FD interest rate up to 8.05%: Deadline of 6 banks’ special fixed deposit ends on March 31, 2025 These schemes, valid until March 31, 2025, provide better returns than traditional FDs, making them an attractive option for investors
Many banks are offering special fixed deposit (FD) schemes with attractive interest rates up to 8.05% for super senior citizens. These limited-period special FDs offer better returns than conventional fixed deposits, making them an attractive choice for investors wishing to optimize their investments.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
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Leading banks such as SBI, IDBI Bank, Indian Bank, HDFC Bank, and Punjab & Sind Bank have introduced special FD tenures with competitive rates. The schemes cater to general investors, senior citizens, and super senior citizens, with varying interest rates depending on the tenure and category.
Also read: SBI special FD interest rates up to 7.75%: March 31, 2025, is the last date to invest in two special fixed deposits
As the deadline to avail these special FD rates is March 31, 2025, investors should consider locking in their deposits before the month ends. Here’s a detailed look at the special FD schemes offered by different banks.
SBI Amrit Vrishti
For general citizens, SBI’s Amrit Vrishti, a special tenor plan of "444 days", offers a rate of interest of 7.25%, while for senior citizens, the interest rate offered under the scheme is 7.75%. The scheme is effective till March 31, 2025.a:hover{text-decoration:none;} .liveEventMain_widget{margin-top:15px;padding-top:24px;border-top:2px solid #000;position:relative;font-family:Montserrat;} .liveEvent_slider{position:relative;overflow:hidden;} .liveEvent_slider ul{white-space:nowrap;list-style:none;margin-top:12px;} .liveEvent_slider ul.sliderContainer{margin-bottom:30px;} .liveEvent_slider ul li{white-space:normal;width:282px;vertical-align:top;display:inline-block;margin-right:12px;border-radius:12px;box-shadow: 0px 4px 12px 0px #2407461F;background-color:#fff;overflow: hidden;} .images_wrap{position:relative;} .images_wrap .cover_img{object-fit:cover;object-position:center;border-top-left-radius:4px;border-top-right-radius:4px;} .images_wrap .author_img{position:absolute;left:10px;top:13px;border-radius:10px;} .images_wrap::before{background-image: linear-gradient(180deg, rgba(11, 11, 46, 0) 20.31%, rgba(11, 11, 46, .6) 61.46%, #0b0b2e);content: "";height: 100%;left: 0;position: absolute;right: 0;width: 100%;} .liveEventMain_widget .details{padding:12px;} .liveEventMain_widget .category{font-size:12px;line-height:14px;font-weight:700;color:#6a11b0;margin-bottom:8px;} .liveEventMain_widget .course_name{font-size:16px;line-height:20px;font-family:Faustina;-webkit-line-clamp:2;overflow:hidden;height:40px;display:-webkit-box;-webkit-box-orient:vertical;font-weight:600;color:#000;} .liveEventMain_widget .details .author_name{font-size:13px;line-height:16px;color:#333;font-weight:400;margin-top:4px;-webkit-line-clamp:2;overflow:hidden;height:32px;display:-webkit-box;-webkit-box-orient:vertical;} .liveEventMain_widget .view{border: 1.5px solid #D51131; display: block; padding: 8px 0; text-align: center; border-radius: 4px; font-size: 14px; line-height: 16px; color: #D51131; margin-top: 12px; width: 100%; font-family: Montserrat; font-weight: 600; cursor: pointer;} .liveEventMain_widget .view span{display: inline-block; width: 6px; height: 6px; border-top: 1.5px solid #ed193b; border-left: 1.5px solid #ed193b; transform: rotate(90deg); position: relative; left: 5px; top: -2px;} .liveEventMain_widget .view span::after{content: ''; display: inline-block; width: 11px; border-top: 1.5px solid #ed193b; transform: rotate(45deg); position: absolute; top: 3px; left: -2px;} .liveEventMain_widget .arrow_btn{width: 26px; height: 25px; position: absolute; z-index: 11; background-size: 312px; cursor: pointer;} .liveEventMain_widget .nextprev-btn{display:inline-block;width: 100%; position: absolute; top: 59%;} .liveEventMain_widget .prev-btn{background-position: -212px -2px;left: -12px;} .liveEventMain_widget .next-btn{background-position: -241px -2px; right: -3px;left:unset;} .liveEventMain_widget .arrow_btn.disable{opacity:0.5;} .liveEventMain_widget .ts-dots{display:inline-block;position:absolute;top:34px;right:10px;} .liveEventMain_widget .ts-dots ul{display:inline-block;} .liveEventMain_widget .ts-dots li{width:7px;height:7px;border-radius:50%;background-color:#cdcdcd;margin:0 2px;display:inline-block;} .liveEventMain_widget .ts-dots li span{display:none;} .liveEventMain_widget .ts-dots li.active{background-color:#ed193b;} .liveEventMain_widget .topContain { display: flex; align-items: center; gap: 6px; } .liveEventMain_widget .topContain .imgBox { max-width: 40px; } .liveEventMain_widget .topContain .logoTitle { font-family: "Montserrat", "Verdana"; font-weight: 700; font-size: 20px; line-height: 100%; } .liveEventMain_widget .topContain .logoSubTitle{ position: relative; font-size: 18px; font-weight: 500; line-height: 1.2; color: #747474; margin-left: 24px; } .liveEventMain_widget .topContain .logoSubTitle:before{ content:''; position: absolute; left: -13px; top: 0; width: 1px; height: 100%; background-color: #838383; } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer{ } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer .liveEventCard{ display: flex; } .liveEventMain_widget .liveEvent_slider .liveEventCardContainer .liveEventCoverImg{ }
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SBI Amrit Kalash
The special tenor scheme of “400 days” offers a rate of interest of 7.10% for general citizens, and for senior citizens it offers a rate of interest of 7.60%. The scheme is valid till March 31, 2025.
IDBI Bank
Utsav Callable FD is a special FD scheme with interest rates that vary depending on the maturity period. The last date to invest in Utsav FD is March 31, 2025.Special BucketsGeneral/NRE/NROSenior CitizensSuper Senior Citizens(January 13, 2025)300 Days7.057.557.55375 Days7.257.757.9444 Days7.357.858555 Days7.47.98.05700 Days7.27.77.85
Indian Bank
Indian Bank offers special fixed deposit (FD) schemes of IND Supreme 300 Days and IND Super 400 Days. These schemes offer interest rates of up to 8.05% for super senior citizens. The last date to invest in the scheme is March 31, 2025.Ind Super 400 days
Category Rate of Interest ( %p.a)Public 7.30%Senior Citizen 7.80%Super Senior Citizen8.05%
Ind Supreme 300 days
Category Rate of Interest ( %p.a)Public 7.05%Senior Citizen 7.55%Super Senior Citizen7.80%
HDFC Bank special FD
HDFC Bank’s special edition Fixed Deposit (FD) offering higher rate of interest will end soon. For an FD with a tenure of 35 months, regular investors earn an annual interest rate of 7.35%, whereas senior citizens get a slightly higher rate of 7.85%. This additional 0.50% benefit for senior citizens helps them maximize their savings and generate better returns on their deposits.
Also read: FD interest rate up to 7.9%: HDFC Bank’s special edition FD ends on March 31, 2025
Punjab and Sindh Bank special FD
Punjab and Sindh Bank’s special fixed deposit (FD) scheme offers attractive interest rates for various tenures. For a tenure of 333 days, the FD interest rate is 7.20%, while for 444 days, the interest rate is 7.30%. A callable FD with a tenure of 555 days offers an interest rate of 7.45%. Additionally, the FD rate for a 777-day tenure is 7.20%, and for 999 days, it is 6.65%. This special FD scheme will remain valid until March 31, 2025 for general citizens. For senior citizens, the bank offers a 0.50% higher FD interest rate.
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This story originally appeared on: India Times - Author:Faqs of Insurances
