Get New York car insurance quotes, cost & coverage fast. Find affordable NY auto insurance including liability, property damage, comprehensive, collision, medical, PIP, uninsured, underinsured, rental car, roadside a-sistance and more.
Get New York car insurance quotes, cost & coverage fast. Find affordable NY auto insurance including liability, property damage, comprehensive, collision, medical, PIP, uninsured, underinsured, rental car, roadside a-sistance and more.
If you are like any of the thousands of drivers on the road every day, then it is likely that you or someone in your household has obtained New York car insurance to both satisfy the legal liability requirements of the New York, as well as to protect your vehicle, the occupants, and other peoples autos and property.
While getting a NY auto insurance quote is a fairly easy process, especially with the convenience of online shopping, many people still do not understand exactly what types of car insurance are available and how the types differ. Here we'll discuss the main car insurance policy types and optional coverages and also go over examples of what the coverage options insure. This way, the next time you request a New York car insurance quote, you will be better equipped to make an informed decision.
New York car insurance has many coverages - so it's important to research the options, see what NY requires and what coverages are optional, and how each can protect you in the vent of an accident or other loss. NY auto insurance policies contains at least one or more of the following specific types of coverage and each option is priced separately (this is not an exhaustive list):
Bodily Injury Liability: This type of car insurance coverage protects the policy holder as well as any other drivers listed on the policy by covering medical costs for injuries caused to other motorists. Oftentimes, people will increase the minimum coverage to protect their other a-sets in the event that an injured motorist sues for additional damages because your automobile insurance will pay up to the limits on the policy - you are out of pocket for expenses that exceed those limits.