 1.5px solid #ed193b; transform: rotate(45deg); position: absolute; top: 3px; left: -2px;} .liveEventMain_widget .arrow_btn{width: 26px; height: 25px; position: absolute; z-index: 11; background-size: 312px; cursor: pointer;} .liveEventMain_widget .nextprev-btn{display:inline-block;width: 100%; position: absolute; top: 59%;} .liveEventMain_widget .prev-btn{background-position: -212px -2px;left: -12px;} .liveEventMain_widget .next-btn{background-position: -241px -2px; right: -3px;left:unset;} .liveEventMain_widget .arrow_btn.disable{opacity:0.5;} .liveEventMain_widget .ts-dots{display:inline-block;position:absolute;top:34px;right:10px;} .liveEventMain_widget .ts-dots ul{display:inline-block;} .liveEventMain_widget .ts-dots li{width:7px;height:7px;border-radius:50%;background-color:#cdcdcd;margin:0 2px;display:inline-block;} .liveEventMain_widget .ts-dots li span{display:none;} .liveEventMain_widget .ts-dots li.active{background-color:#ed193b;} .liveEventMain_widget .topContain { display: flex; align-items: center; gap: 6px; } .liveEventMain_widget .topContain .imgBox { max-width: 40px; } .liveEventMain_widget .topContain .logoTitle { font-family: "Montserrat", "Verdana"; font-weight: 700; font-size: 20px; line-height: 100%; } .liveEventMain_widget .topContain .logoSubTitle{ position: relative; font-size: 18px; font-weight: 500; line-height: 1.2; color: #747474; margin-left: 24px; } .liveEventMain_widget .topContain .logoSubTitle:before{ content:''; position: absolute; left: -13px; top: 0; width: 1px; height: 100%; background-color: #838383; } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer{ } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer .liveEventCard{ display: flex; } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer .liveEventCoverImg{ }
Live Events
HDFC Bank senior citizens FD rate
For senior citizens, the interest rate varies between 3.5% to 7.75% for tenures ranging from 7 days to 10 years for amounts less than Rs 3 crore. The highest interest rate of 7.75% is offered on tenure of 10 months to less than 21 months.Also read: Looking for high FD returns? These banks are offering up to 8.5% interest on fixed deposits
Tenor Bucket**Senior Citizen Rates (per annum)7 - 14 days3.50%15 - 29 days3.50%30 - 45 days4.00%46 - 60 days5.00%61 - 89 days5.00%90 days 5.00%6 months 1 days 6.25%9 months 1 day to 6.50%1 year to 7.10%15 months to 7.60%18 months to 7.75%21 months - 2 years7.50%2 Years 1 day to 7.50%2 Years 11 Months - 35 Months7.50%2 Years 11 Months 1 day 7.50%3 Years 1 day to 7.50%4 Year 7 Months - 55 months7.50%4 Year 7 Months 1 day 7.50%5 Years 1 day - 10 Years7.50%Source: HDFC Bank website
Special FD details
For an FD with a tenure of 35 months, regular investors earn an annual interest rate of 7.35%, whereas senior citizens get a slightly higher rate of 7.85%. A longer FD tenure of 55 months (4 years, 7 months) offers a higher interest rate compared to the 35-month tenure. Regular depositors receive 7.40% per annum, while senior citizens are entitled to 7.90% per annum.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
This story originally appeared on: India Times - Author:Faqs of Insurances
