Bank of Baroda launches new fixed deposit scheme; offers higher FD interest rates of up to 7.9% These updated rates came into force on October 14, 2024
Bank of Baroda recently updated its fixed deposit interest rates on select deposits and introduced a new deposit option called the Bob Utsav Deposits Scheme, which offers higher interest rates to its customers. These new rates came into effect on October 14, 2024.#sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto 0;} #sr_widget.onDemand .sr_desc{color: #024d99;margin-top:10px;} #sr_widget.onDemand .crypto .live_stock .lb-icon{8px 6px 5px 3px !important} #sr_widget.crypto.onDemand a.text{border-bottom:1px solid #ccc;padding-bottom:5px;display:block;width:100%} #sr_widget.onDemand .sr_desc .text p, #stock_pro.onDemand .sr_desc .text p{font-size:12px;font-weight:400;}
bob Utsav Deposits Scheme
The scheme offers 7.30% for general citizens, 7.80%* to senior citizens and 7.90%$ for super senior citizens. (* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years))
Get up to 9% FD interest rate: Which bank is offering the highest fixed deposit interest rate in October?
Latest Bank of Baroda FD interest rate
Following the revision, the bank will provide general citizens with FD interest rates ranging from 4.25% to 7.30% (including special deposit) for deposit periods of 7 days to 10 years and amounts below Rs 3 crore for callable deposits. For senior citizens, the bank offers an interest rate between 4.75% to 7.80%.
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Domestic Term Deposits including NRO Deposits below Rs 3 crore, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
TenorsResidents / General Public (%)Resident Indian Sr. Citizen (%)Resident Super Senior Citizen (%)7 days to 14 days4.254.75*4.75*15 days to 45 days4.55.00*5.00*46 days to 90 days5.56.00*6.00*91 days to 180 days5.66.10*6.10*181 days to 210 days5.756.25*6.25*211 days to 270 days6.256.75*6.75*271 days & above and less than 1 year6.57.00*7.00*1 year6.857.35*7.35*Above 1 year to 400 days (except 400 Days)77.50*7.60 $Above 400 days and upto 2 Years77.50*7.60 $Above 2 Years and upto 3 Years7.157.65*7.75 $Above 3 Years and upto 5 Years6.87.40 #7.50 $Above 5 Years and upto 10 Years6.57.50**7.50**Above 10 years (MACT/MACADCourt Order schemes only)6.256.75*6.75*
(* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, # incl. additional ROI of 0.50+0.10 (reduced from 0.15%) for RTD above 3 Years and upto 5 Years w.e.f 14.10.2024, **incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens and $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years)].
(* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years).
bob earth Green Term Deposits - Domestic & NRO Deposits below Rs 3 crore, ROI in % [Fresh & Renewal] - (w.e.f 14-10-2024)
Tenure of Green DepositResident/General Public/NRO/NRE (%)Resident Indian Sr. Citizen (%)Resident Indian Super Sr. Citizen (%)12 months6.87.30*7.30*1.5 years6.957.45*7.55 $777 days7.17.60*7.70 $1111 days6.757.35#7.45 $1717 days6.757.35#7.45 $2201 days6.457.45**7.45**
(* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, # incl. additional ROI of 0.50+0.10 (reduced from 0.15%) for RTD above 3 Years and upto 5 Years w.e.f 14.10.2024, **incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens and $ includes 0.10% for Senior Citizens for Deposits above 1 year and upto 5 years)
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This story originally appeared on: India Times - Author:Faqs of Insurances
