Punjab & Sind Bank has increased fixed deposit interest rates for specific tenures and introduced special tenure fixed deposits with limited period offer

Up to 8.15% FD interest rate: Punjab & Sind Bank increases fixed deposit rates The new rates are effective from October 21, 2024

Punjab & Sind Bank has increased fixed deposit interest rates for specific tenures and introduced special tenure fixed deposits with limited period offer. The new rates are effective from October 21, 2024.

Punjab & Sind Bank fixed deposit rates

After the revision, Punjab & Sind offers fixed deposit interest rates between 4% to 7.45% for callable deposits for tenure ranging from 7 days to 10 years for general citizens. The bank also offers highest interest rate of 7.50% on non-callable deposit of tenure 555 days (Non - Callable).

Punjab & Sind Bank Senior citizens FD rates

Senior Citizens shall be given benefit of additional interest of 0.50% on term deposits of less than Rs. 3 crore, over and above the mentioned rates for the maturity of 180 days & above on fresh as well as on renewal of term deposits. The bank offers an interest rate between 4% to 7.95% for callable deposits. The bank offers highest interest rate of 8% on non callable deposit tenue of 555 days.

Punjab & Sind Bank Super Senior Citizens FD rates

Super Senior Citizens (80 Years & above) will be given benefit of additional interest of 0.15% on specific period (i.e. 222Days, 333Days, 444Days, 555 Days, 777Days, 999Days) Term Deposits of less than Rs. 3 crores, above for the maturity of 180 days & above on fresh as well as on renewal of term deposits. The highest interest rate offered for super senior citizen is 8.15% on tenure of 555 days on non callable deposit and 8.10% on callable deposit on same tenure.

Revised w.e.f. 21/10/2024 (% p.a.)
Maturity	Fixed Deposit
Maturity	Less than Rs.3 Cr
7 - 14 Days	4.00(#)
15 - 30 Days	4
31 - 45 Days	4.25
46 - 90 Days	4.5
91 - 120 Days	4.5
121-150 Days	4.75
151 - 179 Days	6
180 – 221 Days	5.25
222 Days	6.30($)
223 – 269 Days	5.25
270 – 332 Days	5.5
333 Days	7.20($)
334-<1 Year	5.5
1 Year	6.3
>1 Years - 443 Days	6
444 Days	7.30($)
445 Days - 554 Days	6
555 days ( Callable)	7.45($)
555 days ( Non - Callable)*	7.50($)
556 Days - <2 Year	6
>2 Years - 776 days	6.3
777 Days	7.25($)
778 Days- 998 Days	6.3
999 Days ( Callable)	6.65($)
999 Days (Non - Callable)*	7.40($)
1000 Days - <3 Year	6.3
3 Years - 5 Years	6
>5 Years - 10 Years	6.25

Special FD tenure with deadline

The special FD tenure of 222 days, 333 days, 444 days, 555 days (Callable), 555 days (Non - Callable), 777 days, 999 days ( Callable), 999 days (Non - Callable)* will be valid up to December 31, 2024.

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