After DCB Bank, Shivalik SFB, this bank slashes FD interest rates: Check latest FD interest rates The highest interest rate for general citizens is now 7.75% and 8.25% for senior citizens
IndusInd Bank has cut the interest rates on fixed deposits (FDs) for amounts less than Rs 3 crore. According to the bank's official website, the new FD rates are effective from February 24, 2025.The bank earlier used to offer the highest interest rate of 7.99% for general citizens and 8.49% for senior citizens. After the revision, the bank offers the highest interest rate of 7.75% for general citizens and 8.25% for senior citizens.
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Latest IndusInd Bank FD rates
The bank offers fixed deposit interest rates between 3.50% and 7.75% for general citizens for FD tenures ranging from 7 days to 10 years. For senior citizens, the bank offers a fixed deposit interest rate between 4% and 8.25% for FD tenures ranging from 7 days to 10 years.The highest interest rate of 7.75% for general citizens and 8.25% for senior citizens is offered on tenures between 1 year 5 months and below 1 year 6 months.
Also read: FD interest rate up to 9.10%: 6 banks that have revised fixed deposit interest rate in February 2025; Check details
Earlier, the highest interest rate offered for general citizens was was 7.99% and 8.49% for senior citizens was offered on tenures between 1 year 5 months and below 1 year 6 months.
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DOMESTIC(RESIDENT) NRE/NRO deposits(Senior Citizen)TenureRateRate7 days to 14 days3.5415 days to 30 days3.5431 days to 45 days3.754.2546 days to 60 days4.755.2561 days to 90 days4.755.2591 days to 120 days4.755.25121 days to 180 days55.5181 days to 210 days5.856.35211 days to 269 days6.16.6270 days to 354 days6.356.85355 days to 364 days6.571 Year to below 1 Year 3 months7.758.251 Year 3 months (15 months) to below 1 Year 4 months (16 months)7.758.251 Year 4 months to below 1 Year 5 months7.758.251 Year 5 months to below 1 Year 6 months7.758.251 Year 6 Months up to 2 Years7.758.25Above 2 Years to below 2 Years 6 Month7.257.752 years 6 Months (30 months) to below 2 years 7 months (31 months)7.257.752 year 7 months to 3 years 3 months7.257.75Above 3 years 3 months to below 61 month7.257.7561 month and above77.5Indus Tax Saver Scheme (5 years)7.257.75
Also read: FD interest rate up to 9.3%: This bank revises interest rates on fixed deposits for these citizens
Other banks that have cut FD rates
Following the RBI's repo rate cut from 6.50% to 6.25%, both Shivalik Small Finance Bank and DCB Bank have lowered their fixed deposit (FD) interest rates. DCB Bank reduced rates by up to 65 basis points (bps), while Shivalik Small Finance Bank cut rates by 25 bps, though senior citizens can still earn up to 9.05% on their deposits.
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This story originally appeared on: India Times - Author:Faqs of Insurances
